this is a presentation about bank.basically it consist of saving account and current account. and features of bank account and purpose of creating a bank account.
4. Types of Bank :
1. Savings Bank
2. Commercial Bank
a) Public Sector Banks
b) Private Sector Banks
c) Foreign Banks
3. Co-operative Banks
a) Primary Credit Society
b) Central Co-operative Banks
c) State Co-operative Banks
4. Investment Banks
5. Specialized Banks
6. Central Banks .
5. Compufield 29/6/2015 5
FUNCTIONS OF
BANKS
PRIMARY
FUNCTIONS
ACCEPTING
DEPOSITS
GRANTING
LOANS AND
ADVANCES
SECONDARY
FUNCTIONS
AGENCY
FUNCTIONS
UTILITY
FUNCTIONS
Saving Deposit
Fixed Deposit
Current Deposit
Recurring Deposit
Cash Credit
Bank Over Draft
Loans
Discounting Bills
Funds Transfer
Cheques Collection
Periodic
Payments/Collection
Portfolio
Management
Other Functions
Issue of Drafts, Letter of
Credits, etc
Locker Facility
Underwriting of Shares
Dealing in foreign exchange
Project Reports
Social Welfare Programmes
Other Utility Function
6. Compufield 29/6/2015 6
SAVINGS ACCOUNT: Savings Accounts are the most
popular kind of individual accounts for personal purpose of saving your
investments and getting interest rates. Savings account provides cheque facility
along with flexibility for deposit and withdrawal of funds from your account.