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Promo Name : 
OkTOBErFEST PROMO 
Sample Computation Only 
Effectivity Date : 
September 10-October 31, 2014 
Project: 
NORTHCREST 
Name of Buyer 
discount 
20% 
10% 
5% 
0% 
no. of days 
15 
30 
45 
after 45 
OPTION 1 - 
CASH TERM 
contract 
contract 
contract 
contract 
Ph 
Blk 
Lot 
area 
price 
price 
price 
price 
price 
150 
15,700 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
Less :Drainage Area 
0 
0 
0 
0 
gross contract price 
150 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
Less : 
Discount 
471,000 
235,500 
117,750 
0 
Net contract price 
1,884,000 
2,119,500 
2,237,250 
2,355,000 
Less : 
reservation fee dated 
11/13/14 
30,000 
30,000 
30,000 
30,000 
Net contract price payable 
1,854,000 
2,089,500 
2,207,250 
2,325,000 
11/28/14 
12/13/14 
12/28/14 
01/12/15 
OPTION 2A - 
INSTALLMENT BASED ON OUTRIGHT DP 
2A.1 Outright Downpayment ( min.20% – max.50% to avail of the above disc): 
20% 
Downpayment 
471,000 
471,000 
471,000 
471,000 
less : 
reservation fee dated 
11/13/14 
30,000 
30,000 
30,000 
30,000 
downpayment net of reservation fee 
441,000 
441,000 
441,000 
441,000 
Discount on Downpayment 
94,200 
47,100 
23,550 
0 
Net Downpayment payable 
346,800 
393,900 
417,450 
441,000 
Due dates 
11/28/14 
12/13/14 
12/28/14 
01/12/15 
2A.2 Balance for Amortization: 
gross contract price 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
Less: 
20% 
Downpayment 
471,000 
471,000 
471,000 
471,000 
Others 
Balance for amortization 
1,884,000 
1,884,000 
1,884,000 
1,884,000 
2A.3 Monthly amortization: 
Due dates 
12/28/14 
01/12/15 
01/27/15 
02/11/15 
1 YR., 0% interest 
157,000 
157,000 
157,000 
157,000 
2 YRS., 0% interest 
78,500 
78,500 
78,500 
78,500 
3 YRS. 
ZERO INTEREST 
PROMO 
52,333 
52,333 
52,333 
52,333 
4 YRS. 
(1-3years, zero interest) 
PROMO 
39,250 
39,250 
39,250 
39,250 
(4th year with 16% interest – factor .0907308493) 
42,734 
42,734 
42,734 
42,734 
5 YRS., @ 16% int. p.a. (factor:.0243181) 
45,815 
45,815 
45,815 
45,815 
6 YRS., @ 16% int. p.a. (factor:.0216918) 
40,867 
40,867 
40,867 
40,867 
7 YRS., 16% int. p.a. (factor:.0198621) 
37,420 
37,420 
37,420 
37,420 
8 YRS., 18% int. p.a. (factor:.0197232) 
37,159 
37,159 
37,159 
37,159 
9 YRS., 18% int. p.a. (factor:.0187569) 
35,338 
35,338 
35,338 
35,338 
10 YRS., 18% int. p.a. (factor:.0180185) 
33,947 
33,947 
33,947 
33,947 
Notes: 
1. Reservation fee is P30,000 for each lot. 
2. Reservation fee will form part of the downpayment or cash payment. 
3. The Developer reserves the right to correct the figures appearing herein. 
4. For Bank Financing : 
a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. 
b.) Buyer can avail 5% discount on the bank approved amount. 
Prepared by: 
Checked by: 
KTM 
BTM/NAA 
11/13/2014 
Page 1 of 3
Promo Name : 
OkTOBErFEST PROMO 
Sample Computation Only 
Effectivity Date : 
September 10-October 31, 2014 
Project: 
NORTHCREST 
Name of Buyer 
discount 
15% 
10% 
5% 
0% 
no. of days 
15 
30 
45 
after 45 
Lot location: 
contract 
contract 
contract 
contract 
Ph 
Blk 
Lot 
area 
price 
price 
price 
price 
price 
0 
0 
0 
150 
15,700 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
Less :Drainage Area 
0 
0 
0 
0 
0 
0 
Gross Total 
150 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
OPTION 2B - 
INSTALLMENT BASED ON OUTRIGHT DP 
2B.1 Outright Downpayment ( DP of 10% but below 20% to avail of the above disc.): 
10% 
Downpayment 
235,500 
235,500 
235,500 
235,500 
less : 
reservation fee dated 
11/13/14 
30,000 
30,000 
30,000 
30,000 
downpayment net reservation fee 
205,500 
205,500 
205,500 
205,500 
Discount on downpayment 
35,325 
23,550 
11,775 
0 
net downpayment payable 
170,175 
181,950 
193,725 
205,500 
Due dates 
11/28/14 
12/13/14 
12/28/14 
01/12/15 
2B.2 Balance for Amortization: 
gross contract price 
2,355,000 
2,355,000 
2,355,000 
2,355,000 
Less: 
10% 
Downpayment 
235,500 
235,500 
235,500 
235,500 
Others 
Balance for amortization 
2,119,500 
2,119,500 
2,119,500 
2,119,500 
2B.3 Monthly amortization: 
