This flyer advertises a free workshop that will explain how a person's credit can affect their ability to buy a house, finance a vehicle, rent property, or get a job. The workshop will cover how to read a credit report, how credit scores are determined, signs of too much debt, essentials of loans, and tips for using credit cards. It will take place on February 16th, 2012 from 10:00am to 12:00pm at the Russell County Public Library in Lebanon, VA.