Blog – Urban Planning (Rural vs Urban) 1. Expanding broadband access - https://www.globenewswire.com/news-release/2021/04/15/2210902/0/en/Rogers-Expands-5G-Network-in-the-West-and-Ontario-and-Powers-Canada-s-First-5G-Drone-Flight.html 2. All municipalities, towns, townships, and cities need to embrace better crisis and emergency management reporting - https://ibm.box.com/s/rsp6p9tez8uru9fo0wu5d13bxt7rtrr0 3. Smart Grids - https://www.argusmedia.com/en/news/2207148-china-gas-to-target-rural-areas-with-smart-microgrids 4. Food security including working with best ways to grow foods in a sustainable way - How best to optimize agricultural land - https://www.linkedin.com/pulse/blog-water-land-agriculture-how-manage-both-co2-sector-paul-young/?published=t 5. https://www.canadianmanufacturing.com/manufacturing/3d-printings-new-challenge-solving-the-us-housing-shortage-269156/ - 3D can reduce construction costs by up to 30 per cent and build a house twice as fast as traditional methods because the 3D printer does nearly all the work, Ballard said. https://www.slideshare.net/paulyoungcga/housing-cost-of-home-ownership-canada-and-the-usa-march-2021 6. Canada needs to do more to support natural resources - https://www.slideshare.net/paulyoungcga/what-is-next-for-canadas-natural-resources. 7. More emphasis on policies that support the circular economy – @ElizabethMay needs to just disappear as her ignorance of the environment keeps showing more and more each day! Hey Elizabeth, you are OK with subsidizing clean technology - Tax https://www.slideshare.net/paulyoungcga/corporate-tax-policies-vs-direct-subsidies-and-grants. 8. Circular https://www.slideshare.net/paulyoungcga/how-best-to-managed-the-circular-economy 9. Policies that support manufacturing - Here is my work on manufacturing - https://www.slideshare.net/paulyoungcga/manufacturing-canada-analysis-and-commentary 10. York region is right about focusing of resiliency with supply chain - The key focus for all levels of government along with the private sector is to address the following areas: a. Risk mitigation through mandatory crisis and emergency planning and reporting b. Building resiliency with the supply chain i. https://www.linkedin.com/pulse/blog-supply-chain-canada-york-region-municipalities-paul-young/?published=t

1. WHAT IS
REQUIRED
TO BETTER
SUPPORT
RURAL
CANADA
Paul Young CPA CGA
May 2, 2021

2. • CPA, CGA
• Academia (PF1, FA4 and MS2)
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Financial Solutions
• SME – Business Process Change
• SME – Supply Chain Management
• SME – Data, AI, Security, and Platform
Contact information:
Paul_Young_CGA@Hotmail.com

3. 5/2/2021
Rural Canada 3
• Population / Rural Canada
• Public Sector Reporting
• Local Government / Taxation
• Local and Provincial Government Spending
• Housing costs
• Blog – Housing
• Economic Development
• Faster Growing urban economies/Canada
• Areas of Focus
• Summary
• Education / Training links

4. 5/2/2021
Rural Canada 4
Source - https://www.macrotrends.net/countries/CAN/canada/rural-population

5. • Public Sector Accounting Reporting
• Financial Statements
• Keeping up-to-date with the standards
• Internal Audit and Controls
• SORP Reporting
• Fixed Assets
• Cash Flow
• Debt
• Effectiveness of program spending
Public sector
• Reporting of ESG
• Streamlining close, consolidate, and reporting
• Expanding performance and operational audits
• Streamlining the annual budget forecasting and
planning cycle
• More visibility into keys areas like public safety,
infrastructure gap, social programs, etc.
• Here is my work on the public sector -
https://ibm.box.com/s/jrm3e424fnosl8sa10o
ttozzlqk0luuk
Rural Canada

6. 5/2/2021
Rural Canada 6

7. 5/2/2021
Rural Canada 7

8. Source – RBC
5/2/2021
Rural Canada 8

9. 5/2/2021 9
City Housing (Avg.) Unemployment Rate Wages Average Payment (EST
Trois-rivières, PQ $200,270 6.4% $15 to $30.00 (Hr.) $214.75 (Weekly)
Saint John, NB $209,702 10.9% $28K to 125K $224.51 (Weekly)
Saguenay, PQ $209,984 5.9% $28K to 125K $224.51 (Weekly)
Thunder Bay, ON $253,107 8.4% $32K to $100K $272.00 (Weekly)
Regina, SK $300,640 8.6% $22K to $125K $322.36 (Weekly)
Quebec City, PQ $308,345 4.9% $46K to $125K $331.15 (Weekly)
Sherbrooke, PQ $309,655 5.7% $25K to $96K $332.00 (Weekly)
Sudbury, ON $314,030 8.4% $24K to $115K $336.00 (Weekly)
Saskatoon, SK $321,355 8.2% $29K to $125K $344.14 (Weekly)
Winnipeg, MB $330,015 7.8% $31K to $125K $353.12 (Weekly)
Gatineau, PQ $345,099 7.3% $29K to 115K $369.11 (Weekly)

