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GRAMEEN BANK
Introduction ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
“ Grameen” bank, means the “rural” or the “village” bank What is Grameen Bank ? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Objectives ,[object Object],[object Object],[object Object],[object Object],[object Object]
GRAMEEN BANK Covers almost the Whole Country
2,431  Branch  Office Each Centre made up of 8 Group of  5 borrowers each  Group Organization Structure 50-60 Centres per Branch 7.21 million borrowers Head  Office 18  Zonal Office 123  Area  Office
[object Object],[object Object],[object Object],Loans Programme
Microcredit : An Overview ,[object Object],[object Object],[object Object],[object Object],[object Object]
Basic Loan Flexible Loan
Social Collateral Approach: Peer Group of Borrowers    Collateral ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Social Collateral approach :  Traditional credit approach:
Key Features  of Social Collateral Approach 1.Peer pressure  2. Information transfer  3. Mutual insurance  4. Cooperation
Peer Pressure ,[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],Information Transfer
Mutual Insurance ,[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],Cooperation
The 4 Principles of Grameen Bank ,[object Object],[object Object],[object Object],[object Object]
The 16 Decisions of Grameen Bank ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The 16 Decisions of Grameen Bank ,[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],The 16 Decisions of Grameen Bank
Indicators of Poverty Level ,[object Object],[object Object],[object Object],[object Object]
Indicators of Poverty Level ,[object Object],[object Object],[object Object],[object Object]
Indicators of Poverty Level ,[object Object],[object Object],[object Object]
The Credit Delivery System ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Credit Delivery System ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loans paid off at death ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loan insurance statistics ,[object Object],[object Object],[object Object],[object Object]
Life insurance ,[object Object],[object Object],[object Object],[object Object],[object Object]
Pension fund for borrowers ,[object Object],[object Object],[object Object],[object Object]
Loan loss reserve ,[object Object],[object Object],[object Object],[object Object]
Retirement benefits paid out ,[object Object],[object Object],[object Object],[object Object],[object Object]
Vicious cycle of poverty ,[object Object],[object Object],[object Object],[object Object],[object Object]
Vicious cycle of poverty ,[object Object],[object Object],[object Object],[object Object]
Objections overcome ,[object Object],[object Object],[object Object],[object Object],[object Object]
Method of action ,[object Object],[object Object],[object Object],[object Object],[object Object]
Method of action ,[object Object],[object Object],[object Object],[object Object],[object Object]
Is Grameen Bank Sustainable? ,[object Object],[object Object],[object Object],[object Object]
Is Grameen Bank Sustainable? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Is Grameen Bank Sustainable? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Challenges in Sustainability ,[object Object],[object Object],[object Object]
Poverty Reduction Strategy : The Grameen Bank Experience ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Struggling members programme ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Struggling members programme ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Rural telephone programme ,[object Object],[object Object],[object Object],[object Object]
GRAMEEN BANK-II
BACKGROUND ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Grameen Bank-II ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Transition ,[object Object],[object Object],[object Object],[object Object],[object Object]
Grameen Bank-II ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Grameen Generalized System ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Flexible Loan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Default under Flexi-Loan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Advantages of GGS ,[object Object],[object Object],[object Object],[object Object],[object Object]
What has GGS achieved?? ,[object Object],[object Object],[object Object],[object Object],[object Object]
GRAMEEN BANK REPLICATION
Grameen Bank Replication Program (GBRP)‏ ,[object Object],[object Object],[object Object],[object Object],[object Object]
REPLICATORS ,[object Object],[object Object],[object Object],[object Object]
Replications ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Grameen Bank Outreach ,[object Object],[object Object],[object Object],[object Object],[object Object]
Outreach……. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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08 Grameen Bank

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  • 5. GRAMEEN BANK Covers almost the Whole Country
  • 6. 2,431 Branch Office Each Centre made up of 8 Group of 5 borrowers each Group Organization Structure 50-60 Centres per Branch 7.21 million borrowers Head Office 18 Zonal Office 123 Area Office
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  • 11. Key Features of Social Collateral Approach 1.Peer pressure 2. Information transfer 3. Mutual insurance 4. Cooperation
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