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Table of Contents 
Acknowledgemen 
t 
List of Tables 
List of Figures 
Abbreviation 
Chapter -I Page 
No. 
1. Introduction 1-5 
1.1 General Background 1 
1.2 Literature Survey 2 
1.3 Purpose of study 3 
1.4 Problem of Study 4 
1.5 Hypothesis 5 
1.6 Limitation of the Study 5 
2. Research Methodology 6-11 
2.1 Research Design 6 
2.2 Method of Analysis 7 
2.3 Tools Used 9 
2.4 Fieldwork Procedure 
7 
2.5 Chapter Scheme 
11 
3. Presentation and Analysis of Data 12-18 
3.1 Presentation of Data 12 
3.2 Analysis of Data 17 
4. Summary, Conclusion and Recommendation 19-20 
4.1 Summary 19 
4.2 Conclusion 19 
4.3 Recommendation 20 
Bibliography 
Appendix 1 
Appendix 2
List of Table 
Table No. Title Page No. 
1 Investment of loan in various sectors 13 
2 Recovery of loan from various sectors 14 
3 Interest received in various sectors 15 
4 Amount due to recover in various sectors 16 
List of Figures 
Figure No. Title Page No. 
1 Research Designing Procedure 7 
2 Bar diagram of investment of loan in various sector 13 
3 Bar diagram of Recovery of loan from various sector 14 
4 Interest received in various sectors 15 
5 Bar diagram of interest received in various sectors 16 
6 Pie chart Amount due to in various sectors 17 
Abbreviation 
SMCSL Swastik Multipurpose Co-operative Society Ltd. 
Rs. Rupees 
Ltd. Limited 
T.U. Tribhuvan University 
% Percentage 
B.B.S Bachelor of Business Study 
B.S Bikram Sambat
LOAN MANAGEMENT 
OF 
Swastik Multipurpose Co-operative Society Ltd. 
Narayangarh-3, Chitwan 
Nepal 
By: 
UMESH CHANDRA BHATTARAI 
T.U. Registration No.: 7-2-241-332-2004 
Symbol No.: 4870 
A FIELDWORK REPORT 
Submitted To: 
Balkumari College, Narayangarh 
Tribhuvan University 
In partial of the requirement for the degree of Bachelor of Business Studies 
Narayangarh, Chitwan 
June, 2007
Balkumari College Narayangarh 
Faculty of Management 
TRIBHUVAN UNIVERSITY 
Ref. No. Date: ……….. 
RECOMMENDATION 
This is to certify that the fieldwork assignment report: 
Submitted by: 
UMESH CHANDRA BHATTARAI 
T.U. Registration No.: 7-2-241-332-2004 
Symbol No.: 4805 
Entitled: 
LOAN MANAGEMENT 
OF 
Swastik Multipurpose Co-operative Society Ltd. 
Narayangarh-3, Chitwan 
Nepal 
has been prepared as approved by this department in the prescribed formal 
of the Faculty of Management. This fieldwork report is in the form as 
required by the Faculty of Management. Tribhuvan University. It is 
forwarded for examination. 
Report Advisor Programme Incharge 
Name: Mr. Rajkumar Poudel Name: Mr. Bhim Narayan Adhikari 
Sign: Sign: 
Date: Date:
Balkumari College, Narayangarh 
Internal Evaluation Sheet 
We have conducted the Internal Evaluation Examination of the Report. 
Submitted by: 
UMESH CHANDRA BHATTARI 
Entitled: 
LOAN MANAGEMENT 
OF 
Swastik Multipurpose Co-operative Society Ltd. 
Narayangarh-3, Chitwan 
Nepal 
And found the fieldwork report to be the original work of the student in 
written according to the prescribed format. We recommended the fieldwork 
report to be accepted as partial fulfillment of the requirement for Bachelor 
Degree in Business Studies. 
Internal Evaluation Committee 
Member (Report Advisior) 
Member (Programme Incharge) 
Date:
ACKNOWLEDGEMENT 
A basic knowledge about the research technique is required for the 
students of non-graduate level. In order to fulfill this need, T.U. has 
prescribed a fieldwork assignment report for the students of BBS 3rd year 
level. 
First of all I would like to express my thanks to Mr. Raj kumar 
Poudel, our subject teacher, for his significant help and guidance in course 
of preparing this report. I also like to express my thanks to whole Swastik 
Multipurpose Co-operative Society Ltd.' Family for providing this 
relevant data and information and also thanks to all other teachers of this 
college for their Co-operation. 
At last but not least, let me express heartily thanks to my friend Mr. 
Umesh Babu Bishural for efficient computer setting and attractive layout of 
this report. 
Thank you, 
UMESH CHANDRA BHATTARAI 
BBS 3rd Year 
Balkumari College 
Narayangarh, Chitwan
ACKNOWLEDGEMENT 
A basic knowledge about the research technique is required for the 
students of non-graduate level. In order to fulfill this need, T.U. has 
prescribed a fieldwork assignment report for the students of BBS 3rd year 
level. 
First of all I would like to express my thanks to Mr. Raj kumar 
Poudel, our subject teacher, for his significant help and guidance in course 
of preparing this report. I also like to express my thanks to whole Swastik 
Multipurpose Co-operative Society Ltd.' Family for providing this 
relevant data and information and also thanks to all other teachers of this 
college for their Co-operation. 
At last but not least, let me express heartily thanks to my friend Mr. 
