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The Mortgage Treasury Business - Fixed or Floating?

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The Mortgage Treasury Business - Fixed or Floating?

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The Mortgage Treasury Business - Fixed or Floating?

  1. 1. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. Kyriba The Market Leading Liquidity Platform Safe | Secure | Simple The Mortgage Treasury Business – Fixed or Floating?
  2. 2. Kyriba.com Copyright © 2019 Kyriba Corp. All rights reserved. Webinar Logistics • Attendees are in listen -only mode • Please submit your questions in the webinar control panel • Unanswered questions will be answered offline • We will share the webinar CTP Credits, webinar, and slides within 3 - 5 business days 2 ● For more webinars, https://www.kyriba.com /resources/webinars/
  3. 3. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. Today’s Panel MATT SEU Actualize Consulting MICHELLE RICHARDSON Plaza Home Mortgage STEVE BULLOCK Kyriba
  4. 4. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. TECHNOLOGY What others are using PLANS & FOCUS What are the priorities & Future Plans LIQUIDITY & PAYMENTS Liquidity structure and payment types MEASUREMENTS & LEARNING TOPICS OF DISCUSSION. KEY AREAS OF FOCUS & ANALYSIS. 4
  5. 5. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 5 TECHNOLOGY COMPLEXITY
  6. 6. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 6 TREASURY PLATFORM USE. What type of treasury platform are you currently using? Info courtesy of Strategic Treasury
  7. 7. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 7 CLOUD DOMINANCE ACHIEVED. Info courtesy of Strategic Treasury
  8. 8. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 8 NEW TECH USE: DATA & ANALYSIS. Over Half Don’t Know or Don’t Use Business Intelligence Systems. Please select the system types and data management tools that you have, will upgrade or expect to purchase. Info courtesy of Strategic Treasury
  9. 9. Kyriba.com Copyright © 2019 Kyriba Corp. All rights reserved.
  10. 10. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 1 0 LIQUIDITY & PAYMENTS TECHNOLOGY
  11. 11. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 1 1 SHORT-TERM LIQUIDITY MANAGEMENT. We use the following aggregationtechniques/toolsfor investments: Source: 2020 Insurance Treasury Survey Institutional MMF Investment Sweep Liquidity Pool Info courtesy of Strategic Treasury
  12. 12. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 1 2 SIGNIFICANT BALANCES. Only 25% Are Implementing an Adjustment. Source: 2020 Insurance Treasury Survey Balances that remain in our operating bank accounts and investment/custodyaccounts are significant? Do you have plans to adjust the level of exposure on your OPERATINGor INVESTMENTbalances? Info courtesy of Strategic Treasury
  13. 13. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. Info courtesy of Strategic Treasury INBOUND VS. OUTBOUND. ACH & Checks Used the Most. What is your typical monthly payment volume (inbound payments company-wide). What is your typical monthly payment volume (outbound payments company-wide).
  14. 14. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 1 4 NEW PAYMENT ADOPTIONS. New Payment Plans and Usage. Source: 2020 Insurance Treasury Survey What are your plans with the new payment types (faster payments, same day ACH, SWIFT GPI, etc.)? (Sub question):The reason we use/plan to use the new payment types include: (Select all that apply) Info courtesy of Strategic Treasury
  15. 15. Kyriba.com Copyright © 2019 Kyriba Corp. All rights reserved.
  16. 16. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 1 6 FOCUS & PLANS PLANS & FOCUS
  17. 17. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 17 PRIORITIES. Tie for First Place. What are the highest priorities over the next 12-18 months? Please rank from 1 to 7 (1 being the most important) Source: 2020 Insurance Treasury Survey 1 Efficiency (Process) Security/Fraud Prevention 3 Compliance 4 Cost Management Technology/Acquisition/ Implementation 6 Reporting/Visibility/Analysis 7 Staff Development Most Important Least Important Info courtesy of Strategic Treasury
  18. 18. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 18 THE PAIN POINTS. What are the highest compliance pain points for you? Source: 2020 Insurance Treasury Survey x Bank Account Management Sanction/Screening Management Most Painful Least Painful Data Protection Know Your Customer (KYC) Secure Email Fraud Issues x New Payment Types Info courtesy of Strategic Treasury
  19. 19. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 19 COUNTERPARTY RISK. Increasingly Important. Do you set limits (bank balances, total counterparty) at the bank level in coordination with Risk Management? Source: 2020 Insurance Treasury Survey What is the frequency bank limits are monitored? Info courtesy of Strategic Treasury
  20. 20. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 20 PLANNED CHANGES. About a Quarter of Respondents Looking to Replace or Purchase TMS. Please select the system types and data management tools that you have, will upgrade or expect to purchase. Info courtesy of Strategic Treasury
  21. 21. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. 2 1 MEASUREMENTS & LEARNING EXPOSURE MANAGEMENT
  22. 22. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. Key Priorities for Treasury 22 Info courtesy of Strategic Treasury
  23. 23. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. HOW DO YOU SELF EDUCATE? Info courtesy of Strategic Treasury
  24. 24. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. FINAL THOUGHTS. Ideas and Points to Bring Back to the Office.  Digital Techniques • Early stages of adoption • Every $ counts • Business benefitsa must  Efficiency • Take the opportunity for change • Review to improve often • Seek peer perspectives  Fraud Mitigation • Fraud becoming more prevalent • Ensure consistent workflow approval • Enhance controls Info courtesy of Strategic Treasury
  25. 25. Kyriba.com Copyright © 2019 Kyriba Corp. All rights reserved. Q&A: Su bm it you r qu est ion s via t h e con t rol pa n el!
  26. 26. Kyriba.com Copyright © 2020 Kyriba Corp. All rights reserved. The Mortgage Treasury Business – Fixed or Floating? Thank you for joining us today! Ready to get started? sbullock@kyriba.com

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