What is identity fraud?<br /><ul><li>Identity fraud is when somebody uses your personal information to acquire credit or to buy things in your name.
You may not understand it is happening until some time has passed.
You may locate you are refused credit, you get invoice for things you have not buy or you are contacted by debit collectors for debts which are not yours.
The effects of individuality fraud can be very complicated to sort out. </li></li></ul><li>Protecting your personal information<br /><ul><li>Protecting your personal information has become gradually more important.
Just the once a fraudster has your personal details they can:
Acquire false documents such as passports or birth certificates
Perform benefit fraud. </li></li></ul><li>Protect yourself against identity fraud<br /><ul><li>Arrange of everything containing your personal details carefully.
A letter addressed to you containing your name and address or further information such as account numbers might be taken from your refuse and used by a fraudster.
Always ensure these letters are damaged carefully.
Significant documents that you desire to keep must be locked away carefully at home, or kept at a bank. </li></li></ul><li>Lost or stolen cards <br /> If you misplace a debit or credit card, or you believe it has been stolen, contact your card provider immediately. <br /><ul><li>Make a note of the emergency number for reporting misplaced and stolen cards. It generally appears on the rear of your statements.
When you report a card that has been lost or stolen the bank instantly puts a block on the card which prevents anybody commencing using it.</li></li></ul><li><ul><li>You will be sent a new card within a small number of days and a fresh PIN number if mandatory. The card and PIN number are generally sent out individually.</li></ul> Lost or stolen <br /> our credit cards<br /><ul><li>Once you have received the PIN number remembers it and then destroys the letter it came in. </li></li></ul><li>Expiry dates <br /><ul><li>Credit and debit cards have an ending date after which they cannot be use. Before this date the bank or lender will send you a fresh alternative card.
Dispose of the expired card cautiously to make sure the particulars it contains cannot be used by anyone else.
Cut the card into number of pieces and throw it away. </li></ul>Theft Identity Information<br /> from Expiry Date Cards<br />
‘Phishing’ <br /><ul><li>Internet banking is gradually more popular but it offers fresh opportunities for criminals to get their hands on your money.
You take delivery of an email that appears to be from your bank. It asks you to inform your account details. It may contain the bank’s logo and a return email address which look real.
Never take action to email requests for bank information.</li></li></ul><li><ul><li>If you take action to the email and give your information the fraudster will be capable to have full access to your bank account.
Your bank will certainly not ask you for your personal details in this way.
If in distrust make contact with your bank and tell them what has happened. </li></ul>Phishing Attacks<br />
How to deal with scam emails<br /><ul><li>Even though the message appears to be authorized, it is not.
The email has been printed and sent to you by a criminal, not from your bank. The position of the criminal is unfamiliar. It might be from anywhere in the world.
Notice how they compose the message sound as if it is to guard the security of your account. To be concerned you they also say your account will be suspended in 14 days. In fact if you don’t take action to the commands nothing will happen after 14 days.</li></li></ul><li><ul><li>The final sentence may be true but it has nothing to do with the dispatcher of the email.
The most excellent thing to do with messages of this category is remove them. </li></ul>Email Scam<br />
Protect your computer<br /><ul><li>To guard your computer install fine quality:
Keep your operating system up to date and be relevant any security patches.</li></li></ul><li>Protect your <br /> computer<br /><ul><li>Make use of the most up-to-date version of the internet browser.
Don’t store your password or PIN number on your PC.
Don’t mark down your passwords and leave them where they can be found.</li></li></ul><li>Possible signs of identity fraud <br /><ul><li>Here are various possible signs of identity fraud:
You apply for credit and are curved down even though the fact that you have a good credit history and no record of defaulting.
Your credit file shows entries which you do not be familiar with.
You are contacted by a liability collection agency for a quantity which you don’t remember borrowing.
Your passport or driving licence has been misplaced or stolen.</li></li></ul><li>Contact us<br /><ul><li>For more information, please contact Email us at: </li></ul>firstname.lastname@example.org<br /> Visit us at : <br />http://www.ripandscam.com/<br />
Thanks for your patience on visiting my slide. Please feel free to post your valuable comments.<br />