http://www.atmsforless.com/ | ATMs have revolutionized consumer spending, providing people with a convenient way to access cash anywhere. ATMs can help business owners increase sales and revenue and even grow and expand their businesses. Learn more about how an ATM can help your business. For more information call 609-641-7300.

2. The widespread use of
automated teller
machines, or ATMs,
beginning in the 1980s,
has forever changed
consumer behavior.
Consumers could now
get cash outside of
normal banking business
hours in just minutes
using their ATM cards.
In more recent years,
ATM machines have
moved beyond bank
branches and are now
installed in businesses of
every variety, making it
easier for consumers to
get the cash they need.
ATMS:
TRANSFORMING
CONSUMER BEHAVIOR

3. WHY HAVE AN ATM
AT YOUR BUSINESS?
Not all consumers have a credit
card. By having an ATM
machine on-site, you provide a
convenience to your customers
and increase the chances that
they will spend more money at
your business.
ATM machines provide an
alternative to accepting checks,
which can bounce and create
financial problems for your
business. ATMs help reduce or
eliminate credit card
chargebacks and transaction
fees charged by credit card
merchants.
ATM machines draw customers
into your business who simply
want to use the machine but may
end up making a purchase.

4. Research has shown that on-site
ATM machines lead consumers
to spend more at the business
where they withdrew cash.
In a convenience store, for
example, a typical ATM customer
will spend 15% more than a non-
ATM customer. In nightclubs,
bars, and restaurants, this
percentage grows even more.
Retailers located in proximity to
an ATM have experienced as
much as a 25% increase in annual
sales.
Having an ATM on-site at your
business can significantly
increase your sales and even
help you grow or expand your
business.
ATMS
CAN HELP INCREASE
SALES & GROWTH

5. ATM
FACTS & STATS
The most widely used types of
ATM machines are indoor and
freestanding models, followed
by drive-thru ATMs.
The average amount withdrawn
from an ATM is $60.
The majority of Americans
between the ages of 25 and 49
use an ATM 8 times a month,
on average.
40% of regular ATM users visit
an ATM machine 10 times a
month, on average.
ATMs improve the profitability
of after-hours merchants.
A significant percentage of
customers prefer to use an
ATM for cash regardless of
whether their bank is open.

6. ATMs are convenient, allowing
consumers to withdraw cash
outside of normal banking hours
and saving them money on
transport costs.
ATMs enable consumers to check
their balances through bank
inquiries while out and about.
They help consumers avoid the
temptation of using credit cards,
promoting financial self-
discipline.
ATMs provide a convenient
service for customers, improving
their experience at your place of
business. And when your
customers are happy and their
needs are met, your bottom line
improves.
ATM ADVANTAGES
FOR CONSUMERS

7. The two basic types of ATMs are
freestanding and built-in models.
Freestanding ATMs
These are found in a wide variety
of locations, from convenience
stores to hotels to restaurants to
nightclubs. They are typically
anchored to the ground for safety
but are not attached to a wall or
building façade.
Freestanding ATMs provide a
huge convenience to customers,
especially when they’re installed
in business establishments that
don’t accept debit or credit cards.
Built-in ATMs
These units are attached to the
wall of a bank or business
establishment, and include the
drive-thru variety. The security
features are hidden, and bank
staff accesses the machine from
behind the wall.
DIFFERENT
TYPES OF ATMS

8. INDUSTRY SPOTLIGHT:
HOW ATMS HELP
NIGHTCLUBS
Unlike business establishments
that are open for most of the
day and night or 24 hours a
day, nightclubs have a
relatively short window in
which to generate revenue.
ATMs prove valuable for
nightclubs in several ways:
• They allow clubs to collect
a cover charge at the door.
• They generate revenue in
customer surcharges for use
of the machine.
• They increase the likelihood
customers will spend more.
• They eliminate/reduce the
transaction fees charged by
credit card merchants.

9. REVENUE VS. COST:
A SOLID DEAL
ATMs can be
purchased for as little
as $2,000 or leased for
less than $100 per
month.
Not only do ATMs tend
to increase the amount
of money a customer
spends on-site, but they
also generate additional
revenue for a business
in the form of
surcharges for use of
the machine. The
average customer
surcharge is $4.
When it comes to
return on investment,
ATMs are a solid deal
for businesses.

10. ATMs For Less has been providing quality ATM machines for lease or purchase
for more than 15 years. The company serves all 50 states and offers free ATM
placement and 24/7 technical and customer support. ATMs For Less prides itself
on providing exceptional customer service. Customers receive 100% of
surcharges, and ATMs For Less guarantees to never be undersold. The company
offers parts, labor, and supplies for five years, available to all clients and offers a
guaranteed ATM buy back program.
For more information about ATMs For Less, visit the company’s website, or call
609.641.7300.

11. Sources
1. https://www.atmia.com/files/Position%20Papers/White_Paper_on_the_So
cio-Economic_Benefits_of_ATMs_-_Updated_September_2010.pdf
2. http://www.atmmarketplace.com/news/average-atm-fees-rise-in-us-but-
not-by-much/
3. http://www.nightclub.com/bar-management/technology/back-black

12. Summary
ATMs have revolutionized consumer spending, providing people with a
convenient way to access cash anywhere. ATMs can help business owners
increase sales and revenue and even grow and expand their businesses. Learn
more about how an ATM can help your business.