Due dates 
12/28/14 
01/12/15 
01/27/15 
02/11/15 
1 YR., 0% interest 
176,625 
176,625 
176,625 
176,625 
2 YRS., 0% interest 
88,313 
88,313 
88,313 
88,313 
3 YRS. 
ZERO INTEREST 
PROMO 
58,875 
58,875 
58,875 
58,875 
4 YRS. 
(1-3years, zero interest) 
PROMO 
44,156 
44,156 
44,156 
44,156 
(4th year with 16% interest – factor .0907308581) 
48,076 
48,076 
48,076 
48,076 
5 YRS., @ 16% int. p.a. (factor:.0243181) 
51,542 
51,542 
51,542 
51,542 
6 YRS., @ 16% int. p.a. (factor:.0216918) 
45,976 
45,976 
45,976 
45,976 
7 YRS., 16% int. p.a. (factor:.0198621) 
42,098 
42,098 
42,098 
42,098 
8 YRS., 18% int. p.a. (factor:.0197232) 
41,803 
41,803 
41,803 
41,803 
9 YRS., 18% int. p.a. (factor:.0187569) 
39,755 
39,755 
39,755 
39,755 
10 YRS., 18% int. p.a. (factor:.0180185) 
38,190 
38,190 
38,190 
38,190 
Notes: 
1. Reservation fee is P30,000 for each lot. 
2. Reservation fee will form part of the downpayment or cash payment. 
3. The Developer reserves the right to correct the figures appearing herein. 
4. For Bank Financing : 
a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. 
b.) Buyer can avail 5% discount on the bank approved amount. 
Prepared by: 
Checked by: 
KTM 
BTM/NAA 
11/13/2014 
Page 2 of 3
Promo Name : 
OkTOBErFEST PROMO 
Sample Computation Only 
Effectivity Date : 
September 10-October 31, 2014 
Project: 
NORTHCREST 
Name of Buyer 
Lot location: 
Ph 
Blk 
Lot 
area 
price 
Contract Price 
0 
0 
0 
150 
15,700 
2,355,000 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
0 
Less :Drainage Area 
0 
0 
0 
Gross contract price 
150 
2,355,000 
OPTION 3 - 
INSTALLMENT BASED ON ZERO & EXTENDED DP 
3.1 DOWNPAYMENT 
DP % 
0% 
10% 
20% 
Downpayment 
235,500 
471,000 
less : 
reservation fee dated 
11/13/14 
30,000 
30,000 
30,000 
Downpayment for amortization 
205,500 
441,000 
1st downpayment is due on or before 
12/13/14 
68,500 
73,500 
2nd downpayment is due on or before 
01/12/15 
68,500 
73,500 
3rd downpayment is due on or before 
02/11/15 
68,500 
73,500 
4th downpayment is due on or before 
03/13/15 
73,500 
5th downpayment is due on or before 
04/12/15 
73,500 
6th downpayment is due on or before 
05/12/15 
73,500 
TOTAL 
205,500 
441,000 
3.2 Balance for Amortization: 
gross contract price 
2,355,000 
2,355,000 
2,355,000 
less : 
Reservation Fee/Downpayment 
30,000 
235,500 
471,000 
balance for amortization 
2,325,000 
2,119,500 
1,884,000 
3.3 Monthly amortization: 
Due dates 
12/13/14 
03/13/15 
06/11/15 
1 YR., 0% interest 
193,750 
176,625 
157,000 
2 YRS., 0% interest 
96,875 
88,313 
78,500 
3 YRS. 
NO, INTEREST 
PROMO 
64,583 
58,875 
52,333 
4 YRS. 
(1-3years, zero interest) 
PROMO 
48,438 
48,438 
48,438 
(4th year with 16% interest – factor .0907308613) 
52,737 
52,737 
52,737 
5 YRS., 16% int. p.a. (factor:.0243181) 
56,540 
51,542 
45,815 
6 YRS., 16% int. p.a. (factor:.0216918) 
50,433 
45,976 
40,867 
7 YRS., 16% int. p.a. (factor:.0198621) 
46,179 
42,098 
37,420 
8 YRS., 18% int. p.a. (factor:.0197232) 
45,856 
41,803 
37,159 
9 YRS., 18% int. p.a. (factor:.0187569) 
43,610 
39,755 
35,338 
10 YRS., 18% int. p.a. (factor:.0180185) 
41,893 
38,190 
33,947 
Notes: 
1. Reservation fee is P30,000 for each lot. 
2. Reservation fee will form part of the downpayment or cash payment. 
3. The Developer reserves the right to correct the figures appearing herein. 
4. For Bank Financing : 
a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. 
b.) Buyer can avail 5% discount on the bank approved amount. 