Umesh Babu Bishural for efficient computer setting and attractive layout of 
this report. 
Thank you, 
UMESH CHANDRA BHATTARAI 
BBS 3rd Year 
Balkumari College 
Narayangarh, Chitwan

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Chapterwise LOAN MANAGEMENT

  • 1. Table of Contents Acknowledgemen t List of Tables List of Figures Abbreviation Chapter -I Page No. 1. Introduction 1-5 1.1 General Background 1 1.2 Literature Survey 2 1.3 Purpose of study 3 1.4 Problem of Study 4 1.5 Hypothesis 5 1.6 Limitation of the Study 5 2. Research Methodology 6-11 2.1 Research Design 6 2.2 Method of Analysis 7 2.3 Tools Used 9 2.4 Fieldwork Procedure 7 2.5 Chapter Scheme 11 3. Presentation and Analysis of Data 12-18 3.1 Presentation of Data 12 3.2 Analysis of Data 17 4. Summary, Conclusion and Recommendation 19-20 4.1 Summary 19 4.2 Conclusion 19 4.3 Recommendation 20 Bibliography Appendix 1 Appendix 2
  • 2. List of Table Table No. Title Page No. 1 Investment of loan in various sectors 13 2 Recovery of loan from various sectors 14 3 Interest received in various sectors 15 4 Amount due to recover in various sectors 16 List of Figures Figure No. Title Page No. 1 Research Designing Procedure 7 2 Bar diagram of investment of loan in various sector 13 3 Bar diagram of Recovery of loan from various sector 14 4 Interest received in various sectors 15 5 Bar diagram of interest received in various sectors 16 6 Pie chart Amount due to in various sectors 17 Abbreviation SMCSL Swastik Multipurpose Co-operative Society Ltd. Rs. Rupees Ltd. Limited T.U. Tribhuvan University % Percentage B.B.S Bachelor of Business Study B.S Bikram Sambat
  • 3. LOAN MANAGEMENT OF Swastik Multipurpose Co-operative Society Ltd. Narayangarh-3, Chitwan Nepal By: UMESH CHANDRA BHATTARAI T.U. Registration No.: 7-2-241-332-2004 Symbol No.: 4870 A FIELDWORK REPORT Submitted To: Balkumari College, Narayangarh Tribhuvan University In partial of the requirement for the degree of Bachelor of Business Studies Narayangarh, Chitwan June, 2007
  • 4. Balkumari College Narayangarh Faculty of Management TRIBHUVAN UNIVERSITY Ref. No. Date: ……….. RECOMMENDATION This is to certify that the fieldwork assignment report: Submitted by: UMESH CHANDRA BHATTARAI T.U. Registration No.: 7-2-241-332-2004 Symbol No.: 4805 Entitled: LOAN MANAGEMENT OF Swastik Multipurpose Co-operative Society Ltd. Narayangarh-3, Chitwan Nepal has been prepared as approved by this department in the prescribed formal of the Faculty of Management. This fieldwork report is in the form as required by the Faculty of Management. Tribhuvan University. It is forwarded for examination. Report Advisor Programme Incharge Name: Mr. Rajkumar Poudel Name: Mr. Bhim Narayan Adhikari Sign: Sign: Date: Date:
  • 5. Balkumari College, Narayangarh Internal Evaluation Sheet We have conducted the Internal Evaluation Examination of the Report. Submitted by: UMESH CHANDRA BHATTARI Entitled: LOAN MANAGEMENT OF Swastik Multipurpose Co-operative Society Ltd. Narayangarh-3, Chitwan Nepal And found the fieldwork report to be the original work of the student in written according to the prescribed format. We recommended the fieldwork report to be accepted as partial fulfillment of the requirement for Bachelor Degree in Business Studies. Internal Evaluation Committee Member (Report Advisior) Member (Programme Incharge) Date:
  • 6. ACKNOWLEDGEMENT A basic knowledge about the research technique is required for the students of non-graduate level. In order to fulfill this need, T.U. has prescribed a fieldwork assignment report for the students of BBS 3rd year level. First of all I would like to express my thanks to Mr. Raj kumar Poudel, our subject teacher, for his significant help and guidance in course of preparing this report. I also like to express my thanks to whole Swastik Multipurpose Co-operative Society Ltd.' Family for providing this relevant data and information and also thanks to all other teachers of this college for their Co-operation. At last but not least, let me express heartily thanks to my friend Mr. Umesh Babu Bishural for efficient computer setting and attractive layout of this report. Thank you, UMESH CHANDRA BHATTARAI BBS 3rd Year Balkumari College Narayangarh, Chitwan
  • 7. ACKNOWLEDGEMENT A basic knowledge about the research technique is required for the students of non-graduate level. In order to fulfill this need, T.U. has prescribed a fieldwork assignment report for the students of BBS 3rd year level. First of all I would like to express my thanks to Mr. Raj kumar Poudel, our subject teacher, for his significant help and guidance in course of preparing this report. I also like to express my thanks to whole Swastik Multipurpose Co-operative Society Ltd.' Family for providing this relevant data and information and also thanks to all other teachers of this college for their Co-operation. At last but not least, let me express heartily thanks to my friend Mr. Umesh Babu Bishural for efficient computer setting and attractive layout of this report. Thank you, UMESH CHANDRA BHATTARAI BBS 3rd Year Balkumari College Narayangarh, Chitwan