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Technology
Disruption in
the New
Normal, Digital
Inclusion and
the Law'
Benjamin Ang
Senior Fellow, Cyber and
Homeland Defence
Deputy Head, Centre of
Excellence for National
Security (CENS), RSIS, NTU
Twitter @benjaminang
1. TECHNOLOGY DISRUPTION,
LEGAL PRACTICE, AND THE COURTS
Technology disruption has swept through legal practice and the
justice system, as it has in every other aspect of life in our new
normal of remote work and online access.
Digital Disruption is the change that
occurs when new digital
technologies and business models
impact the value proposition of
existing business
Examples of Tech Disrupting Business
FINTECH (Apple / Android Pay)
• transferring funds without owning banks
Ride-sharing (Uber, Grab, Go-Jek)
• transporting passengers without owning taxis
AirBnB
• providing rooms without owning hotels
Examples of Tech Disrupting Business
Artificial Intelligence
• Making decisions without humans
Social Media
• Broadcasting news without stations
Food delivery
• Providing food without owning restaurants or
employing drivers
“In 10 years’ time if you were to look
at the top 20 legal providers by
revenue, half will be non-lawyers.”
Professor Richard Susskind
Altman Weil 2020 Chief Legal Officer Survey
LegalMation
Uses IBM Watson AI
technology
Complaint + nature of
suit + jurisdiction = draft
answer and discovery
requests IN 2 MINUTES
Walmart expecting 60%
– 80% time cost savings
AI in Document Review
• Cooley (US Law Firm)
used AI to identify
word concepts and
classify 29,000,000
litigation documents
• Pinsent Masons uses
AI to extract, review
and analyse
information held in
legal documents
Online Dispute Resolution
eBay ODR System
• handles over 60 million
disputes a year e.g., "item
not received," "item not
as described," and
"unpaid item”
PayPal ODR System
• Participation in ODR led
to increased activity by
both winners and losers
(did not receive a
reimbursement)!
The UK is playing a significant role
in lawtech on the world stage. The
closest competitors are Singapore,
Hong Kong and the Netherlands
UK Law Society LawTech Report 2019
Online Dispute Resolution in
Singapore
• State Courts – ODR for personal injury from road
traffic accidents
• Family Justice Courts – for maintenance
• Singapore Mediation Centre
• Community Dispute Resolution Tribunals
• ECTs for MOM disputes – ¾ cases resolved without
reaching hearing
• What has your experience been with ODR (or any
other Court technology)? Please share in the Padlet
Singapore companies providing
Document Automation
• Legalease, Vanilla Law Docs, OCBC Wills
• Source: State of Legal Innovation in APAC Report, SAL
Simulating divorce case outcomes
Tech innovations by Singapore courts
2. CYBER AND LEGAL ISSUES
While digital transformation has been hugely beneficial to our
society, there are new legal and cybersecurity questions that we
need to grapple with as we continue to serve the public.
Cyber Threat Actors
(Source: FBI Cyber Division’s Senior Cyber and Counterintelligence SME,
Darren Mott interview with Digital Shadows)
Cybercrime on the rise in Singapore
0
0.5
1
1.5
2
2.5
Losses ($million)
E-Commerce Scams
2018 2019
6215
9430
0
1000
2000
3000
4000
5000
6000
7000
8000
9000
10000
Cases
Cybercrime in Singapore
2018 2019
11% rise in Crime in
Q1 and Q2 / 2020,
driven by online
scams
Disruptive companies get attacked
• Uber data breach 57
million riders/drivers
• Hackers hijack Airbnb
accounts to rob hosts'
homes
• Facebook 540 million
users’ data exposed
• Twitter 32 millions
users’ accounts
breached
Because …
• Startups prioritize
growth >> security
• Regulations <<
innovation (blockchain,
robotadvisors, micro-
loans)
Disruptive technology gets hacked
• Feeding bad data
• Fooling autonomous
vehicles to misinterpret
stop signs vs. speed
limit
• Bypassing facial
recognition
• Bypassing email filters
• Pre-existing risk of bias
Disruptive technology can be biased
• COMPAS (Correctional
Offender Management
Profiling for Alternative
Sanctions) was used to
assess risk of re-
offending
• It was heavily (2x) biased
against black defendants
Who is liable when a Smart Home is
breached?
