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Use of Financial Technology Solutions to
Expand Access to Affordable Housing
27th October, 2023
ibis Ambassador Suwon Hotel, Suwon, South Korea
@ 2023 Koh How Tze
9th Asia-Pacific Housing Forum, Suwon, South Korea.
Alternate Financing and Emerging Technologies
➢ Impact of technologies like AI and Blockchain on the affordable housing
finance sector in the Asia-pacific regions
➢ Examples/case studies of innovative solutions for housing that leverages
these technologies to improve affordability
➢ Ethical considerations that organizations should keep in mind when
implementing advanced technologies in housing finance, especially when
dealing with low-income households
Image source: OpenNaukri
ABCDE The World
A.I. Data Processor (Speed, Efficiency, Solutions)
Blockchain Data Guardian (Immutability, Transparency, Integrity)
Connectivity Data Collector (IoT, Cybersecurity, Exchange)
Data New Oil (Value)
Ethics Governance & Accountability (Exclude Super A.I.)
@ 2023 Koh How Tze
9th Asia-Pacific Housing Forum, Suwon, South Korea.
An AI-driven, Blockchain-based Cognitive resource management system
powered by Data, Ethically.
➢ Impact of technologies like AI and Blockchain on the affordable housing finance sector in the Asia-pacific regions
Image source: https://cointelegraph.com/news/5-emerging-digital-finance-
trends
A.I.
Efficiency &
Solutions
Better Resource Management
& Distribution
Blockchain
Transparency &
Data Integrity
Trustworthy Value Creation
& Transactions
➢ Impact of technologies like AI and Blockchain on the affordable housing finance sector in the Asia-pacific regions
If it's true that Open Banking will
evolve toward Open Finance, then we
will no longer have limits for wanting
the Open Economy. ~ Data Society TW
House
Capital
Fiat Crypto / Tokenized RWA
Risk
Assessment
Social Capital /
Data Capitalism
Builder
Material
Authority Infra
Tax /
Policy
* Oversimplified for illustration & discussion purposes only.
@ 2023 Koh How Tze
9th Asia-Pacific Housing Forum, Suwon, South Korea.
People. Process. Technology.
A.I.
Blockchain
Social
Capital
Connectivity
Data Ethics
People. Process. Technology.
How can we create social capital out of data, innovatively?
@ 2023 Koh How Tze
9th Asia-Pacific Housing Forum, Suwon, South Korea.
Thank You
Unity in Diversity
When there is a will
There will be ways
© 2023 Koh How Tze. All Rights Reserved.
9th Asia Pacific Housing Forum (APHF) Suwon, Korea.
linkedin.com/in/howtze
facebook.com/howtze
slideshare.net/howtze

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Use of Financial Technology Solutions to Expand Access to Affordable Housing

  • 1. Use of Financial Technology Solutions to Expand Access to Affordable Housing 27th October, 2023 ibis Ambassador Suwon Hotel, Suwon, South Korea @ 2023 Koh How Tze 9th Asia-Pacific Housing Forum, Suwon, South Korea.
  • 2. Alternate Financing and Emerging Technologies ➢ Impact of technologies like AI and Blockchain on the affordable housing finance sector in the Asia-pacific regions ➢ Examples/case studies of innovative solutions for housing that leverages these technologies to improve affordability ➢ Ethical considerations that organizations should keep in mind when implementing advanced technologies in housing finance, especially when dealing with low-income households
  • 4. ABCDE The World A.I. Data Processor (Speed, Efficiency, Solutions) Blockchain Data Guardian (Immutability, Transparency, Integrity) Connectivity Data Collector (IoT, Cybersecurity, Exchange) Data New Oil (Value) Ethics Governance & Accountability (Exclude Super A.I.) @ 2023 Koh How Tze 9th Asia-Pacific Housing Forum, Suwon, South Korea. An AI-driven, Blockchain-based Cognitive resource management system powered by Data, Ethically.
  • 5. ➢ Impact of technologies like AI and Blockchain on the affordable housing finance sector in the Asia-pacific regions Image source: https://cointelegraph.com/news/5-emerging-digital-finance- trends A.I. Efficiency & Solutions Better Resource Management & Distribution Blockchain Transparency & Data Integrity Trustworthy Value Creation & Transactions
  • 6. ➢ Impact of technologies like AI and Blockchain on the affordable housing finance sector in the Asia-pacific regions If it's true that Open Banking will evolve toward Open Finance, then we will no longer have limits for wanting the Open Economy. ~ Data Society TW
  • 7. House Capital Fiat Crypto / Tokenized RWA Risk Assessment Social Capital / Data Capitalism Builder Material Authority Infra Tax / Policy * Oversimplified for illustration & discussion purposes only. @ 2023 Koh How Tze 9th Asia-Pacific Housing Forum, Suwon, South Korea. People. Process. Technology.
  • 8. A.I. Blockchain Social Capital Connectivity Data Ethics People. Process. Technology. How can we create social capital out of data, innovatively? @ 2023 Koh How Tze 9th Asia-Pacific Housing Forum, Suwon, South Korea.
  • 9.
  • 10. Thank You Unity in Diversity When there is a will There will be ways © 2023 Koh How Tze. All Rights Reserved. 9th Asia Pacific Housing Forum (APHF) Suwon, Korea. linkedin.com/in/howtze facebook.com/howtze slideshare.net/howtze