Prepared by: 
Checked by: 
KTM 
BTM/NAA 
11/13/2014 
Page 3 of 3

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Northcrest sample computation

  • 1. Promo Name : OkTOBErFEST PROMO Sample Computation Only Effectivity Date : September 10-October 31, 2014 Project: NORTHCREST Name of Buyer discount 20% 10% 5% 0% no. of days 15 30 45 after 45 OPTION 1 - CASH TERM contract contract contract contract Ph Blk Lot area price price price price price 150 15,700 2,355,000 2,355,000 2,355,000 2,355,000 0 0 0 0 0 0 0 0 0 0 0 0 Less :Drainage Area 0 0 0 0 gross contract price 150 2,355,000 2,355,000 2,355,000 2,355,000 Less : Discount 471,000 235,500 117,750 0 Net contract price 1,884,000 2,119,500 2,237,250 2,355,000 Less : reservation fee dated 11/13/14 30,000 30,000 30,000 30,000 Net contract price payable 1,854,000 2,089,500 2,207,250 2,325,000 11/28/14 12/13/14 12/28/14 01/12/15 OPTION 2A - INSTALLMENT BASED ON OUTRIGHT DP 2A.1 Outright Downpayment ( min.20% – max.50% to avail of the above disc): 20% Downpayment 471,000 471,000 471,000 471,000 less : reservation fee dated 11/13/14 30,000 30,000 30,000 30,000 downpayment net of reservation fee 441,000 441,000 441,000 441,000 Discount on Downpayment 94,200 47,100 23,550 0 Net Downpayment payable 346,800 393,900 417,450 441,000 Due dates 11/28/14 12/13/14 12/28/14 01/12/15 2A.2 Balance for Amortization: gross contract price 2,355,000 2,355,000 2,355,000 2,355,000 Less: 20% Downpayment 471,000 471,000 471,000 471,000 Others Balance for amortization 1,884,000 1,884,000 1,884,000 1,884,000 2A.3 Monthly amortization: Due dates 12/28/14 01/12/15 01/27/15 02/11/15 1 YR., 0% interest 157,000 157,000 157,000 157,000 2 YRS., 0% interest 78,500 78,500 78,500 78,500 3 YRS. ZERO INTEREST PROMO 52,333 52,333 52,333 52,333 4 YRS. (1-3years, zero interest) PROMO 39,250 39,250 39,250 39,250 (4th year with 16% interest – factor .0907308493) 42,734 42,734 42,734 42,734 5 YRS., @ 16% int. p.a. (factor:.0243181) 45,815 45,815 45,815 45,815 6 YRS., @ 16% int. p.a. (factor:.0216918) 40,867 40,867 40,867 40,867 7 YRS., 16% int. p.a. (factor:.0198621) 37,420 37,420 37,420 37,420 8 YRS., 18% int. p.a. (factor:.0197232) 37,159 37,159 37,159 37,159 9 YRS., 18% int. p.a. (factor:.0187569) 35,338 35,338 35,338 35,338 10 YRS., 18% int. p.a. (factor:.0180185) 33,947 33,947 33,947 33,947 Notes: 1. Reservation fee is P30,000 for each lot. 2. Reservation fee will form part of the downpayment or cash payment. 3. The Developer reserves the right to correct the figures appearing herein. 4. For Bank Financing : a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. b.) Buyer can avail 5% discount on the bank approved amount. Prepared by: Checked by: KTM BTM/NAA 11/13/2014 Page 1 of 3
  • 2. Promo Name : OkTOBErFEST PROMO Sample Computation Only Effectivity Date : September 10-October 31, 2014 Project: NORTHCREST Name of Buyer discount 15% 10% 5% 0% no. of days 15 30 45 after 45 Lot location: contract contract contract contract Ph Blk Lot area price price price price price 0 0 0 150 15,700 2,355,000 2,355,000 2,355,000 2,355,000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Less :Drainage Area 0 0 0 0 0 0 Gross Total 150 2,355,000 2,355,000 2,355,000 2,355,000 OPTION 2B - INSTALLMENT BASED ON OUTRIGHT DP 2B.1 Outright Downpayment ( DP of 10% but below 20% to avail of the above disc.): 10% Downpayment 235,500 235,500 235,500 235,500 less : reservation fee dated 11/13/14 30,000 30,000 30,000 30,000 downpayment net reservation fee 205,500 205,500 205,500 205,500 Discount on downpayment 35,325 23,550 11,775 0 net downpayment payable 170,175 181,950 193,725 205,500 Due