Who is liable when a Smart Car has an
accident?
Cybercrime is disruptive
• Botnets – attacking targets without a network
Cybercrime gets digital disruption too
• Hacking as a service – hacking for criminals who
don’t have hacking capabilities
JUSTICE AND THE DIGITAL
DIVIDE
Among the public, varying levels of digital capability and access
raise new issues of digital inclusion for us to address in policy and
operations.
Digital divide in Singapore
0
20
40
60
80
100
120
% with Internet
Households with
Internet
1 & 2 room HDB Private
0
10
20
30
40
50
60
70
80
90
100
% with Computer
Households with
Computers
1 -2 room HDB Private
Digital Inequality during COVID
HBL in a rental flat HBL in a condo
Digital Inequality during COVID
WFH with old computers WFH with new computers
• Lacking current antivirus
or firewalls to protect the
user and data
• Outdated operating
system that can’t be
secured
• Lack of knowledge or
help when it breaks down
• Vulnerable to scams
• Mobile-only access
• Most updated antivirus
and firewalls to protect
users and data
• Updated operating
system with current
security ‘patches’
• Received training, has
access to helpdesk
• Trained to spot scams
• Big screen (or two)
Projects like this help to bridge the
digital divide
Supreme Court / DBS Hackathon
Most Feasible Award Most Life-Changing
Award
Most Human-Centred
Educate and empower
wives who were facing
family violence by
providing them with a
one-stop platform with
self-help tools to guide
them through their legal
options as well as how
they could get support
from social services.
How migrant workers
could better understand
their legal rights and
better navigate
Singapore’s legal
system.: easy-to-use,
downloadable, online
platform containing
information in different
native languages.
Consider how every
accused person who
wanted help but could
not afford a lawyer,
could be provided with
legal assistance to best
present their case.
LAB Legal Tech (Legal
Aid Bureau)
Access & Opportunity
(Allen & Overy LLP)
Aid-in-Person (State
Courts and Eden Law
Corporation)

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Technology Disruption in the New Normal, Digital Inclusion and the Law

  • 1. Technology Disruption in the New Normal, Digital Inclusion and the Law' Benjamin Ang Senior Fellow, Cyber and Homeland Defence Deputy Head, Centre of Excellence for National Security (CENS), RSIS, NTU Twitter @benjaminang
  • 2. 1. TECHNOLOGY DISRUPTION, LEGAL PRACTICE, AND THE COURTS Technology disruption has swept through legal practice and the justice system, as it has in every other aspect of life in our new normal of remote work and online access.
  • 3. Digital Disruption is the change that occurs when new digital technologies and business models impact the value proposition of existing business
  • 4. Examples of Tech Disrupting Business FINTECH (Apple / Android Pay) • transferring funds without owning banks Ride-sharing (Uber, Grab, Go-Jek) • transporting passengers without owning taxis AirBnB • providing rooms without owning hotels
  • 5. Examples of Tech Disrupting Business Artificial Intelligence • Making decisions without humans Social Media • Broadcasting news without stations Food delivery • Providing food without owning restaurants or employing drivers
  • 6. “In 10 years’ time if you were to look at the top 20 legal providers by revenue, half will be non-lawyers.” Professor Richard Susskind
  • 7. Altman Weil 2020 Chief Legal Officer Survey
  • 8. LegalMation Uses IBM Watson AI technology Complaint + nature of suit + jurisdiction = draft answer and discovery requests IN 2 MINUTES Walmart expecting 60% – 80% time cost savings
  • 9. AI in Document Review • Cooley (US Law Firm) used AI to identify word concepts and classify 29,000,000 litigation documents • Pinsent Masons uses AI to extract, review and analyse information held in legal documents
  • 10. Online Dispute Resolution eBay ODR System • handles over 60 million disputes a year e.g., "item not received," "item not as described," and "unpaid item” PayPal ODR System • Participation in ODR led to increased activity by both winners and losers (did not receive a reimbursement)!
