Transworld Systems Inc. is a debt collection agency that has been in business since 1970. They offer a three phase collection process to help clients recover bad debt and accounts receivables. Their services include written demands, verbal demands by trained specialists, and legal options to recover funds through the court system if needed. They claim recovery rates that are higher than the industry average and lower costs per account recovered.

1. The tools to help you MIND YOUR OWN BUSINESS

2. 2 Transworld Systems Inc. We’re in the business of profit recovery. We lead the industry in providing businesses with better tools for recovering bad debt and accounts receivables. We’ve been proving it to our customers, including many Fortune 500 companies, since 1970. Let us prove it to you. Last year, we recovered $700 Million for an average of $10.00 per account.* Our success rate ismore than triple thatof the industryaverage.** Providing local impactwith over 150 officescoast to coast.*Company average.**Based on ACA statistics.

3. 3 Conventional Collection Approach Typical In-House Collection Efforts Conventional Contingency Collection Agency or Attorney

4. 4 GreenFlag Three Phase Service

5. 5 What Our Clients Have in Common They extend credit and/or accept checks. They most likely have an individual or an entire department devoted to collecting past due accounts internally. They all use GreenFlag Profit Recovery service to minimize bad debt losses.

6. 6 Experts Agree “Transworld Systems has the highest recovery rate in the industry”. “The numbers speak for themselves -- recovery of over $290 million with a 50 percent recovery rate and an ROI of almost 3,400 percent with a collection cost of 2.9 percent." Steve Hellebush, MGMA's Vice President of Business Development “Transworld gets credit for the highest recovery rate in the industry.” Barron’s “The Company has a collection rate of well over 50%. The typical collection firm gets only 20% and keeps 25% to 50% of recovered funds.” Fortune Magazine “Transworld charges a fixed fee and the response rate is significantly better than in-house efforts.” National Rural Health Association

7. Some of Our Clients Nationally Are: WASTE MANAGEMENT * CERIDIAN INC * YMCA * JIFFY LUBE INTERNATIONAL * SERVPRO * ACADEMY SPORTS AND OUTDOORS * FIRST FEDERAL BANK * MUSEUM OF MODERN ARTS * GENESIS HEALTH VENTURES * COCA COLA BOTTLING CO * CAPITAL BLUE CROSS * BOY SCOUTS OF AMERICA * VAL-PAK * CINTAS * LOCKHARD INDUSTRIES * AIRGUARD CORP * DIRECT TV * CLEAR CHANNEL COMMUNICATIONS * SYSCO FOODS * HILTON HOTELS * PEARLE VISION CTRS * SOUTHER UNION GAS * BIO TECH INC * MINUTEMAN PRESS * ROOMS TO GO * USA TODAY * MGMA * AMERICOM * TIRE KINGDOM * MARRIOTT HOTEL * CULLIGAN WATER * TRU-GREEN * SYLVAN LEARNING CNTRS * UNIV OF MISSISSIPPI * UNIV OF PHEONIX * SEAL MASTER * BLOCKBUSTER VIDEO * GOLD’S GYM * GOLF AMERICA * ASTRON CORPORATION 7

8. Some of Our Local Medical Clients are: CENTRAL FLORIDA PHYSICANS ALLIANCE * MGMA * DR. RAHIM * MAINSAIL MEDICAL * BARTOW MEDICAL CLINIC * WINTER PARK UROLOGY * TAMPA BAY UROLOGY * PLANT CITY ALLERGY PA * SURGERY CENTER OF OCALA * DR. GARY JOHNSON * HEARTLAND CARDIOLOGY * LAKELAND DERMATOLOGY * BEST OPEN MRI * CLINICAL PET OF OCALA * DERMATOLOGY ASSOCATIES OF CENTRAL FL * BERRY PATCH PEDIATRICS * KINDER CLINIC * KEVIN HENNE OD * EYE SPECIALIST OF MID-FLORIDA * EYE EXPRESS * ORLANDO FOOT & ANKLE * WEST BAY SURGERY CENTER * ORLANDO SURGERY CENTER * WOMEN FIRST CENTER * BON SECOURES INC * SUNCOAST COMMUNITY HEALTH * A PLACE FOR WOMEN * MARTIN DRUGS INC * ALOMA PARK OB/GYN * AMBU VAN INC * ST LUKES CATARACT & LASER 8

9. 9 What We Do For You For an average of less than $10.00 per account, we provide the impact of third party intervention. Minimize internal efforts, dramatically reducing our clients’ costs. Preserve your valued customer relationships. Minimize the risk of accidental violations of state and federal collection laws and/or harassment suits through the use of a hold harmless agreement. Provide complete monthly reporting on all accounts, including 24/7 web access on our secure website. *Before we can determine that we can do the same great job for you as we doing for over 60,000 clients nationwide, let’s look at your situation to determine if we can be of help! -

10. Start Early – Recover More According to the U.S. Department of Commerce, the older an account, the harder it is to collect.

14. You choose the tone of the demand: diplomatic and more intense

15. You have messaging options

16. We’ll send Thank You notices upon request to help you retain valued customers* Based on ACA statistics

17. 14 Client Options Flow

18. 15 Getting Better Results We recover more because we start earlier. We recover more than traditional agencies because: We work ALL of the accounts the same way, regardless of the size or the balance. Most percentage-based agencies work only the accounts with higher balances that are the most cost effective for them, leaving the smaller balances uncollected. Our fixed fee, diplomatic service allows you to have us get started early in the process with the increased impact of third party intervention. “…studies by the American Collectors Association, Inc. show that 80% of all monies which are ever collected by agencies are collected as a result of letters.” -American Collectors Association, Inc.

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20. 17 Verbal Demands When intensive recovery efforts are required GreenFlag Verbal Demands employs a team of highly trained recovery specialists operating from nationwide call centers. Verbal Demands Phase: Turns up the heat on overdue accounts You pay only for what is recovered Offers legal recourse for tough cases Handles the types of accounts other agencies ignore as un-collectable.

21. 18 Legal Options Making the difference in the toughest cases: GreenFlag Legal Options can make a difference where court action is warranted, and there are assets that can be recovered. Legal Options Phase: Cause suit to be filed Pay all court costs Pay attorney fees, service or process fees Pay any other fees necessary to satisfy a judgment An attorney will appear in court on your behalf. Most Importantly: If no money or assets are collected,there is no charge.

22. Some of Our Local Clients Are: A-OK TIRE * WHEELED COACH * RDK TRUCK SALES * DISPOSE RITE ENIVRONMENTAL * CITY OF WINTER HAVEN * GTE FEDERAL CU * NEXTRAN CORP * APPRAISAL CENTRAL * FLORIDA LAW GROUP * SIGNSTAR * ADFINITY * MAPSOURCE * R L HAMMETTE * SYLVAN LEARNING * ST MARKS PRESCHOOL * MAIL PROCESSING ASSOCIATES * JADA REPORTING * LOWRY PARK ZOO * KANE FURNITURE * FIELDS BMW * ROOMS TO GO * RUE EDUCATIONAL PUBLISHERS * MARRIOTT ORLANDO WORLD CTR * COUNTRY BOY PEST CONTROL * ALLEN & ECHEMENDIA PA * PEST BEAR * PODS * MIDDLETON PEST CONTROL * FLORIDA BY PRODUCTS * GRANNY NANNIES * GET FIT * GENERAL TRANSPORTATION * ROBERT PHILLIPS PLUMBING * PORTER GPS * OXYGEN PLUS * IN THE NEWS 19