Mid-May through July 2017, criminals exploited a website application vulnerability to gain access to certain files from credit provider Equifax. Now what to do? Presented by Windermere Real Estate Agent Shelley Elenbaas. For more information contact Shelley at shelleye@windermere.com or 206-999-9961 for additional information.

1. Equifax Breach
What should I do to protect my credit?
Presented By:
Shelley Elenbaas -Windermere Real Estate, East Inc.

2. THE FACTS: What Happened Anyway?
 Mid-May through July 2017,
criminals exploited a website
application vulnerability to
gain access to certain files
from credit provider Equifax.
 Information accessed
includes names, Social
Security numbers, birth
dates, addresses & drivers
license numbers.
 Potentially 143 Million
Americans have been affect
by this hack.

3. THE OPTIONS: What Should I Do?
 Find out if you were affected.
 Equifax set up a dedicated site with details on the incident
at www.equifaxsecurity2017.com.
 To find out if you were one of the millions affected, click on
the Potential Impact link in the top navigation.
 Protect yourself and your credit
 Set up Credit Monitoring and/or a Credit Hold or Freeze.
 If you’ve experienced CreditTheft file a report on the FTC
IdentityTheft Recovery website.

4. CREDIT FREEZE: Prevent Access LongTerm
 Prevent creditors from accessing your credit reports without your explicit
consent.
 You will be asked to create a custom pin that must be provided in order to
temporarily lift the freeze.
 May take up to 3 business days to lift freeze.
 Call each credit company and ask to place a freeze:
 Equifax 1-800-349-9960
 Experian 1-888-397-3742
 TransUnion 1-888-909-8872
 Innovis 1-800-540-2505
 This DOES NOT replace credit monitoring as hackers could have access to pin
recovery identification measures.
 Choose your “Knowledge Based” questions carefully and use different questions
& answers than previously used on other sites.

5. BEWARY: Watch Out For Scams?
 Equifax Imposter
 Con artists posing as representatives of Equifax "calling to verify your account information.”
 Don't ever provide any privy information over the phone.
 Fake phishing site called www.securityequifax2017.com
 Tax IdentityTheft
 Criminals filing for fraudulent tax refunds using your information.
 Fight it by filing your taxes promptly.
 Take immediate action if you are informed that more than one return was filed in your name.
 Spear-phishing
 Email & phone cons aimed at getting you to reveal privy data often mimicking legitimate
communication from your bank or broker.
 Often includes a link or download that installs hijacking software.
 If you receive a suspicious email, research the contact information & DON’T CLICKTHE
LINK!

6. THANKS FORWATCHING!
WantTo Learn More?
Contact Shelley Elenbaas at shelleye@windermere.com or 206-999-
9961 for additional information.