Valuable info about coverage types of auto insurance. Visit: http://www.carinsuranceguidebook.com/

1. Car Insurance Coverages
For more information please visit carinsuranceguidebook.com

2. Car Insurance Coverage Types Explained
Car Insurance Coverages Seem Complicated?
 They might sound complicated, but are really pretty simple.
 Knowing these coverages will help you get the best insurance
protection tailored for you and your lifestyle. It will also help you
avoid unnecessary coverage and get a lower price.

3. Car Insurance Coverage Types Explained
Comprehensive Coverage
 Covers damages to a vehicle that are not caused by a
collision.
 Who should get it?
 Those who want coverage to pay for damages done to
their vehicle from incidents like hitting an animal,
windshield damage and other glass claims.

4. Car Insurance Coverage Types Explained
Emergency Road Service
 Covers if the vehicle breaks down on the side of the
road.
 Coverage would be given in the form of towing,
someone to come out and replace a bad tire, or also
for someone to bring you gasoline.
 Who should get it?
 Anyone who wants the peace of mind that someone will
come help them when they are on the side of the road.

5. Car Insurance Coverage Types Explained
Full Coverage
 A term used to describe when a vehicle has both the
required liability insurance and also coverage for damages
to the vehicle itself (comprehensive and collision
coverages) in place.
 Who should get it?
 Those who want the damages to their vehicle and any
damages to the other person or their vehicle to be covered
in the event of an accident.
 Anyone who has a loan on their vehicle
 When To Drop “Full Coverage” Insurance? Read full article on
our website

6. Car Insurance Coverage Types Explained
Liability Coverage
 Insurance that pays for medical bills and damages to
another person’s property that are caused by you.
(Property damage liability coverage and bodily injury
liability coverage)
 Who should get it?
 Everyone. It is required by law in almost all 50 states.

7. Car Insurance Coverage Types Explained
Medical Payments
 Pays for the medical bills that may be incurred for
your family or the passengers in your vehicle in the
event of an accident.
 Who should get it?
 People who don’t want to take the risk of incurring
costly medical expenses.
Note: This coverage is also available if a member of your
family is hit as a pedestrian by a vehicle.

8. Car Insurance Coverage Types Explained
Personal Injury Protection (PIP)
 Same as the Medical Payment Coverage, but also
covers loss of income and other financial hardships
that you may face.
 Who should get it?
 It is used by people in situations where an accident
occurs without anyone at fault.

9. Car Insurance Coverage Types Explained
Rental Reimbursement (Loss of Use)
 Rental reimbursement coverage is an optional
coverage that helps you pay to rent a car if your own
vehicle is not drivable after a covered loss.
 Who should get it?
 Drivers who cannot afford to be without a car.

10. Car Insurance Coverage Types Explained
Uninsured/Underinsured
 Optional coverage offered on an insurance policy that
covers damages or injuries caused by another party
who has no insurance or does not have enough
insurance coverage for the accident costs.
 Who should get it?
 Anyone who wants to be protected from whose that
illegally drive around without insurance coverage.

11. Drive Safe!
For more information please visit carinsuranceguidebook.com