1. C V OF KISHOR KALYAN MUSHRIF
NAME: Mr. Kishor Kalyan Mushrif
ADDRESS: 202, Ramakrishna CHS, Patharli Road, Near Swayamvaar Hall,
Gograswadi, Dombivli [East] 421201.
CONTACT DETAILS: Mobile: 9819658541, Landline: 952512453964
EDUCATIONAL QUALIFICATIONS: BA [Honours: Economics] from St. Xavier’s
College, Mumbai in 1971
Master of Management Studies [HRD] from Jamnalal Bajaj Institute of Management
Studies in 1973.
MY CAREER HIGHLIGHTS: I am enriched by diverse experience starting as a
Management Trainee in HRD in a MNC Manufacturing Company in Mumbai for one
year, followed by one and half year of management research with one of my
Professor from JBIMS, Mumbai before joining Banking sector I December 1975.
I worked with Indian Overseas Bank from December 1975 till January 1995 in
managerial roles joining the Bank as a Probationary Officer.
I left Indian Overseas Bank to join Standard Chartered Bank, Mumbai as a Manager
Manpower Development and Training on 1st February 1995. Since then till date for
last more than twenty one years I have been associated with Training and
Development, E Learning, Professorship etc in the Commercial Banking domain.
I have trained more than FOUR THOUSAND executives in Foreign Banks, Private
Ector Banks and Cooperative Banks as well as at least five hundred freshers doing
MBA in various aspects of Banking, details of which are provided in following
paragraphs.
MY CARER PROFILE:
1973-74: I worked as a Management Trainee in HRD function of SIEMENS India Ltd.
1974-75: For about one and a half years I was associated with one of my Professors
from JBIMS in research in management of textile Industry I India.
1975 [December] till 1995 [January]: I joined Indian Overseas Bank as a
Probationary Officer and left it as a Senior Manager after working I Branch Banking
as well as Branch Administration for nineteen years. During my tenure with IOB I
had all round experience of branch operations, Forex and Exchange Control,
International Trade Finance, Customer Acquisition and Customer Service in large

2. and medium branches of the Bank in India in Metro Centers of Mumbai and New
Delhi.
1995 [February] till 1999 [March]: I worked with Standard Chartered Bank I
Mumbai as a Manager, Manpower Development and Training. I was a member of an
International Team of Trainers in Corporate Banking Division of the Bank. I had dual
reporting to Head of Corporate Banking Division in India and Head of HR for
Corporate Banking in Singapore. I opted for Early Separation Scheme of the Bank in
March 1999.
MY CAREER AS A LAERNING AND DEVELOPMENT SPECIALIST:
FEBRUARY 1995 TO MARCH 1999:
Between 1995 and 1999 as a Manager Manpower Development and Training with
Standard Chartered Bank in India I conducted in house training programs in Foreign
Exchange and Exchange Control, Banking Operations, Financing of International
Trade, and Retail Banking.
I also Developed and Coordinated as well as part conducted Induction Training of
THREE months duration for Management Trainees of the bank for two years.
I started Email Based Banking Courses and also developed and conducted
assessment in International Trade Finance for the Corporate Banking Division of the
Bank in India.
I conducted training in Manila for the bank in the area of International Trade
Finance.
I participated for three years in 1995, 1996 and 1997 Trainers’ Meet conducted by
the Bank in Singapore representing Corporate Banking Division [India].
Even after opting for Early Separation Scheme from the Bank in 1999 I was invited
to conduct training programs for the bank in various areas of banking for a few
years till 2005.
APRIL 1999 TO DECEMBER 2002:
I worked as a Learning and Development Specialist for a private sector bank in
Secunderabad for about one year and as a Banking Specialist for a Software
Development Company I Mumbai for about one year. I also conducted training
programs for banks in my individual capacity.
DECEMBER 2002 TO FEBRUARY 2005:
I was Head of Training and Development for Indus Ind Bank Limited in Mumbai. I
was responsible for conducting as well as coordinating all training activities of the

3. bank in India . I conducted, on an average one hundred and thirty five days of
training every year in Banking Operations, , Foreign Exchange and International
Trade Finance .
I was responsible for organizing, conducting and coordinating Residential Training
programs for Management Trainees ad Executive Trainees. These programs were of
three-week durations and for 2003 and 2004 I was in charge of five such programs
each.
I also pioneered E Learning for Indus Ind Bank.
MARCH 2005 TO SEPTEMBER 2008
I was associated as a Banking Expert with development of www.bankingvarsity.com
as E Learning Portal for Gurukul Online Learning Solutions Pvt Ltd in Mumbai.
OCTOBER 2008 TO APRIL 2016
I have worked as Professor of Banking at different points of time with AICAR
Business School, IFM, ITM SIA Business School and also played the role of Program
Head Banking with BSE Institute Ltd and started a one year duration Post Graduate
Program in Banking Operations in 2012 for BSE Institute Ltd Mumbai.
I conducted quite a few training programs for Private Sector Banks during this
period.
WHAT I AM LOOKING FORWARD TO [2016 AND BEYOND]
With vast and significant experience of Banking Operations followed by experience
as a Learning and Development Expert conducting training programs for banks,
developing E Learning for Bankers, writing E Books in Banking and preparing
exhaustive assessments in various areas of banking [ as detailed below] , I have
decided to concentrate exclusively on playing the role of Catalyst in Learning and
Development space for commercial banks in India .I have a couple of ex Bankers
with vast and significant experience in Structured Trade Finance and Corporate
Credit as well as passion for training and development who are keen to play catalyst
roles with me.
BANKING TRAINING [ I and / or my associates]
1] Banking Operations
2] AML and KYC
3] Forex Basics and Exchange Control Regulations in India.
4] Financing of International Trade
5] Corporate Credit
6] Structured Trade
7] Induction Training for Management Trainees.

4. E BOOKS [ DEVELOPED BY ME]
1] Introduction to Foreign Exchange
2] Introduction to Banking Operations
3] Introduction to Payment Systems in International Trade Finance
4] Risk Management in Banking [ Under Development]
BANKING ASSESSMENTS [MCQS DEVELOPED BY ME]
1] Introduction to Foreign Exchange
2] Introduction to Banking Operations
3] Introduction to Payment Systems International Trade Finance
4] Risk Management In Banking.[ Under Development]
PREPARATION FOR BANKING CERTIFICATIONS
1] Various IIBF Certifications such as DBF/ JAIIB, KYC and AML, International Trade
Finance etc.
2] C D C S Certification.
With a combined banking and training experience of more than eighty years among
the three of us we hope to be playing major role as Learning and Development
Catalysts for banks in India.
KISHOR KALYA MUSHRIF
BA[ HONS], MMS
9819658541
kishormushrif1@rediffmail.com
kishormushrif1@gmail.com.