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1. Types of Auto Insurance Coverage in Victoria
BC

2. Introduction
• Auto Insurance is also known as vehicle insurance, car insurance and motor
insurance. It is a type of insurance for all type of vehicles running on the road.
• Its main motto is to provide financial protection against any damage like physical
damage, bodily injury caused during traffic collision.
• It also provides other financially protections like theft, keying and damage
sustained by colliding with stationary objects.
• There are different types of auto insurance in Victoria BC explained in the next
slides:

3. 1. Liability Coverage
• Helps to recover the expense of third party when you are in fault in a car accident.
• It consist of two types of coverage :
1. Bodily Injury
2. Property Damage.
• The first one pays all expenses occurred during accident while second one
reimburse for damaged property.

4. 2. Physical Damage Coverage
• Is a generic term for group of insurance that protect your vehicle.
• It is a combination of two types of coverage:
1. Collision
2. Comprehensive and is differ by the circumstances in which your car damaged.
• Collision coverage is optional, but recommend to include in your policy.
• Comprehensive is known as OTC or Comp insurance, which covers vandalism,
theft and damage from natural disaster.

5. 3. Rental Insurance
• Some insurance organizations increase their insurance of ones liability to hire cars.
• You would like to double check with them in advance of renting a car and
spending extra revenue for rental insurance coverage

6. • Discovery Insurance Service has been
serving for 20 years in Hillside
Center, Victoria.
• We provide all types of insurance
from life insurance to auto insurance.
Contact Us
#26-1644 Hillside Ave.
Victoria, B.C. V8T 2C5
Tel: (250) 592-4887
Toll Free: 1-888-567-9555
Fax: (250) 592-4099
Email:
edney@discoveryinsurance.ne
t

7. • Discovery Insurance Service has been
serving for 20 years in Hillside
Center, Victoria.
• We provide all types of insurance
from life insurance to auto insurance.
Contact Us
#26-1644 Hillside Ave.
Victoria, B.C. V8T 2C5
Tel: (250) 592-4887
Toll Free: 1-888-567-9555
Fax: (250) 592-4099
Email:
edney@discoveryinsurance.ne
t