This document discusses the need for stronger authentication methods beyond passwords for access in today's digital world. It notes that passwords are easily compromised through phishing and other means. The document then outlines RSA's solutions for multi-factor authentication and risk-based identity assurance, including mobile OTP, push notifications, biometrics, and more. It positions RSA as the leader in multi-factor authentication with solutions that provide a convenient user experience while adapting authentication based on risk. Examples of use cases for financial institutions in Ecuador are also provided.