Money, Saving & Investing in Real estate & Stock Market

1. Good Morning

2. Money,
Saving &
Investing ...
by Sameera Nelson

3. ● Money Saving
○ Saving is saving
○ Spend Wisely
● Investing
○ Risk & Methods
○ Examples
● Real Estate
● Stock Market
○ Stock Trading
○ Dividends
Outline
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4. Disclaimer
Associated Risks are
Highly Advised !
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5. Saving
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6. Loan as a Saving
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7. Spend Wisely
Price is what you pay,
Value is what you get.
Warren Buffett
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8. Investing & Risk
“Risk comes from not knowing what you are
doing”
WB
"Make your money work for you"
“If you aren’t thinking about owning a stock for 10
years, don’t even think about owning it for 10 minutes.”
WB
Considerations
● Real Estate
● Stock market
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9. Real Estate
● Average land prices in Colombo has increased by 36%
within the past year.
● Value of apartments has risen more than 100%
in the past 3 to 4 years.
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10. Stock Market
Risk Reward
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11. Rewards, How ?
Stock Trading Dividends
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12. Stock Market Tips
● Look for,
○ Long term investments
○ Stable companies
● Refer Annual Financial Reports
● Consider dividend ratios
● Buy below NAV
● Develop an incremental/ growing fund
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13. Stock Market, Long Term
Ceylon Cold Stores ● 2014
○ 1000 @ Rs. 150
Rs. 150, 000/=
● 2017
○ 1000 @ Rs. 1000
Rs. 1, 000, 000/=
567% in 3 Years
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14. Stock Market, Medium Term
Sampath Bank PLC ● July 2017
○ 1000 @ Rs. 230
Rs. 230, 000/=
● October 2017
○ 1000 @ Rs. 350
Rs. 350, 000/=
52% in 3 Months
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15. Stock Market, Short Term
Colombo Trust Finance ● 7th Sep, 2017
○ 10, 000 @ Rs. 15
Rs. 150, 000/=
● 14th Sep, 2017
○ 10, 000 @ Rs. 27.50
Rs. 275, 000/=
83% in 7 Days
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16. Stock Market
PC House PLC ● January, 2011
○ 10, 000 @ Rs. 30
Rs. 300, 000/=
● January, 2015
○ 10, 000 @ Rs. 0.10
Rs. 1, 000/=
??? in 4 years 16

17. Price vs Value Again
"The stock market is filled with individuals who
know the PRICE of everything, but the
VALUE of nothing."
Phillip Fisher
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18. THANK YOU
&
HAPPY INVESTING
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