This document provides an overview of private sector banks in India. It introduces some of the largest private banks such as ICICI Bank, Axis Bank, and HDFC Bank. It discusses the origin of private banks in India, noting that only the largest 14 private banks were nationalized in 1969. The document then focuses on ICICI Bank, describing its history, products offered, aspects like globalization and growth, opportunities and threats. It provides ICICI Bank's shareholding pattern and opportunities to expand in financial inclusion, rural India, and through increasing its branch network over the next few years.

1. SUBMITTED BY: GUIDED BY: Mr. Devendra Singh
Reshi sharma
Tanvi
Priyankal
Rohit
Tejan
Parul
INDUTRY INSIGHT OF PRIVATE BANK

2. PRESENTATAION OUTLINE
• Introduction of private sector bank
• Origin of private Bank
• Performance
• Future of private bank.
• Detail analysis of largest private bank(ICICI)
• Summary
• Reference

3. INTRODUCTION
• Private banking is a service that includes investment, banking and other financial
services provided by banks to very rich people and their families. The word
‘private’ in the term refers to customer service that is delivered on a much more
personal basis than in mass-market retail banking.
Here are some list of private banks :
• ICICI Bank (MD and CEO) – Chanda D. Kochhar
• Axis Bank (MD and CEO) – Shikha Sharma
• Bandhan Bank (MD and CEO) – Chandra Shekhar Ghosh
• Catholic Syrian Bank (MD and CEO) – Anand Krishnamurthy
• City Union Bank (MD and CEO) – N. Kamakodi
• Development Credit Bank (MD and CEO) – Murali M. Natrajan
• Dhanalakshmi Bank (MD and CEO) – P.G. Jayakumar
• Federal Bank (MD and CEO) – Shyam Shrinivasan
• HDFC Bank (MD) – Aditya Puri

5. Origin of private Bank
• New revolution of banking sector came with private
bank.
• The share holder of private sector is more than 50% of
the shares.
• According to the act of parliament in 1969 only the
largest 14 private banks were nationalized.
• There are 20 private sector banks operational in india.
• These include 13 old private sector banks and 7 new
private sector banks.

6. • ICICI Bank was originally promoted in 1994
• ICICI Bank is wholly-owned subsidiary of ICICI limited.
• ICICI’s shareholding in ICICI Bank was reduced to 46%
through a public offering of shares in India in fiscal 1998.
• In October 2001, the Boards of Directors of ICICI and ICICI
bank approved the merger of ICICI and two of its wholly-
owned retail finance subsidiaries with ICICI BANK
ICICI CAPITAL
SERVICES
LIMITED
ICICI BANK

7. PRODUCTS OFFERED BY ICICI BANK
ACCOUNTS
& DEPOSITS
LOANS
CARDS
INSURANCE
POCKET WALLET
INVESTMENT
MY SAVINGS
REWARD
DEMAT ACCOUNTS

8. ICICI BANK VARIOUS ASPECTS
GLOBALIZATION
• ICICI bank to set up its branches in countries like
US, HONG-KONG, SRI LANKA
• SUBSIDIARIES OVERSEAS
• DEPOSITS GROW FROM 13% TO 16%
• CREDIT GROWTH FROM 17% TO 22%
• 24*7 ELECTRONIC BANKING
• TAB BANKING
• BANK-ON-THE –MOVE
• E-LOCKER
GROWTH INNOVATION

9. OPPORTUNITIES THREATS
•FINANCIAL INCLUSION
•RURAL INDIA
•GLOBAL EXPANSION
•MICRO FINANCE
•BRANCH EXPANSION
•STRONG ECONOMIC
GROWTH
•CORPORATE DEMAND
FOR CREDIT
•CHANGING INTEREST
RATES AND THE
CHANGING POLICIES
OF RBI
•COMPETION IN THE
RETAIL SEGMENT
•UPCOMING BANKS
LIKE AXIS BANK, HDFC
BANK ETC.

10. OPPORTUNITIES OF ICICI BANK
• Banking sector is expected to grow at a rate
of 17% in the next three years
• The concept of saving in banks and investing
in financial products is increasing in rural
areas as more than 62% of india,s population
is still in rural ares.
• Within next four years ICICI Bank is palnning
to open 1500 new branches

11. SHAREHOLDING PATTERN
HOLDER’s NAME NO. OF SHARES
FOREIGN INSTITUTION 2163231377
FINANCIAL INSTITUTIONS 946680921
N BANKS MUTUAL FUNDS 731812231
GENERAL PUBLIC 333976752
OTHERS 164888342
CENTRAL GOVERNMENT 6938467