  • 11. The UK is playing a significant role in lawtech on the world stage. The closest competitors are Singapore, Hong Kong and the Netherlands UK Law Society LawTech Report 2019
  • 12. Online Dispute Resolution in Singapore • State Courts – ODR for personal injury from road traffic accidents • Family Justice Courts – for maintenance • Singapore Mediation Centre • Community Dispute Resolution Tribunals • ECTs for MOM disputes – ¾ cases resolved without reaching hearing • What has your experience been with ODR (or any other Court technology)? Please share in the Padlet
  • 13. Singapore companies providing Document Automation • Legalease, Vanilla Law Docs, OCBC Wills • Source: State of Legal Innovation in APAC Report, SAL
  • 15. Tech innovations by Singapore courts
  • 16. 2. CYBER AND LEGAL ISSUES While digital transformation has been hugely beneficial to our society, there are new legal and cybersecurity questions that we need to grapple with as we continue to serve the public.
  • 17. Cyber Threat Actors (Source: FBI Cyber Division’s Senior Cyber and Counterintelligence SME, Darren Mott interview with Digital Shadows)
  • 18. Cybercrime on the rise in Singapore 0 0.5 1 1.5 2 2.5 Losses ($million) E-Commerce Scams 2018 2019 6215 9430 0 1000 2000 3000 4000 5000 6000 7000 8000 9000 10000 Cases Cybercrime in Singapore 2018 2019
  • 19. 11% rise in Crime in Q1 and Q2 / 2020, driven by online scams
  • 20. Disruptive companies get attacked • Uber data breach 57 million riders/drivers • Hackers hijack Airbnb accounts to rob hosts' homes • Facebook 540 million users’ data exposed • Twitter 32 millions users’ accounts breached Because … • Startups prioritize growth >> security • Regulations << innovation (blockchain, robotadvisors, micro- loans)
  • 21. Disruptive technology gets hacked • Feeding bad data • Fooling autonomous vehicles to misinterpret stop signs vs. speed limit • Bypassing facial recognition • Bypassing email filters • Pre-existing risk of bias
  • 22. Disruptive technology can be biased • COMPAS (Correctional Offender Management Profiling for Alternative Sanctions) was used to assess risk of re- offending • It was heavily (2x) biased against black defendants
  • 23. Who is liable when a Smart Home is breached?
  • 24. Who is liable when a Smart Car has an accident?
  • 25. Cybercrime is disruptive • Botnets – attacking targets without a network
  • 26. Cybercrime gets digital disruption too • Hacking as a service – hacking for criminals who don’t have hacking capabilities
  • 27. JUSTICE AND THE DIGITAL DIVIDE Among the public, varying levels of digital capability and access raise new issues of digital inclusion for us to address in policy and operations.
  • 28. Digital divide in Singapore 0 20 40 60 80 100 120 % with Internet Households with Internet 1 & 2 room HDB Private 0 10 20 30 40 50 60 70 80 90 100 % with Computer Households with Computers 1 -2 room HDB Private
  • 29. Digital Inequality during COVID HBL in a rental flat HBL in a condo
  • 30. Digital Inequality during COVID WFH with old computers WFH with new computers • Lacking current antivirus or firewalls to protect the user and data • Outdated operating system that can’t be secured • Lack of knowledge or help when it breaks down • Vulnerable to scams • Mobile-only access • Most updated antivirus and firewalls to protect users and data • Updated operating system with current security ‘patches’ • Received training, has access to helpdesk • Trained to spot scams • Big screen (or two)
  • 31. Projects like this help to bridge the digital divide
  • 32. Supreme Court / DBS Hackathon Most Feasible Award Most Life-Changing Award Most Human-Centred Educate and empower wives who were facing family violence by providing them with a one-stop platform with self-help tools to guide them through their legal options as well as how they could get support from social services. How migrant workers could better understand their legal rights and better navigate Singapore’s legal system.: easy-to-use, downloadable, online platform containing information in different native languages. Consider how every accused person who wanted help but could not afford a lawyer, could be provided with legal assistance to best present their case. LAB Legal Tech (Legal Aid Bureau) Access & Opportunity (Allen & Overy LLP) Aid-in-Person (State Courts and Eden Law Corporation)