Sachin Karpe provides his top 5 investment ideas for 2014, including PPF, fixed deposits, equity linked saving schemes, property, and unit linked insurance plans. PPF offers an interest rate of 8.7% and is Karpe's favorite pick. Fixed deposits allow you to save tax by fixing an amount for over 5 years. Equity linked saving schemes invest in equities with a 3-year lock-in and provide a tax rebate plus returns if the market performs well. Property can provide higher returns than inflation even without tax savings. Unit linked insurance plans combine life insurance and equity investment based on goals.

1. Top 5 Investment Ideas from Sachin
Karpe for 2014
It’s the time of the year when people lock in their funds
for investments across several tools to save tax under
section 80c. Sachin Karpe will give some tips that people
can use to make investment for the next financial year.
The
investment ideas can be both for long term as well as
short term.
PPF or Public Provident Fund: It is one of the most
sought after investment tool for a common man. Its rate

2. of interest of 8.7% makes it very lucrative. Sachin Karpe’s
favourite pick.
FD or Fixed Deposits: Yet another product offered by
banks that gives you return rate of interest for a
depending on the period you choose. To be eligible to
save tax, you will need to fix a certain amount for more
that 60 months or 5 years.
LESS or Equity Linked Saving Schemes: Equity Linked
Saving Schemes is a tool that invests your money in
equities, with a lock in of 3 years. You get a tax rebate
plus a good return if the market has been performing
very well.
Property: If you do not wish to invest for tax saving but
want your money to grow anyway, property or a real
estate could be the right choice for you, opines Sachin
Karpe. It gives an annual rate of interest which is much
higher than inflation rate. Over all very lucrative.
ULIP or Unit Linked Insurance Plan: It combines a safety
of life insurance and a wealth creation. A part of your
investment goes towards offering you a life cover and

3. another is invested in equities based on what goals you
set.
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