A lesson for my children to learn the value of money and investing. Includes a fun homework assignment!

1. TIME VALUE OF
MONEY

2. YOUR DOLLARS ARE WORTH LESS OVER TIME
• A dollar today is worth $.97 a year from now.
• The US Government prints new dollars all the time
• The more money there is, the less money is worth.

3. TIME VALUE OF MONEY
• My grandparents could go to the movie for a quarter ($.25)
• When I was a teenager, I could go to the movies for around $5 or $6
• Today, a movie ticket costs $18

4. A NEW CAR
• My first new car was around $17,000
• That same car today new is around $25,000
• My dad paid $2,700 for his first new car

5. HOW DO I KEEP THE MONEY I HAVE?

6. IN VEST IT!

7. 1. PUT MONEY IN
THE BANK
• Ally Bank gives 1.5% back in one year.
• If you have $1,000, that means that they give you
$15 at the end of the year
• But $1,000 is now worth $970!
• So $15 doesn’t really help all that much, but its
better than nothing

8. 2. INVEST MONEY
IN A COMPANY
• I could give my $1,000 to a company to buy a
“share”
• 1 share of GE is worth $6.76
• 1 share of Disney is worth $118
• 1 share of Netflix is $425
• 1 share of Tesla is $890
• 1 share of Amazon is $2,471

9. 3. BUY REAL
ESTATE
• Buy a house and rent it and then sell it or continue
to make money on monthly payment
• Buy a store front
• Buy a house and fix it up and resell it
• In Florida, houses in 2020 are worth 6.7% more
than in 2019. A house for $100,000 last year is
now worth $106,700

10. LESSON 1: BUY STOCKS IN A COMPANY
• You get $1,000 of pretend money
• You will buy stocks that add up to $1,000
• Understand the companies you want to invest in that you think will increase in
value
• Write down the stocks you want to buy
• Record how many shares of each and the current price.
• After 30 days we will see how much money you have