10. 5/2/2021
Rural Areas 10
It is years behind the issues. This is just another op-ed planned by @telfordk as part of owning
MSM
I have already dealt with housing for a few years.
Stopping the ridiculous bids and asks
Adopting changes municipal by-laws around 3-D and/or modular housing
Developing an urban vs rural strategy
Potential capital gains taxes on principal residency - https://betterdwelling.com/canadas-real-estate-
industry-tells-agents-it-will-shut-down-capital-gains-tax-talk/
Feb/21 - https://www.slideshare.net/paulyoungcga/housing-market-canada-and-the-usa-february-2021
2018 - https://www.slideshare.net/paulyoungcga/systemic-issues-real-estate-housing-market-canada

11. • Urban cities on the rise - https://www.investontario.ca/spotlights/ontario-cities-recognized-fdi-cities-future
• Top destination - https://www.blogto.com/real-estate-toronto/2021/03/ontario-town-ranked-best-canada-leave-
city/
• Proper investment in areas like roads, bridges, rails, and ports could spurn economic growth in rural areas of
the country - https://www.slideshare.net/paulyoungcga/how-to-better-manage-your-supply-chain
• Rural areas need to address issues like skills development to better align with technology of today and
tomorrow - https://www.slideshare.net/paulyoungcga/what-is-next-for-small-to-mediumsize-businesses
• Rural areas could benefit from policies that support the AG sector -
https://www.slideshare.net/paulyoungcga/how-to-optimize-agricultural-land-for-productive-purposes-as-part-
of-managing-the-food-supply
• Rural areas could benefit from natural resources projects, extraction, refining, and fabricating -
https://www.slideshare.net/paulyoungcga/what-is-next-for-canadas-natural-resources
• Rural areas could benefit from policies that support advance manufacturing -
https://www.slideshare.net/paulyoungcga/manufacturing-canada-and-the-usa-january-2021
5/2/2021 11

12. • People are moving to Halifax due to their ability to work remotely -
https://www.macleans.ca/economy/realestateeconomy/best-communities-in-canada-why-
atlantic-canada-comes-out-on-top/
• Fastest growing cities - https://www.macleans.ca/economy/fastest-growing-communities-in-
canada-2019/
• 2021 ranking of cities - https://www.macleans.ca/canadas-best-communities-in-2021-full-
ranking/
5/2/2021 12

13. 5/2/2021
Rural Canada 13
Here are key issues facing the cities
Development fees are drying up due to lack of land available for development
Arbitration – OPP settlements have put pressure on municipal budgets due to matching of those settlements.
OPP Costs - http://www.durhamregion.com/news-story/4414447-municipalities-pushing-back-against-opp-costs/
or Arbitration -
http://www.thestar.com/opinion/editorialopinion/2012/02/28/ontario_municipalities_struggle_with_cost_of_essenti
al_services.html or http://www.parrysound.com/news-story/5447183-new-opp-billing-model-angers-
municipalities/ or https://ca.news.yahoo.com/blogs/dailybrew/are-police-officers-getting-paid-too-much-
174554130.html
OMERS – OMERS is underfunded as such the municipalities will be part of the pension solution
http://www.omers.com/corporate/news_article.aspx?newsid=7000
Transportation – Why are you not pushing Ontario Government for an integrated solution for transit including
using GO with TTC as well as other Transit systems to help move people around the city?
http://www.metrolinx.com/en/docs/pdf/board_agenda/20140905/20140905_BoardMtg_PPI_Report_EN.pdf
Size of Government – You increased your staff budget when other parts of the economy have either cut or
reduced their costs. You have asked other departments to cut, but you grew your budget, why?
http://www.torontosun.com/2015/02/12/crombie-says-22-mississauga-tax-increase-delivers-on-promise or
http://www.fcm.ca/Documents/tools/International/Your_Guide_to_Municipal_Institutions_in_Canada_EN.pdf

14. • All levels of government need to work with the private sector as part of fixing systemic issues with
housing
• Revising taxation as part of reducing the cost of living for rural areas, i.e., elimination of the carbon tax
• Revisiting power generation to ensure the load factors of power are maximized -
https://www.slideshare.net/paulyoungcga/electricity-analysis-and-commentary-december-2020
• Ensuring the education is providing the skills for jobs of today and tomorrow
• Fixing the infrastructure gap (Roads, bridges, broadband, water and land management, etc.)
• Ensuring better balance between the economy and environment -
https://www.slideshare.net/paulyoungcga/how-to-maximized-the-circular-economy-244067365
• Revisiting social policies related to welfare. Welfare outcomes should be tied to moving people to jobs
of today and tomorrow - https://www.slideshare.net/paulyoungcga/ubi-guarantee-income-canada-social-
safety-net
• Canada GDP has been sluggish for 20+ years. There have been peaks of solid growth but many cases
the growth has been sluggish. https://www.slideshare.net/paulyoungcga/gdp-analysis-and-commentary-
canadajanuary-2021
5/2/2021
Rural Canada
14

15. TRAINING AND DEVELOPMENT
• If you like to learn more
about trade and/or other
subjects as part of your
professional learning and
development then feel free
to review my material on
https://www.udemy.com/
(search Paul Young CPA
CGA)
• These subjects address
how to fixed issues with
housing and/or systemic
issues related to economy
including government
policies