The document projects the revenue, expenses, and cash flow for a company in 2013. It shows that sales are expected to increase each month from January to December, with total projected annual sales of $538,096. Total projected annual gross margin is $403,572 at a rate of 75%. Total projected annual operating expenses are $343,354, resulting in projected annual net income of $32,408 or 6% of total sales. The projected cash flow shows a positive cash balance each month, with an ending cash balance for the year of $32,408.

1. Projected Income Sheet Year 2013
Revenue
January
February
March
April
May
June
July
August
September
October
November
December
Total
Sales
$26,904.80
$29,595.28
$32,285.76
$37,666.72
$51,119.12
$56,500.08
$34,976.24
$37,666.72
$48,428.64
$51,119.12
$64,571.52
$67,262.00
$538,096.00
Cost of Sales
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
$134,524.00
Gross Margin
$15,694.47
$18,384.95
$21,075.42
$26,456.39
$39,908.79
$45,289.74
$23,765.91
$26,456.39
$37,218.30
$39,908.79
$53,361.19
$56,051.66
$403,572.00
58%
62%
65%
70%
78%
80%
68%
70%
77%
78%
83%
83%
75%
$12,073.50
$13,280.85
$14,488.20
$16,902.90
$22,939.65
$25,354.35
$15,695.55
$16,902.90
$21,732.30
$22,939.65
$28,976.40
$30,18
3.75
$241,470.00
Marketing
$941.67
$1,035.83
$1,130.00
$1,318.34
$1,789.17
$1,977.50
$1,224.17
$1,318.34
$1,695.00
$1,789.17
$2,260.00
$2,354.17
$18,833.36
Utilities
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$672.62
$8,071.44
Insurance
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$166.67
$2,000.00
Depreciation
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$13,735.87
Equipment Loan
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$2,216.98
$26,603.76
Rent Payment
Total Operating
Expenses
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$2,720.00
$32,640.00
$19,936.09
$21,237.61
$22,539.12
$25,142.16
$31,649.74
$34,252.77
$23,840.64
$25,142.16
$30,348.22
$31,649.74
$38,157.33
$39,458.84
$343,354.43
Profit Before
Taxes and
Benefits
-$4,241.62
-$2,852.66
-$1,463.70
$1,314.23
$8,259.05
$11,036.97
-$74.73
$1,314.23
$6,870.08
$8,259.05
$15,203.86
$16,592.82
$60,217.58
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$600.83
$7,210.00
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$1,716.67
$20,600.00
-$6,559.12
-$5,170.16
-$3,781.20
-$1,003.27
$5,941.55
$8,719.47
-$2,392.23
-$1,003.27
$4,552.58
$5,941.55
$12,886.36
$14,275.32
$32,407.58
-24%
-17%
-12%
-3%
12%
15%
-7%
-3%
9%
12%
20%
21%
6%
Gross Margin %
Operating
Expenses
Payroll
Taxes and FICA
Employee
Benefits
Net Income
Net
Income/Sales
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2. Projected Cash Flow Year 2013
January
Cash Received
February
March
April
May
June
July
August
September
October
November
December
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Cash Sales
$26,904.80
$29,595.28
$32,285.76
$37,666.72
$51,119.12
$56,500.08
$34,976.24
$37,666.72
$48,428.64
$51,119.12
$64,571.52
$67,262.00
Subtotal Cash from Operations
$26,904.80
$29,595.28
$32,285.76
$37,666.72
$51,119.12
$56,500.08
$34,976.24
$37,666.72
$48,428.64
$51,119.12
$64,571.52
$67,262.00
Additional Cash Received
Sales Tax, VAT, HST/GST Received
$1,345.24
$1,479.76
$1,614.29
$1,883.34
$2,555.96
$2,825.00
$1,748.81
$1,883.34
$2,421.43
$2,555.96
$3,228.58
$3,363.10
$25,000.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$53,250.04
$31,075.04
$33,900.05
$39,550.06
$53,675.08
$59,325.08
$36,725.05
$39,550.06
$50,850.07
$53,675.08
$67,800.10
$70,625.10
Cash Spending
$21,108.93
$22,410.45
$23,711.97
$26,315.00
$32,822.59
$35,425.62
$25,013.49
$26,315.00
$31,521.07
$32,822.59
$39,330.17
$40,631.69
Bill Payments
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
$11,210.33
$11,210.33
$11,210.34
Depreciation
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$1,144.66
$33,463.92
$34,765.44
$36,066.96
$38,669.99
$45,177.57
$47,780.61
$37,368.47
$38,669.99
$43,876.06
$45,177.57
$51,685.16
$52,986.68
$1,345.24
$1,479.76
$1,614.29
$1,883.34
$2,555.96
$2,825.00
$1,748.81
$1,883.34
$2,421.43
$2,555.96
$3,228.58
$3,363.10
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$25,000.00
New Current Borrowing
New Investment Received
Total Cash Received
Expenditures
Subtotal Spent on Operations
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out
Other Liabilities Principal Repayment
Subtotal Cash Spent
$1,345.24
$1,479.76
$1,614.29
$1,883.34
$2,555.96
$2,825.00
$1,748.81
$1,883.34
$2,421.43
$2,555.96
$3,228.58
$28,363.10
Total Cash Spent
$34,809.16
$36,245.20
$37,681.25
$40,553.32
$47,733.53
$50,605.62
$39,117.28
$40,553.32
$46,297.50
$47,733.53
$54,913.73
$81,349.78
Net Cash Flow
$18,440.88
-$5,170.16
-$3,781.20
-$1,003.27
$5,941.55
$8,719.47
-$2,392.23
-$1,003.27
$4,552.58
$5,941.55
$12,886.36
-$10,724.68
Cash Balance
$18,440.88
$13,270.72
$9,489.52
$8,486.25
$14,427.80
$23,147.27
$20,755.04
$19,751.77
$24,304.34
$30,245.89
$43,132.26
$32,407.58
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