Microcredit Software: To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution – MATIR BANK to diminish the obstacles mentioned above and facilitate these organizations in an automated mode.

1. Best Microcredit Software in Bangladesh
Microcredit Software: To optimize microcredit operations and in a view to promoting them to the
advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit
Solution – MATIR BANK to diminish the obstacles mentioned above and facilitate these organizations in
an automated mode.
Matir Bank - Microfinance Made Simple!
Microcredit in Bangladesh
Microcredit, we can call this microloan as well – the idea is simple enough: By giving a very small loan
to someone living in a poor country, you could help them expand a small business, which would lift
their family out of poverty. When they pay back the loan, the money can be cycled to more borrowers,
getting more families out of poverty. Organizations offering microcredit to poor borrowers — many
living on $2 or less per day — took off in those decades.

2. Investors and donors poured money into microcredit, hundreds of organizations offered loans, and the
number of borrowers worldwide skyrocketed to 211 million by 2013. We should see it as a way to expand
options for poor people by offering more reliable financial services. Extremely poor people need these
services just like everyone else, and the availability of capital to deal with irregular and at times
unpredictable incomes is a huge help to them. This benefit, along with its impressive growth around the
world, arguably makes microcredit a success.
Economist Muhammad Yunus as well as Dr. Fazle Hasan Abed has played a big role in shaping the new
perspective. Female empowerment also became integral to the story. Many microcredit institutions made
it a priority to lend to groups of women (about 80 percent of microcredit borrowers are now women).
Microcredit Software
To date, many microcredit organizations are operating their services and calculating manually, topmost
they are using Microsoft Word for documentation and Excel for simple calculation. It’s a matter of regret
that in this advancing world such brilliant and humanitarian, and most of all such financial, institutions are
left behind of the ICT’s growth and advancement.

4. Financial Aspect
Microcredit institutions are facing difficulties
in grasping automated software systems
mainly due to financial aspects. The
institutions run on borrowing very small
amounts to people and recycling that, so
most of the time they cannot afford such
advanced system at a high price.
Portability
Such institutions find it problematic
in terms of portability of the system
as well as probable data loss.
Complexity
The next problem they face is the difficulty in
operation.
Limited Functionality
Sometimes the software is not a full-fledged
system rather they are charged differently for
microfinance as well as office operations and
others.

5. Automated Advancement
There are more unheard-of obstacles and
most of all, microcredit institutions are not
well aware of possibilities that exist for
them in the ICT world for automated
advancement.
Limited Functionality
Sometimes the software is not a full-fledged
system rather they are charged differently for
microfinance as well as office operations and
others.
Semicolon Microcredit Solutions | MATIR BANK
Best Microcredit Software in Bangladesh: Semicolon IT Solutions, a software development company
located at Sheikh Hasina Software Technology Park, Jashore, Bangladesh offers various automated
software solutions to fields like microcredit, school management, office ERP, govt. case management,
govt. seeds management and the evergreen stock/inventory and POS systems.
They also provide website and e-commerce development services, graphic design, and digital
marketing supports. Not to mention, we provide basic to advanced training in ICT to the young
generation.

6. MATIR BANK - Best Microcredit Software in Bangladesh
To optimize microcredit operations and in a view to promoting them to the advanced IT world, we
have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution to
diminish the obstacles mentioned above and facilitate these organizations in an automated mode.
Budget-Friendly
Usually, microcredit software takes a lot of
time and labor to prepare a full solution
package, so the price is high. However,
Semicolon IT Solutions has prepared this
within a couple of months with smart labor.
As a result, we can provide this solution
very fast and of course at a price lower
than the others.
Scalability
Any microcredit institution. small to large
the scaling does not matter. In spite of
such provision, our time taken for
production is low and our cost of
production is under our client’s grasp.

7. Portability
Semicolon Microcredit Solution offers this
automated solution online with the security of
data. As being online and web-based, clients
can access this from anywhere and anytime
and with the help of any device that is
connected to the internet.
Complete Automated Solution
Ours is a full-fledged solution that includes a
complete microcredit system with proper
accounting and banking modules along with a
full-fledged office management system that
includes employee management, payroll, etc.
as well as proper accounting and report
generation modules. So, to speak, Semicolon
Microcredit Solution is a complete automated
solution to any microcredit institution.
Modularity
Our software is a modular one. We can set
up this for multiple branches of the same
institution and provide maintenance and
control from a super admin dashboard.

8. Modularity
Our software is a modular one. We can
set up this for multiple branches of the
same institution and provide
maintenance and control from a super
admin dashboard.
Present Day Tech
Semicolon Microcredit Solution is developed
with modern technologies such as React JS
for frontend, Node JS for backend as well as
MongoDB for the database. Microcredit
software developed with such modern
technologies is a rare gem at this time.
Customizable
This software is prepared from the scratch making it user-friendly, fully
customized to client’s needs and we are very much capable of further
customizing this if the necessity arises and customer demands.

9. Specialties of MATIR BANK
Let’s overview the specialties of the
Semicolon Microcredit Solution at a
glance.
● Low cost
● Less manpower
● Fast delivery
● Ready product
● Fully customizable
● Modern technology
● Fast operation
● Modular model
One Platform
A full solution including microfinance system, office
management, account, and report in one platform.
● Can serve unlimited branch with a single
super dashboard
● Device friendly; cross-platform performance
● Portability
● Data security
● User-friendly
● Multiple language support
● Possible to fully integrate client’s native
language in total software
● Report generation, export to various formats,
printable.

10. Microcredit Management:
● Customer Registration
● Customer List
● Pending Request
Micro Accounts:
● Account opening request
● All transactions
● Microcredit accounts
Major Modules of Our Microcredit Software
Deposits:
● Generate deposit account
● Collection/Withdraw
● Profit distribution
● Deposit clearing
● Deposit statement
Savings and Loans
● Generate savings account
● Saving and loan collections
● Withdraw
● Loan disbursement
● Loan accounts
● Account statements
● Cheque return

11. Office Management:
● Employee registration
● Employee list
● Salary increment
● Provident fund
● Training
● Generate pay slip
● Pay roll
● Assets and welfare fund
Accounting:
● Banking
● Deposit and withdraw
● Receivable and payable
● Transactions
● Income and Expense report