Small business owners should focus on coverage, the number of employees, employee premiums and shopping when looking for an insurance provider. Let’s look at each of these in more detail.

1. How Does Small Business Health
Insurance Work?

2. • There are 4 key elements you, as a small business
owner, should remember of concerning small
business health insurance:
o Coverage is usually guaranteed issue
o You need a minimum of one employee to qualify
o You must contribute toward employee premiums
o And you'll buy coverage at any time of the year
Let’s check out each of those in additional detail:
thebenefitadvisors.com

3. Coverage
• First and foremost, if you're eligible
for small business health insurance plan, your
coverage is usually bound to be issued by
the insurance firm .
• This suggests that you simply , your employees and
your dependents can't be denied
coverage supported pre-existing medical
conditions, which all eligible employees and their
dependents can enrol within the new plan no
matter their medical condition(s).
thebenefitadvisors.com

4. Number of employees
• To qualify for small business health insurance
coverage, you want to have a minimum of one
employee on your payroll.
• However, some states allow you to count
yourself as both the business owner and an
employee.
thebenefitadvisors.com

5. Employee premiums
• Third, you sometimes got to pay a minimum
of one-half of the
monthly insurance premiums for your
employees.
• The minimum percentage also can vary by
state or insurance firm .
• You may also prefer to contribute toward
premiums for dependents.
thebenefitadvisors.com

6. Shop For Health Insurance Coverage
• Finally, as small business owner, you'll buy
health insurance coverage at any time of year. You
don’t got to await a special open enrolment period.
• Once you purchase an idea , your premiums are
generally locked certain a year.
• During the year, you'll add new employees and
dependents to the plan or drop coverage for people
that not work for you.
• At the top of the year you'll typically renew your
coverage or buy a replacement plan.
thebenefitadvisors.com

7. Contact Us
Address: 1121 Pemberton Hill Rd,
Apex, NC 27502
Phone: (919) 303-9690
Toll Free: (888) 303-9690
Fax: (919) 303-9691
ID: john@thebenefitadvisors.com
Website : Thebenefitadvisors.com
thebenefitadvisors.com

8. (919) 303-9690
(888) 303-9690