The proceeds received in the financial planning account are allocated to these funds at the established interest rate. Visit here: https://bit.ly/3J0jNdk
3. Many entrepreneurs, especially those who do not
have problems with sales and business income, do
not properly plan their funds. Family means - even
more so.
Working conscientiously and for the good of the
company, these worthy people, as we now
understand, from the point of view of financial
discipline, were notorious scumbags. They did not set
themselves high salaries and bonuses, being content
with a moderate (for their level) salary - which is so
terrible, it would seem. The terrible thing is that, by
necessity, they climbed into the circulation, extracting
really substantial sums from there.
4.
5. The essence of financial planning
If everything is more or less clear with planning:
we plan our actions based on the available
funds. The rest should be mentioned separately.
Financial planning is a decomposition of the
amount on the account (accounts) of the
company by funds.
• Classic fund scheme:
• Company maintenance (salary, rent,
communications),
• Supply (raw materials for production and
goods for trade),
• Promotion,
6.
7. The proceeds received in the financial planning account are
allocated to these funds at the established interest rate. It
makes no sense to strictly regulate the interest rate.
However, there are several guidelines. The actual choice of
percentage is dictated by the company’s movement strategy
and the environment.
• The supply cannot be less than the cost of the product in
terms of raw materials and materials. Better with an excess
(including marriage), by 3% -5%.
• It is not recommended to spend less than 8% of the
proceeds on Promotion.
• It is not recommended to spend less than 3% of the
proceeds to the reserve. Especially when the formation of
this fund is just beginning. The enterprise should always
have money to re-close urgently, should something happen.
• It is recommended to send 10% of the company’s Income
to the Owner. Pay attention - from Income. Until the
8.
9. How much to send for taxes, everyone
decides for himself according to the
situation.
When the Owner, having gained
patience, busting all his desires to send
everything to the forest and leave the
work with finances by selling financial
instruments, as it was, begins to conduct
a financial plan, a fantastic thing will
happen. Money will cease to be spent on
small things. Why? Because according to
10.
11. That is, having accumulated accounts in a
week, distributing what has been received
among the funds, the person who manages the
finances by selling financial instruments
acquires the scope of spending. He has a bunch
of bills to pay. Here are the funds. Since the
funds contain money for clearly defined items of
expenditure, the one who manages the finances
understands how much he can spend on each
item. And he doesn’t spend more.
The total amount of money in the account can
be more than enough for all accounts to be
paid. But, if you distribute by funds, the funds
may not be enough. If last week there was a big