2. BANK
Institution which is into lending and
borrowing
Banks are public, private and foreign
There are total 24 public, 22 private
and 25 foreign banks in India.
3. Public sector banks
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
Dena Bank
IDBI Bank Ltd
Indian Bank
Indian Overseas bank
Oriental Bank of
Commerce
Punjab & Sindh Bank
Punjab National Bank
State Bank of India
State Bank of Bikaner &
Jaipur
State Bank of Hyderabad
State Bank of Indore
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
UCO Bank
Syndicate Bank
4. Private banks
Axis Bank
Bank of Rajasthan
Catholic Syrian Bank
City Union Bank
Development Credit
Bank
Dhanalakshmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IndusInd Bank
ING Vysya Bank
Jammu & Kashmir Bank
Karnataka Bank
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Nainital Bank
Ratnakar Bank
SBI Comm& Intl Bank
South Indian Bank
Tamil Nadu Mercantile
Bank
Yes Bank
5. Foreign banks
The Royal Bank of
Scotland
Abu Dhabi Commercial
Bank
American Express
Banking
Corporation
Antwerp Diamond Bank
AB Bank
Bank International
Indonesia
Bank of America
Bank of Bahrain & Kuwait
Bank of Ceylon
Bank of Nova Scotia
BNP Paribas
Calyon Bank
Chinatrust Commercial
Bank
Citibank
DBS Bank
Deutsche Bank
Hong Kong & Shanghai
Banking
Corp0ration(HSBC)
JP Morgan Chase Bank
JSC VTB Bank
Krung Thai Bank
Mizuho Corporate Bank
Mashreq Bank
6. Wide Range of Products
6
VRETAIL
BANKING
• Loan Products: - Depository
Products
- Auto Loans -
Savings
- Loans against Securities - Current
- Personal Loans - Fixed
Deposits
- Credit Cards
- 2-Wheeler Loans
- Home Loans
- Commercial Vehicles Finance
Other Products /
Services: -- POS
Terminals
- Debit Cards
- Depository Accounts
- Mutual Fund Sales
- Insurance Sales
- NRI Services
- Bill Payment Services
WHOLESAL
E BANKING
Commercial Banking:
- Working Capital
- Credit Substitutes
- Term Loans
- Bill Collection
- Forex
&Derivatives
-
WholesaleDeposits
- Letters of Credit
- Guarantees
Transactional
Banking:
- Cash Management
- Custodial Services
- Clearing Bank
Services
- Correspondent
Banking
- Tax Collections
- Banker to public
issues
Key Segments:
- Large corporate
- Supply Chain
- Emerging
Coop
- Financial Inst
- Government
Treasury
Products: Other
Functions:
- Foreign Exchange - Asset Liability
Management
- Debt Securities - Statutory
Reserve Management
-- Derivatives
-- Equity
8. Banking Terms:
Depositor: who deposits the money
RTGS: Real Time Gross Settlement
NEFT : National Electronic Fund Transfer
Beneficiary Bank: Bank which will receive the
amount
Beneficiary branch: Beneficiary Bank branch
IFSC: Indian Financial System Code
OTP: One Time Password
Ombudsman
13. INTERNET AND MOBILE
BANKING
Identity theft: ID theft occurs when someone uses your name,
Social Security number, credit card number or other personal
information without your permission to commit fraud or other
crimes. Ex.-Phishing, spyware, and hackers
Malware: “Malicious software;" it includes viruses – programs
that copy themselves without your permission spyware, programs
installed without your consent to monitor or control your
computer activity
BotNet : “Some spammers search the internet for unprotected
computers they can control & use anonymously to send spam,
turning them into a robot network, known as a "botnet."
14. Security checks for Internet
Banking
Use security software that updates automatically
Know who you're dealing with.
Anti-Virus Software
Firewalls
Anti-Spyware Software
Protect your passwords.
Back up important files.
Keep your operating system and Web browser up-
to-date, and learn about their security features