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BANKING FUNCTIONS OF BANKS COMMERCIAL & CENTRAL BANK MONETARY POLICY OF RBI (DEWETT 417/431)
BANKS ,[object Object],[object Object],[object Object]
TYPES OF BANKS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
COMMERCIAL BANKS ,[object Object],[object Object]
EXCHANGE BANKS ,[object Object],[object Object]
INDUSTRIAL BANKS. ,[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
AGRICULTURAL  or Co-operative Banks ,[object Object],[object Object]
SAVINGS BANKS ,[object Object],[object Object],[object Object]
CENTRAL BANKS ,[object Object],[object Object]
COMMERCIAL BANKS ,[object Object],[object Object],[object Object],[object Object],[object Object]
ACCEPTING DEPOSITS ,[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],SAVINGS BANK DEPOSIT. Midway between current  and fixed deposit. There is  a limit for number of  withdrawal and amount. The rate of interest is less  than that  on the  Fixed Deposit FIXED DEPOSIT OR TIME DEPOSIT These deposits can be  withdrawn only after the expiry of the period. Interest is paid depending upon the time – period  and amount
GIVING LOANS ,[object Object]
Giving loans- - ,[object Object],[object Object],[object Object],[object Object],[object Object]
ALLOWING OVERDRAFT ,[object Object]
BY CREATING A DEPOSIT –CASH CREDIT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
DISCOUNTING BILLS ,[object Object],[object Object]
REMITTING FUNDS ,[object Object]
MISCELLANEOUS FUNCTIONS ,[object Object],[object Object],[object Object],[object Object]
SAFE CUSTODY ,[object Object]
AGENCY FUNCTION ,[object Object],[object Object],[object Object]
LETTERS OF CREDIT ,[object Object]
UTILITY OF BANKS ,[object Object],[object Object],[object Object],[object Object],[object Object]
CREDIT CREATION ,[object Object],[object Object],[object Object],[object Object]
BANKS AND ECONOMIC DEVELOPMENT ,[object Object],[object Object],[object Object],[object Object]
BANKS AND ECONOMIC DEVELOPMENT ,[object Object],[object Object],[object Object],[object Object]
CENTRAL BANKING ,[object Object]
CENTRAL BANK ,[object Object],[object Object]
FUNCTIONS OF CENTRAL BANK ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MONOPOLY OF NOTE ISSUE ,[object Object],[object Object]
BANKER’S BANK ,[object Object],[object Object]
LENDER OF LAST RESORT ,[object Object],[object Object]
CONTROL OF CREDIT ,[object Object]
MAINTAINING  EXCHANGE RATE ,[object Object],[object Object]
CUSTODIAN OF NATIONAL RESERVE ,[object Object]
PROVISION OF CLEARING HOUSE FACILITIES ,[object Object],[object Object]
DEVELOPMENT FUNCTION ,[object Object]
CONTROL OF CREDIT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
METHODS OF CREDIT CONTROL ,[object Object],[object Object]
QUANTITATIVE CONTROLS ,[object Object],[object Object],[object Object],[object Object]
QUALITATIVE CONTROLS ,[object Object],[object Object],[object Object]
BANK RATE OF INTEREST ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
OPEN MARKET OPERATIONS ,[object Object],[object Object],[object Object]
VARYING RESERVE REQUIREMENTS ,[object Object],[object Object],[object Object]
CREDIT RATIONING ,[object Object]
DIRECT   ACTION ,[object Object]

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