Unit 5 [AB104: Personal Financial Management] Unit 5 Assignment: How’s My Credit? Tracking Consumer Debt The world revolves around your credit score. It is very important for you to pay your debts on time and to keep a low amount of debt. To help maintain a good credit score you must maintain a low debt ratio. In this Assignment you will determine your debt ratio. You will also write down all your debt balances to keep track of the amounts you owe. To continue your work on your financial plan, complete the following worksheets. Detailed directions are provided in the AB104 Financial Plan W orkbook Excel file.  5.1 How's My Credit?  5.2 Tracking your Consumer Debt  7.1 Stock Tracker Review the Final Project Timeline, and the Rubric and Privacy Statement below before starting this Assignment. Directions for Submitting Your Assignment: When you are ready to submit the Assignment, after you have saved the master file, save an additional copy as Username-AB104 Financial Plan W orkbook-Unit#.xlsx (Example: TAllen- AB104 Financial Plan W orkbook Unit 5.xlsx). Submit the file to the Unit 5: Assignment Dropbox by the end of Unit 5. AB104 Unit 5 Assignment: How’s My Credit? 5.1 - Tracking Consumer Debt 5.2 Content (30 points) Points Possible Points Earned Computed Debt Safety Ratio using loans with monthly payments.  Entered total amount of monthly p a y m e n t s  Entered monthly take home pay 15 Completed tracking of consumer debt.  Entered debts (Monthly payment amounts owed)  Entered current balances (latest balance due) 15 Total 30 AB104: Privacy Statement One purpose of this course is to enable you to create your own personal financial plan. Any and all information you submit will be kept in the strictest confidence. The information will not be used for anything but grading purposes and no files with your personal information will be kept. If you are not comfortable using your current personal financial information, you can use projections of how you want your finances to look after graduation or use a multiplier to adjust the numbers. https://kapextmediassl-a.akamaihd.net/business/Media/AB104/AB104_1602B/AB104_FPT/interaction.html http://extmedia.kaplan.edu/business/AB104/AB104_1302C/Privacy.jpg LINK HELP Opens in a new window Assignment List Assignment 2: Final Paper (Due Week 6) Assignment 2: Final Paper (Due Week 6) DUE: Mar 18, 2018 11:55 PM Grade Details Grade N/A iRubric Link Gradebook Comments None Assignment Details Open Date Feb 5, 2018 12:05 AM Graded? Yes Points Possible 30.0 Resubmissions Allowed? No Attachments checked for originality? Yes Assignment Instructions SOCI212 – Social Problems Assignment 2: Final Paper (Due Week 6) Overview: This final paper will be the culmination of what we have accomplished during our course. Now that we have identified and clarified the nature of social problems, and ex ...

1. Unit 5
[AB104: Personal Financial Management]
Unit 5 Assignment: How’s My Credit? Tracking Consumer
Debt
The world revolves around your credit score. It is very
important for you to pay your debts on time and
to keep a low amount of debt. To help maintain a good credit
score you must maintain a low debt
ratio. In this Assignment you will determine your debt ratio.
You will also write down all your debt
balances to keep track of the amounts you owe.
To continue your work on your financial plan, complete the
following worksheets. Detailed directions
are provided in the AB104 Financial Plan W orkbook Excel file.

2. Review the Final Project Timeline, and the Rubric and Privacy
Statement below before starting
this Assignment.
Directions for Submitting Your Assignment:
When you are ready to submit the Assignment, after you have
saved the master file, save an
additional copy as Username-AB104 Financial Plan W orkbook-
Unit#.xlsx (Example: TAllen- AB104
Financial Plan W orkbook Unit 5.xlsx). Submit the file to the
Unit 5: Assignment Dropbox by the end of
Unit 5.
AB104 Unit 5 Assignment: How’s My Credit? 5.1 - Tracking
Consumer Debt 5.2
Content (30 points)
Points
Possible
Points

3. Earned
Computed Debt Safety Ratio using loans with monthly
payments.
15
Completed tracking of consumer debt.
15
Total 30
AB104: Privacy Statement
One purpose of this course is to enable you to create your own
personal financial plan. Any and all information
you submit will be kept in the strictest confidence. The

4. information will not be used for anything but grading
purposes and no files with your personal information will be
kept. If you are not comfortable using your current
personal financial information, you can use projections of how
you want your finances to look after graduation or
use a multiplier to adjust the numbers.
https://kapextmediassl-
a.akamaihd.net/business/Media/AB104/AB104_1602B/AB104_F
PT/interaction.html
http://extmedia.kaplan.edu/business/AB104/AB104_1302C/Priv
acy.jpg
LINK HELP Opens in a new window
Assignment List Assignment 2: Final Paper (Due Week 6)
Assignment 2: Final Paper (Due Week 6)
DUE: Mar 18, 2018 11:55 PM
Grade Details
Grade N/A iRubric Link
Gradebook Comments None
Assignment Details
Open Date Feb 5, 2018 12:05 AM
Graded? Yes
Points Possible 30.0
Resubmissions Allowed? No
Attachments checked for originality? Yes
Assignment Instructions
SOCI212 – Social Problems
Assignment 2: Final Paper (Due Week 6)
Overview:

5. This final paper will be the culmination of what we have
accomplished during our course. Now that we have identified
and clarified the nature of social problems, and examined two
key organizations that address a social problem, we will give a
more in depth discussion about the scope of a social problem, a
major theoretical idea that can be applied to the social problem,
and our own analysis of how this social problem might be better
solved. A crucial part of this paper will be in identifying one of
the major theoretical perspectives we have covered this session.
The major ones include the functionalist, conflict, and symbolic
interaction approaches. However, as our materials note, there
are other theoretical viewpoints we may also adopt if we
choose. The key will be in thoroughly understanding these
theoretical viewpoints, and finding the most effective one for
understanding our chosen social problem of study.
Instructions:
Complete a 5-7 page final paper that analyzes the future impact
of a social problem of your choice - note: you must use a
DIFFERENT social problem from the one you used in your first
assignment. In this assignment, you will cover:
1. The scope of this social problem over the last 30-50 years
(each decade in detail). (Note: you will need to use historical
data to articulate the scope of this problem; sources should be
no more than five years old.)
2. Your own original analysis of how you think addressing the
social problem could be improved. In this analysis, please
mention what you think should be done to solve this social
problem. Use your own viewpoint and voice, as a sociologist,
rather than relying heavily on sources for this section.
3. Define four concepts from our readings/materials that

6. relate to your chosen social problem and analyze how these
concepts help us better understand the social problem you are
discussing. Concepts include ideas such as stratification,
ethnicity, sexism, and others as mentioned in our readings and
materials (NOTE: these are just examples of concepts - they
may NOT apply to your topic - you need to select concepts that
apply to your own topic).
4. Define one sociological theory from our readings/materials
that relates to your chosen social problem and analyze how this
theory helps us better understand the social problem you are
discussing. Sociological theories include functionalism, conflict
theory, feminist theory, symbolic interactionism, and others as
mentioned in our readings and materials.
Do not use unverifiable, secondary sites such as Wikipedia,
about.com, ask.com, and similar. Use our course materials,
peer-reviewed journal articles from the library, and other
scholarly sources.
Your presentation should utilize sound critical thought and it
should include appropriate APA in-text citations and full APA
references at the end.
The structure of the paper must include the following:
-- TITLE PAGE,
-- BODY OF PAPER WITH SUBHEADINGS TO IDENTIFY
EACH SECTION
-- REFERENCE PAGE.
This assignment should follow the APA format. In addition to
our course readings, you will significantly incorporate research
from at least 5 meaningful up-to-date resources (NO MORE
THAN FIVE YEARS OLD), two of which must be from

7. reputable, peer-reviewed academic journals. Please check the
Course Materials for more information on this homework
assignment.
Note: “This course has “Resubmission” status enabled if you
need to submit multiple documents as part of your Assignment.
Resubmission of an Assignment after it is graded, to attempt a
better grade, is not permitted."
DISCLAIMER: Originality of attachments will be verified by
Turnitin. Both you and your instructor will receive the results.
LATE POLICY:
See Syllabus
[AB104: Personal Financial Management] Unit 4
Unit 4 Assignment: Mortgage Refinance
Worksheet or Home Affordability Analysis
For many, the American dream is to own a home. Before you
start looking for a home you will need to
know how much home you can afford. If you own a home you
need to understand if refinancing your

8. current mortgage is worthwhile.
For this Assignment you will complete the following parts of
your financial plan. Detailed directions
are provided in the AB104 Financial Plan W orkbook Excel file.
Complete the following in the AB104 Financial Plan W
orkbook:
Home Affordability Analysis (If
you are looking forward to owning a home)
Review the Final Project Timeline, and the Rubric and Privacy
Statement below before starting
this Assignment.
Directions for Submitting Your Assignment:
When you are ready to submit the Assignment, after you have
saved the master file, save an
additional copy as Username-AB104 Financial Plan W orkbook-
Unit#.xlsx (Example: TAllen- AB104

9. Financial Plan W orkbook Unit 4.xlsx). Submit the file to the
Unit 4: Assignment Dropbox by the end of
Unit 4.
AB104 Unit 4 Assignment: Mortgage Refinance Worksheet 4.1
or Home Affordability Analysis 4.2
Content (15 points)
Points
Possible
Points
Earned
Entered amount of current mortgage payment. 3
Determined new mortgage payment amount based on current
city and state,
amount and length of loan and entered this figure into the
workbook.
4
Determined appropriate tax bracket and entered this as a
decimal. 4
Determined the cost to refinance.

10. 4
Total 15
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PT/interaction.html
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acy.jpg
[AB104: Personal Financial Management] Unit 4
AB104: Privacy Statement
One purpose of this course is to enable you to create your own
personal financial plan. Any and all
information you submit will be kept in the strictest confidence.
The information will not be used for
anything but grading purposes and no files with your personal
information will be kept. If you are not
comfortable using your current personal financial information,
you can use projections of how you

11. want your finances to look after graduation or use a multiplier
to adj ust the numbers.