http://www.family1st-financial.com/credit-repair/ Family 1st Financial provides Pay-Per-Deletion Credit Repair along with other services that are designed to improve your credit and raise your credit score.

1. Looking for Credit Repair
Help?
If you need credit repair help, credit repair counseling or credit repair advice, there are many
companies, software programs, credit repair kits, books and assorted other items available for
purchase. There are many things that you can do yourself for credit repair. Most of which are free.
Whether you decide to do-it-yourself or get some help, credit repair is worthwhile.
People with high credit scores get the best interest rates. They pay lower insurance premiums.
They are not required to make security deposits on utilities and cell phone contracts. There are
many reasons to look for credit repair help. There is no reason to wait. No matter what current
credit problems you may have, there is help. Credit repair or improvement of credit scores is
possible for anyone. Some people may not need help. They may already have a credit score of 760
or higher. These people are already getting the best interest rates available. But even someone
with a credit score of 759, just one point less, will pay a little more in interest.
According to Fair Isaac, the company which invented the current credit scoring process, 60% of
the American population has a credit score that is below 749. So, 60% of the American population
could be looking for credit repair help, credit repair counseling or advice. This is the reason that
there are so many credit repair companies. There is a large market for credit repair professionals.
Those who are selling products for credit repair hope to "cash in" on this need as well.
Many people are not aware that they are paying more in interest than those who have higher
credit scores. Most people want a house and they do not want to wait. As long as they can qualify
for a mortgage, they are not so much concerned about interest rates. The wise consumer not only
shops for a house, but shops for the best interest rates. If they have problematic credit, then they
shop for credit repair services. On the average, a person with a credit score below 639 will
generally pay $232 more per month in interest than someone with a credit score of 760 or above.
Firms that help credit repair problems "go away" may charge for their services, but consumers
will save money in the long run. The lower your credit score; the more you will save.
To Know More Visit http://www.family1st-financial.com/
http://www.family1st-financial.com/credit-repair/
http://www.family1st-financial.com/creditrepair/