2. How Does Factoring Work?
Our Process is Simple…
1
Your customer places an order
with you “American Receivable
Corporation is a
professional organization
2 from top to bottom. They
are experts in their field, run
You provide the invoice to
American Receivable and
their business with integrity
receive funding within 24 and provide excellent
hours (less a small reserve)
service to both their
customers and vendors. I
3 would never hesitate to
refer any business to them
You use the funds to provide
the goods and services to
because I know they would
your customer be treated with fairness,
honesty and respect.”
4
American Receivable
Steve Carpenter
collects payment from Sr. Vice President
your customer Preston State Bank
5
American Receivable releases
the reserve to you
Call us today at (972) 404–4726 or (800) 297–6652 or visit us on the web at
www.americanreceivable.com
3. American Receivable supplies the knowledge, the
needed cash, the interest in your business that
can enable you to achieve steady, solid growth in
even the toughest, most competitive situations
Solving Cash Flow Problems
By converting invoices into cash,
American Receivable provides the
What is Factoring? growing business with the capital to
handle payroll, purchase materials,
It’s Simple… alleviates the pain of delaying
operations while waiting for
payments from customers.
Since 1979 American Receivable has helped growing companies
meet their goals by providing the working capital essential to Long–Term Source of Funds
business operations. A growing business’ greatest asset might be Factoring provides a valuable,
their accounts receivable – but banks are not likely to make these ongoing source of funds, equivalent
types of loans. Owners of rapidly-growing businesses with more to a line of credit.
Collection Assistance
American Receivable assumes
collection responsibilities so that
business owners can devote their
time and energy to sales and
production – the very things that fuel
the business.
Leaving the Owner in Control
valuable time and energy. These problems are better solved by With American Receivable, there is
no more uncertainty about when the
cash supply will meet the immediate
needs of the business. Many
companies can utilize this cash to
from businesses and provide their owners with cash today when take advantage of payment discounts
needed. With an understanding of the concerns of growing to suppliers, effectively increasing
companies, American Receivable provides these essential services:
4. Our Management Team
Experience Counts…
John A. Stieber Jack Stieber Brad Gurney
Chairman of the Board President Senior Vice President
jack@americanreceivable.com brad@americanreceivable.com
A professor for more than thirty
years at Southern Methodist Mr. Stieber has been a pioneer in As a founder of American
University, Mr. Stieber is currently Receivable, Mr. Gurney has helped
Professor Emeritus of Finance and the Southwest since beginning his establish the American Receivable
Economics. career in 1979. As a founder of
making it synonymous with
A noted business author and he has helped countless businesses professionalism, integrity and
lecturer, Mr. Stieber has served succeed with his innovative stability. He works closely with area
as a consultant to IBM, National organizations to promote factoring
During his career, he has worked for a variety of businesses.
closely with the Small Business
Education, Lone Star Steel, and Administration, The Small Business Mr. Gurney’s primary focus
Arthur Anderson. with American Receivable and
He has been involved in the development and establishing and
factoring. maintaining customer relationships.
Owner-Managed Business at SMU. The emphasis on establishing
Mr. Stieber is also very active relationships with its clients is one
In addition to his professorial in his community and supports a of the cornerstones upon which
duties at the University, he was number of organizations including American Receivable was built, and
responsible for management of the which to date remains the most
Student Endowment Fund, served Ronald McDonald House of Dallas. important.
as Director of the Graduate Finance
Director of the internationally- responder and a member of the
renowned MBA program.
Team.
Mr. Stieber has also served on
the Board of Directors for several
corporations in the high-tech,
chemical, and commercial real
estate industries.
5. “We have worked with
American Receivable
for years. I find them to
be professional, timely
and reliable. They take
the time to understand
our business and work
with us to understand
our needs. They’ve been
a great partner!”
What Makes Us Better?
That’s easy… Charlie Alsmiller
President
Summa Technology Group, Inc.
Stability
Since 1979 American Receivable has been owned and managed by
the same factoring professionals, who are dedicated to each client
Dependability
American Receivable has helped countless clients since 1979.
“American Receivable has
been a great resource to
Sensibility
American Receivable has helped countless clients since 1979. me and my clients for over
25 years. In those instances
where traditional bank
debt was not an option,
Flexibility
American Receivable will work with clients in reorganization, as they have often provided
well as those with poor credit. Because small businesses have the needed funding. Then,
limited resources available and often lack the time to focus
on unproductive issues such as cash management, American when the relationship
Receivable works hand in hand with their clients to ease the could be transitioned to
a bank, they were both
supportive and helpful to
the client.”
Randall C. Lasley
Senior Vice President
Texas Capital Bank
6. www.americanreceivable.com
toll free: phone: (972) 404–4726 Austin: (512) 478–6523 12655 N. Central Expwy, Ste 675
1 (800) 297–6652 fax: (972) 404–7016 San Antonio: (210) 349–3244 Dallas, Texas 75243
