When filling out your life insurance coverage NEET Application, you'll be asked to mention your height and weight. A new little box might have been added under the "weight" part - you may be asked what date you were last weighed. This is to neutralize the amnesia triggered by obese - it is easy to knock off a couple of pounds (or more) here and there when did you last weight yourself? From this height and weight details, the insurance companies will have the ability to exercise your BMI, or body mass index. Should your BMI be higher than the regular limits you might be asked to have a medical check-up. If the news is bad and your weight be way over the regular you could find your premium raised by approximately 400%. Even being slightly heavier than normal could increase your monthly premium by 50%.