Independent Benefit Advisors is here to answer all of your Medicare and Medicare Part D North Carolina prescription insurance questions. We can help you determine which plan or plans will be best for your specific needs. Call us @ 919-303-9690 and let us get to work on making your health care the best it can be. Or visit online: http://www.thebenefitadvisors.com/medicare/part-d-prescription-insurance/

2. • While Medicare Part A and B cover many hospital and medical
needs for individuals, prescription coverage is limited. North
Carolina Medicare Part D is available for those who already have
Medicare Part A and/or B through a private insurance carrier.
Individuals may also decide instead to go with a Medicare
Advantage plan, also known as Medicare Part C, that includes North
Carolina prescription insurance. Choosing between these two
options can be a difficult task, and often the choice you make can
have lasting, difficult to reverse, consequences.
• At Independent Benefit Advisors, we have years of experience
helping people determine which Supplemental medicare plan,
Medicare Advantage, and Medicare Part D North Carolina options
will best suit them. We are here to assist you, and will provide
comparative pricing and cost analysis based on your specific health
care needs.

3. Medicare Part D:
• Medicare Part D plans are designed to fill the gap between
Medicare coverage and out-of-pocket costs for those whose health
care requirements may be more extensive.
• North Carolina Medicare Part D, also referred to as PDP, will
provide a drug policy to help pay for your prescription medicine
costs.
• This may seem fairly straightforward, but North Carolina
prescription insurance through Medicare Part D varies in cost and
availability dependent on the county in which you reside.
Additionally, North Carolina Medicare Part D uses “tiers” for
prescription drug coverage, with each tier having different
prescription drugs and costs.

4. • In other words, the prescription medicine you need may be one
price in one tier or group of tiers, a higher or lower price in others,
and not covered at all in others.
• For those who need more than one prescription medicine regularly,
choosing a plan that best suits their needs can be overwhelming.
• Thankfully, Independent Benefit Advisors can do the comparing for
you. At IBA, we are able to determine which Medicare Part D North
Carolina prescription insurance plan is best for you.

5. Contact Information:
• Phone: (919) 303-9690
• Toll Free: (888) 303-9690
• Fax: (919) 303-9691
• Web: http://www.thebenefitadvisors.com