Let me show you the security features that most Internet browsers have. These images are from Microsoft Internet Explorer version 6. A truly secure site’s address will begin with httpS because of a special encoding format used by secure sites. In the lower right corner, a closed padlock will be displayed on a secure site. If the padlock does not appear, it’s not a secure site. If you double-click the padlock icon, the website owner’s Security Certificate will appear. You can check to make sure the certificate belongs to the same name as the website, or is not radically different. Now, if the website says it’s secure and is not, take a look at what your browser will look like. There is no “https” and no padlock appears. If that’s the case, be very suspicious of an unsecure website that claims to be secure.