Microcredit Software: To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution – MATIR BANK to diminish the obstacles mentioned above and facilitate these organizations in an automated mode.

1. Best Microcredit Software in Bangladesh

2. Microcredit Software: To optimize microcredit operations and
in a view to promoting them to the advanced IT world, we
have thought of a wonderful idea. We have developed
the Semicolon Microcredit Solution – MATIR BANK to
diminish the obstacles mentioned above and facilitate
these organizations in an automated mode.

3. Matir Bank - Microfinance Made Simple!

4. Microcredit in Bangladesh
Microcredit, we can call this microloan as well – the idea is simple enough: By giving a very small
loan to someone living in a poor country, you could help them expand a small business, which
would lift their family out of poverty. When they pay back the loan, the money can be cycled to
more borrowers, getting more families out of poverty. Organizations offering microcredit to poor
borrowers — manyliving on $2 or less per day — took off in those decades.
Investors and donors poured money into microcredit, hundreds of organizations offered loans, and
the number of borrowers worldwide skyrocketed to 211 million by 2013. We should see it as a way
to expand options for poor people by offering more reliable financial services. Extremely poor
people need these services just like everyone else, and the availability of capital to deal with
irregular and at times unpredictable incomes is a huge help to them. This benefit, along with its
impressive growth around the world, arguably makes microcredit a success.
Economist Muhammad Yunus as well as Dr. Fazle Hasan Abed has played a big role in shaping the
new perspective. Female empowerment also became integral to the story. Many microcredit
institutions made it a priority to lend to groups of women (about 80 percent of microcredit
borrowers are now women).

5. Microcredit Software
To date, many microcredit organizations are operating their services and
calculating manually, topmost they are using Microsoft Word for
documentation and Excel for simple calculation. It’s a matter of regret that
in this advancing world such brilliant and humanitarian, and most of all
such financial, institutions are left behind of the ICT’s growth and
advancement.
Yes, there are “some too many” software regarding microcredit on the
market at present, in Bangladesh, in India as well as in some other
countries. Though South Asia is the core place of the microfinance system
in the world, there are too many microcredit organizations out of league
here due to some obstructions on the path of advancement to ICT here.

7. Financial Aspect
Microcredit institutions are facing difficulties in grasping automated software systems mainly due to financial aspects. The
institutions run on borrowing very small amounts to people and recycling that, so most of the time they cannot afford such
advanced system at a high price.
Portability
Such institutions find it problematic in terms of portability of the system as well as probable data loss.
Complexity
The next problem they face is the difficulty in operation.
Limited Functionality
Sometimes the software is not a full-fledged system rather they are charged differently for microfinance as well as office
operations and others.
Automated Advancement
There are more unheard-of obstacles and most of all, microcredit institutions are not well aware of possibilities that exist for
them in the ICT world for automated advancement.
Limited Functionality
Sometimes the software is not a full-fledged system rather they are charged differently for microfinance as well as office
operations and others.

8. Semicolon Microcredit Solutions | MATIR BANK
Best Microcredit Software in Bangladesh: Semicolon IT Solutions, a software
development company located at Sheikh Hasina Software Technology Park, Jashore,
Bangladesh offers various automated software solutions to fields like microcredit,
school management, office ERP, govt. case management, govt. seeds management
and the evergreen stock/inventory and POS systems.
They also provide website and e-commerce development services, graphic design,
and digital marketing supports. Not to mention, we provide basic to advanced
training in ICT to the young generation.

9. MATIR BANK - Best Microcredit Software in Bangladesh
To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a
wonderful idea. We have developed the Semicolon Microcredit Solution to diminish the obstacles mentioned above
and facilitatethese organizationsin an automatedmode.
Budget-Friendly
Usually, microcredit software takes a lot of time and laborto prepare a full solutionpackage, so the price is high.
However, SemicolonIT Solutionshas prepared this within a couple of monthswith smart labor. As a result, we can
provide this solutionvery fast and of course at a price lower than the others.
Complete Automated Solution
Ours is a full-fledged solutionthat includes a complete microcredit system with proper accountingand banking
modules along with a full-fledged office management system that includes employee management, payroll,etc. as
well as proper accountingand report generation modules. So, to speak, SemicolonMicrocredit Solutionis a complete
automatedsolutionto any microcredit institution.

10. Scalability
Any microcredit institution.small to large the scaling does not matter. In spite of such provision,our time
taken for productionis low and our cost of productionis under our client’sgrasp.
Modularity
Our software is a modularone. We can set up this for multiple branches of the same institutionand
provide maintenanceand control from a super admin dashboard.
Customizable
This software is prepared from the scratch making it user-friendly, fully customized to client’sneeds and
we are very much capableof further customizing this if the necessity arises and customer demands.
Portability
Semicolon MicrocreditSolutionoffers this automatedsolutiononline with the security of data. As being
onlineand web-based, clients can access this from anywhere and anytime and with the help of any
device that is connected to the internet.
Present Day Tech
Semicolon MicrocreditSolutionis developedwith modern technologiessuch as React JS for frontend,
Node JS for backend as well as MongoDB for the database.Microcreditsoftware developedwith such
modern technologies is a rare gem at this time.

11. Specialties of MATIR BANK
Let’s overview the specialties of the SemicolonMicrocredit Solutionat a glance.
•Low cost
•Less manpower
•Fast delivery
•Ready product
•Fully customizable
•Modern technology
•Fast operation
•Modularmodel
One Platform
A full solutionincludingmicrofinance system, office management, account, and report in one platform.
•Can serve unlimitedbranch with a single super dashboard
•Device friendly; cross-platform performance
•Portability
•Data security
•User-friendly
•Multiplelanguage support
•Possible to fully integrateclient’snativelanguage in totalsoftware
•Report generation,export to variousformats, printable.

12. Major Modules of Our Microcredit
Software
Microcredit Management:
•Customer Registration
•Customer List
•Pending Request
Micro Accounts:
•Account opening request
•All transactions
•Microcredit accounts
Deposits:
•Generate deposit account
•Collection/Withdraw
•Profit distribution
•Deposit clearing
•Deposit statement
Savings and Loans​
•Generate savings account​
•Saving and loan collections​
•Withdraw​
•Loan disbursement​
•Loan accounts​
•Account statements​
•Cheque return

13. Office Management:
•Employee registration
•Employee list
•Salary increment
•Provident fund
•Training
•Generate pay slip
•Pay roll
•Assets and welfare fund
Accounting:
•Banking
•Deposit and withdraw
•Receivableand payable
•Transactions
•Income and Expense report
Demo:
And many more where these came
from … We look forward to
demonstratingour software in direct
contact or over Skype live chat.

14. Microcredit Software SaaS Pricing
SaaS Module - Monthly Subscription Based Pricing.
Semicolon IT Solutions offers its Microcredit Software under 2 alternate pricing terms. The first
one is this SaaS module. This term of ours depicts a monthly subscription-basedplan for
organizations that assumethis plan ok for them or people who do not want a payment hassle just
in the beginning.

15. SaaS Module - Monthly Subscription Based Pricing.