Old age is the reservoir of knowledge and maturity, the time to look back in retrospect and learn from the mistakes made along the journey and emerge as wiser and more cultured. However, it is also a time of growing ailments and physical exhaustion that need to be addressed more frequently. Rising medical expenses without a running income can take a toll on the individual financially.

1. What Constitutes The Best Senior Citizen
Health Insurance Policy?
Senior Citizen Insurance
Old age is the reservoir of knowledge and maturity, the time to look back in retrospect and learn from
the mistakes made along the journey and emerge as wiser and more cultured. However, it is also a time
of growing ailments and physical exhaustion that need to be addressed more frequently. Rising medical
expenses without a running income can take a toll on the individual financially.
To make sure that the family does not slip into financial depravity, a number of financial institutions
have come up with health insurance policies that specially targeted for people who are in their ripe age.
Catered primarily towards individuals who above the age of sixty or sixty-five, these health insurance
policies cover all the hospital or medical expenses of the customer.
Senior Citizen Insurance acts as an umbrella for the senior citizen and his family to safeguard them from
potentially going bankrupt from the exorbitant medical bills. While we are capable of working and taking
care of our own health during the most of adulthood, we are robbed of this ability in our old age when
we have to depend on someone else for our everyday needs as well as financial requirements. This

2. dependency can create a rift in the family, leading to misunderstandings. Senior Citizen Insurance is
delineated to take care of the hospital bills, even allowing cashless hospitalizations. By opting for a
higher sum plan, one can get a high sum of money assured for any dire illness or even any pre-existing
milady.
Most people wait until their later 40s to get a senior citizen insurance policy. However, it is a little-
known fact that the premiums get higher and affording a policy becomes more expensive with the
passing age. Hence, it is important to take out a policy early in the working career to get affordable
premium rates.
While there are many important features of the best Senior Citizen Health Insurance Policy, some of the
most important features include:
Coverage
Best senior citizen health insurance policies provide high sum coverage. Medical bills and hospitalization
charges are covered. Some of the good policies even allow cashless hospitalization as well as emergency
ambulance charges. The insurer can avail the benefits by being admitted to a host of hospitals that are
covered by the policy.
Attractive Discounts
Some of the better-known life insurance policies have a lifelong renewal age and provides attractive
discounts on the premiums. At a time when an individual has to depend mostly on their pension or
someone else for financial support, any discount is always appreciated.
Fast Settlement
No likes to go through the hassle of ringing up the officials time and again to get their claim, especially at
an age when the physical energy is limited. Insurance policies that offer a fast and hassle-free
settlement after the claim are always given more preference over its counterparts.
There is a growing number of senior citizen policies policy plans available in India, each providing its own
set of advantages. It is important to research thoroughly to choose a plan that is best suited to the
individual needs.
Best Life Insurance Policy In India
Universal Life Insurance

3. Family Life Insurance
protection plans