Managing cash flow is one of the most challenging issues for CFOs, even in good times. In order to meet customer demands, firms are challenged to make cash flows match operational needs. Our award-winning featured speaker, Jody Padar, provides tips on how you can lower your cost of capital, overcome your cash flow concerns and improve your liquidity position. Ms. Padar is a Certified QuickBooks® Pro Advisor and is a member of the Intuit Trainer Writer network. She was recently name to one of CPA Technology Advisor's Top 40 Under 40.

1. A Better Option For Cash Flow Management January 14, 2010

2. James J. Matousek, CPA LTD www.matousekconsulting.com 2009 The CPA Technology Advisor “40 Under 40” award winner AdjunctProfessor, OaktonCommunityCollege, Des Plaines, Illinois Intuit Trainer Writer Network Jody L. Padar, CPA MST

4. Cash Flow Management Tips

5. What Differentiates Exchange Traded AR

6. The Receivables Exchange, A New Solution

7. Q and A SessionAgenda

8. Cash Flow Necessary to Sustain Growth “You can survive decreased profits if you have cash flow, but…if cash flow takes a dive, you’re in trouble.” Fortune Small Business, February 2009

10. Take market share from competitors

11. Expand through innovation

12. Diversify your sources for working capital

15. Review your credit policies and credit histories of your clients

16. Bill customers as quickly as possible

17. Disburse payments only when they are due

19. Delay cash outflows until they come due

20. Invest surplus cash to earn a rate of return

21. Borrow cash at the best possible terms

23. Knowledge of Funds….What Capital you have…so your know what bills to pay and what you will have for Growth

25. Quick access to cash

26. Free up working capital

27. Leverages your customers’ good credit to improve your cash flow

29. Efficient market ensures best price

30. Additional debt not added to your balance sheet

31. Total transparency surrounding the auction process and fee structure

32. No restrictive covenants

34. Transparent

35. Efficient

36. Global

37. Pricing discrepancies

38. Inefficient

39. Local

41. Which invoices to auction

42. When the auction closes

43. Minimum advance amount

44. Maximum discount fee paidA/R Seller A/R Seller A/R Seller A/R Seller A/R Buyer A/R Seller bids that fall outside of parameters are invalid

45. How The Exchange Works 30th Day 11:07am Submit Bid (Buyer 2) Advance: 90,000 Disc Fee $1,500 Win Auction (Buyer 2) Advance: $90,000 Disc Fee: $1,500 Submit Bid (Buyer 1) Advance: 88,000 Disc Fee $1,700 6 TRE Remits Receivables Buyer $91,500 Invoice Pays $100,000 3 Tuesday 1:30pm 4 2 Tuesday 5:00 pm Wednesday 3:00 pm 7 Monday 9:30am 30th Day 12:07pm 1 Thursday 10:00 am TRE Remits Seller: $8,500 Post Auction Invoice: $100,000 Min Advance: $80,000 Max Fee: $2,000 5 Advance Funds $90,000 (Less TRE fees)

47. HVAC Contractor

48. 23 Employees

50. 75% Advance

51. 2%- 2.5% discount

52. January Auctions

53. 85% Advance

55. Knowledge of Funds Coming in (Cash for Friday)

56. Cheaper or similar to accepting Credit Card

57. No Contact with our customer/uses Oracle System

58. Control over receivables that are sold- some, all, or none-client or customer specific

59. I can watch in real time

61. The Receivables Exchange The World’s First Online Marketplace for Real-Time Trading of Accounts Receivable Contact Us: