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The difference between a regular bad credit credit card and an online store credit card with guaranteed approval
The difference between a regular bad credit credit card and an online store credit card with guaranteed approval
1. The difference between a regular bad credit credit card and an online store credit card with
guaranteed approval
The difference between an online store credit card and a credit card is that with a credit card is in the
application process. A regular bad credit credit card will require that the issuing bank pull your credit
and if its good enough they will issue you a credit card. And although these types of cards are made for
people with bad credit, they don’t guarantee approval, so you risk being turned down. While with an
online store credit card with guaranteed approval, you are, well guaranteed approval!
Why you need an online store credit card if you have bad credit
Most individuals realize that it is nearly impossible to get by without a credit card of some type. Still,
there are millions of households with no credit card and no bank account. They often pay their bills
either in cash or by money orders. For these people, an online store credit card might be the answer.
An online store credit card not only offers guaranteed approval, but can be used to build or rebuild
credit. So if you are one of the MILLIONS of Americans with bad credit. These cards can be the corner
stone you use to rebuild your credit.
Benefits of online store credit cards
Guaranteed approval
Large credit limits
Will report to at least 1 credit bureau
Choosing your guaranteed approval credit card
You want to find one that will give you :
Large credit limit
Reports to a credit bureau
The merchandise in their catalog is reasonably priced
The approval process is so simple with acceptance guaranteed as there is usually no credit check
needed. You can get your card, after applying for a prepaid online store credit card . Just remember that
these cards can ONLY be used to buy merchandise in the catalog they come with. Unlike a regular credit
card that can be used anywhere Visa, MasterCard or Amex is accepted. Also with online store credit
cards you CAN NOT get cash advances like you can with a regular credit card.
Having good credit is important and there are only a limited number of ways someone with bad credit
can build or rebuild their credit. Online store credit cards guaranteed approval are the perfect tool to
use!