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The Municipal Employees Credit Union Of Oklahoma City (MeCU OKC)
MeCU is a non-profit credit union serving over 12,000 members through four branches in Oklahoma City. It offers financial services like savings and checking accounts, loans for homes, vehicles and personal needs, and online banking. MeCU has been operating for over 79 years and aims to provide affordable services to its members.
The Municipal Employees Credit Union Of Oklahoma City (MeCU OKC)
- 1. MECU A Credit Unionfor Me and You
- 2. About MeCU • MeCUis a non-profit organization with over 12,000 members spread across 4 branches in Oklahoma City. It has been operating for over 79 years. • Need a loan or a checking or savings account in Oklahoma? The Municipal Employees Credit Union of Oklahoma City (or MeCU for short) can help! Visit http://www.mecuokc.org/ for more information!
- 3. Loans Offered • HomeLoans • Personal Loans • Vehicle Loans • VISA Credit Cards
- 4. Locations • South OklahomaCity 8812 South Walker Oklahoma City, OK 73139 • North Oklahoma City 3561 W. Memorial Oklahoma City, OK 73134 • Northwest Oklahoma City 9012 N. Council Oklahoma City, OK 73132 • Downtown Oklahoma City 101 North Walker Oklahoma City, OK 73102
- 5. Member Services • MeCUoffers many different services for the comfort and convenience of their members including: • Adeline (24 Hour Automated Phone Teller) • Automatic Payroll Deduction • Direct Deposit • Overdraft Protection • Safe Deposit Boxes • Discounts At Entertainment Venues
- 6. Me/CU Savings Account •MeCU offers a wide variety of savings accounts to meet your current needs. They are all insured for up to $250,000 by the National Credit Union Administration. • Savings account types include: • Me/CU Share Savings Account • Good Cents Accounts • Gold Savings Account • IRA Share Accounts • IRA Share Certificates • Jumbo IRA or Share Certificate
- 7. Savings Accounts Me/CU ShareSavings Account Good Cents Accounts • Deposit of $5 secures • For ages 0-12 your membership. • Competitive dividend rates • $5 deposit secures • Compounded and paid quarterly based on the average daily balance. membership. • Most members have a percentage of their payroll taken and transferred into the accounts.
- 8. Savings Accounts Gold SavingsAccount • Must maintain a balance of $25,000 or more to earn interest. • No fee penalty if account falls below this amount. • Instead, you’ll stop earning interest for this period. IRA Share Accounts • Requires a $25 deposit fee. • Dividends are paid quarterly.
- 9. Savings Accounts IRA ShareCertificates Jumbo IRA or Share Certificate • Terms vary between 6-60 • $75,000 minimum months. • $1,000 minimum balance required. • Dividends are paid either monthly or quarterly. balance is required. • Terms vary between 6-60 months. • Dividends may be paid on either a monthly or quarterly basis.
- 10. MeCU Checking • MeCUoffers a Credit Union Checking Account to help members get the most out of their checking accounts. • MeCU offers the following types of checking accounts: • The Me/CU Checking Account • Super Checking Account • Teen Club Checking Account • VIP Members Checking Account • Money Market Checking Account
- 11. Checking Accounts The Me/CUChecking Account • Monthly service charge waived when direct deposits or made or balance is a minimum of $300. • $3 charge for balance below $300 without direct deposit. • No minimum balance requirements. • Unlimited check writing. • Free internet access and transactions online. Teen Club Checking Account • For students ages 13-19 • Monthly service charge • • • • waived. No minimum balance required. ATM card available All applications must be preapproved. All minors must have parent/custodian signed approval.
- 12. Super Checking Account •Monthly Requirements: • • • • 12 signature-based visa debit card transactions monthly. At least one direct deposit or ACH deposit. E-statements Online banking/mobile banking must be accessed at least once a month. • At least one auto debit or bill pay must be made each month. • First visa check card free • No minimum balance • $25.00 initial opening fee. • Free online banking, mobile banking, and bill pay. • Over draft protection.
- 13. Checking Accounts VIP Members •Direct Deposit • Debit Card or first box of • • • • • • checks are free. 24 hour access to Audio Response System. 24 Hour Online Access Visa Credit Cards with no annual fees. No minimum balance required. Unlimited check writing. Available for members that are 62 or older. Money Market • Earn money-market dividends • Unlimited check writing and depositing • $10 fee when balance is below $2,000.
- 14. MeCU Loans • Ifyou’re looking for a good deal on a loan that offers you the most flexibility in the Oklahoma City area, then MeCU can help! • MeCU offers the following types of loans: • Home Loans • Auto Loans • Personal Loans
- 15. Home Loans • MeCUcan help you to get a loan to purchase a new home or refinancing for your current home. They offer fixed rate mortgage loans.
- 16. Auto Loans • MeCUhas partnered with Enterprise to help offer the most competitive rates on auto loans. • Rates:
- 17. Personal Loans • Newcash, fast? MeCU can help. Regardless of your current need, MeCU can help you secure a personal Oklahoma loan in a quick and efficient manner. • Rates:
- 18. Contact • Need toget in touch? http://www.mecuokc.org/contact-us will provide you with all of the contact information you need to get in touch with the appropriate person or branch. • Please visit our website at http://www.mecuokc.org/ for more information. • Don’t forget to like our Facebook page here: https://www.facebook.com/mecuokc