dates 11/28/14 12/13/14 12/28/14 01/12/15 2B.2 Balance for Amortization: gross contract price 2,355,000 2,355,000 2,355,000 2,355,000 Less: 10% Downpayment 235,500 235,500 235,500 235,500 Others Balance for amortization 2,119,500 2,119,500 2,119,500 2,119,500 2B.3 Monthly amortization: Due dates 12/28/14 01/12/15 01/27/15 02/11/15 1 YR., 0% interest 176,625 176,625 176,625 176,625 2 YRS., 0% interest 88,313 88,313 88,313 88,313 3 YRS. ZERO INTEREST PROMO 58,875 58,875 58,875 58,875 4 YRS. (1-3years, zero interest) PROMO 44,156 44,156 44,156 44,156 (4th year with 16% interest – factor .0907308581) 48,076 48,076 48,076 48,076 5 YRS., @ 16% int. p.a. (factor:.0243181) 51,542 51,542 51,542 51,542 6 YRS., @ 16% int. p.a. (factor:.0216918) 45,976 45,976 45,976 45,976 7 YRS., 16% int. p.a. (factor:.0198621) 42,098 42,098 42,098 42,098 8 YRS., 18% int. p.a. (factor:.0197232) 41,803 41,803 41,803 41,803 9 YRS., 18% int. p.a. (factor:.0187569) 39,755 39,755 39,755 39,755 10 YRS., 18% int. p.a. (factor:.0180185) 38,190 38,190 38,190 38,190 Notes: 1. Reservation fee is P30,000 for each lot. 2. Reservation fee will form part of the downpayment or cash payment. 3. The Developer reserves the right to correct the figures appearing herein. 4. For Bank Financing : a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. b.) Buyer can avail 5% discount on the bank approved amount. Prepared by: Checked by: KTM BTM/NAA 11/13/2014 Page 2 of 3
  • 3. Promo Name : OkTOBErFEST PROMO Sample Computation Only Effectivity Date : September 10-October 31, 2014 Project: NORTHCREST Name of Buyer Lot location: Ph Blk Lot area price Contract Price 0 0 0 150 15,700 2,355,000 0 0 0 0 0 0 0 0 0 0 0 0 Less :Drainage Area 0 0 0 Gross contract price 150 2,355,000 OPTION 3 - INSTALLMENT BASED ON ZERO & EXTENDED DP 3.1 DOWNPAYMENT DP % 0% 10% 20% Downpayment 235,500 471,000 less : reservation fee dated 11/13/14 30,000 30,000 30,000 Downpayment for amortization 205,500 441,000 1st downpayment is due on or before 12/13/14 68,500 73,500 2nd downpayment is due on or before 01/12/15 68,500 73,500 3rd downpayment is due on or before 02/11/15 68,500 73,500 4th downpayment is due on or before 03/13/15 73,500 5th downpayment is due on or before 04/12/15 73,500 6th downpayment is due on or before 05/12/15 73,500 TOTAL 205,500 441,000 3.2 Balance for Amortization: gross contract price 2,355,000 2,355,000 2,355,000 less : Reservation Fee/Downpayment 30,000 235,500 471,000 balance for amortization 2,325,000 2,119,500 1,884,000 3.3 Monthly amortization: Due dates 12/13/14 03/13/15 06/11/15 1 YR., 0% interest 193,750 176,625 157,000 2 YRS., 0% interest 96,875 88,313 78,500 3 YRS. NO, INTEREST PROMO 64,583 58,875 52,333 4 YRS. (1-3years, zero interest) PROMO 48,438 48,438 48,438 (4th year with 16% interest – factor .0907308613) 52,737 52,737 52,737 5 YRS., 16% int. p.a. (factor:.0243181) 56,540 51,542 45,815 6 YRS., 16% int. p.a. (factor:.0216918) 50,433 45,976 40,867 7 YRS., 16% int. p.a. (factor:.0198621) 46,179 42,098 37,420 8 YRS., 18% int. p.a. (factor:.0197232) 45,856 41,803 37,159 9 YRS., 18% int. p.a. (factor:.0187569) 43,610 39,755 35,338 10 YRS., 18% int. p.a. (factor:.0180185) 41,893 38,190 33,947 Notes: 1. Reservation fee is P30,000 for each lot. 2. Reservation fee will form part of the downpayment or cash payment. 3. The Developer reserves the right to correct the figures appearing herein. 4. For Bank Financing : a.) Buyer can avail the corresponding discounts on the equity balance from the date of reservation. b.) Buyer can avail 5% discount on the bank approved amount. Prepared by: Checked by: KTM BTM/NAA 11/13/2014 Page 3 of 3