2. Definition :
Home insurance, also commonly called hazard insurance or
homeowner's insurance (often abbreviated in the US real estate
industry as HOI), is a type of property insurance that covers a
private residence.
It is an insurance policy that combines various personal insurance
protections, which can include losses occurring to one's home,
its contents, loss of use (additional living expenses), or loss of
other personal possessions of the homeowner, as well as liability
insurance for accidents that may happen at the home or at the
hands of the homeowner within the policy territory.
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3. Apartments Insurance :
This product is specifically designed to accommodate the
coverage and pricing needs for hard to place apartment risks.
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4. Targeted Classes :
Broad Eligilbility to include:
Aluminum wired apartment or condo
Single or multiple location risks
Large risks
Student housing & HUD housing okay
Swimming pools, fitness centers, clubhouses, lakes/ponds,
playgrounds, sports courts
New ventures and newly constructed properties are eligible
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5. Coverages/Limits:
Monoline General Liability
Monoline Property
Property Coverage
Special Causes of Loss and Replacement
Cost coverage are available
Limits: $1,000,000 occurrence / $2,000,000 aggregate
No maximum building height
Commercial Excess General Liability, Umbrella or Excess
Umbrella available up to $25 million
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6. States Available :
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS,
KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ,
NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT,
VA, WA, DC, WV, WI, WY
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8. All Risks, Ltd. has other insurance programs like Apartments
Insurance
1591 Ouellette Ave.
Windsor, Ontario CA
CompleteMarkets/INSOMIS Corp.
Mailing : P.O. Box 542. Big Bear City,
CA 92314-0542
Physical : 41965 Big Bear Blvd. Big
Bear Lake, CA 92315
Phone: (800) 753-4467, (909) 5476212 (International)
Fax: (909) 547-6216
For Support:
support@CompleteMarkets.com
(market requests, provider info) Page 8