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1. All Things in Common Rev 22:1-21 Gloraaaa …Halaluya! whoooooooooo ! whooooooooo ! Help me somebody! Thank ya! I tell ya! I done seen the Light! Free at last! Free at Last! 2 Corinthians 8:9-15 9 For ye know the grace of our Lord Jesus Christ, that, though he was rich, yet for your sakes he became poor, that ye through his poverty might be rich. 10 And herein I give my advice : for this is expedient for you, who have begun before, not only to do, but also to be forward a year ago. 11 Now therefore perform the doing of it ; that as there was a readiness to will, so there may be a performance also out of that which ye have. 12 For if there be first a willing mind, it is accepted according to that a man hath, and not according to that he hath not. 13 For I mean not that other men be eased, and ye burdened: 14 But by an equality , that now at this time your abundance may be a supply for their want , that their abundance also may be a supply for your want : that there may be equality : 15 As it is written, He that had gathered much had nothing over; and he that had gathered little had no lack.
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5. Convince Yourself Tax Bracket 27% Inflation Rate 4% Bought the Money 88% Div 30 3% Total 34% 30 Year Investment Return 12% - 22%
6. Savings Investing As a Single Deposit $30.00 x 3.5 years $1,290.00 in a Bank@1.5% Future Value: $1359.48 Interest Earned: $69.48 As a M onthly Deposit Future Value: $1326.06 Interest Earned: $ 36.06 $33.42 Lost
7. Loan: $2,750.00 @ 19% / $60.00 per month = (83m) 6.9 years to pay off: Principal @ $2750.00 $2190.54 Interest $5940.54 Add $30.00 to monthly payment as an Investment in Debt Reduction Loan: $2,750.00 @ 19% and $90.00 per month = (43m) 3.6 years To pay off Principal @ $2750.00 $1038.44 in Interest $3788.44 Savings: Out of debt 43 months earlier and save $1152.09 in interest. The 43 Month X $30.00 = $1290.00. The $1152.90 in interest savings, divided by the $1290.00 dollar investment, equals an 89.3% return on my investment, tax free . Up against a 1.5% (69.48) taxable saving. Debt Reduction Investing
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9. Negative Cash Flow $361.00 Debt Service 69 Yrs, Purchase Money Ratio $1.95 The $4,320.00 represents 94% of the total Net Monthly Income Combined Principle and Interest=$746,260.15 Original Debt List # Debt Name Principal Interest Rate Pmt Amt Pmt Type Total Interest Total Pmts 1 Fleet 622.00 25.99 311.00 Falling 1,978.04 226 2 Peoples 7,804.00 24.99 256.00 Falling 37,399.67 797 3 A E 17,026.00 23.99 490.00 Falling 66,777.94 829 4 Sears 1,658.00 21.90 50.00 Falling 3,725.25 283 5 First U 7,187.00 20.99 200.00 Falling 16,104.90 453 6 Sun Trust 6,054.00 19.99 227.00 Falling 11,555.42 391 7 HSBC 1,644.00 19.99 50.00 Falling 2,748.64 236 8 MBNA 2,599.00 18.99 113.00 Falling 4,031.26 267 9 Master 41,200.00 16.50 677.00 Falling 68,949.98 506 10 Bankers 4,322.00 14.15 108.00 Falling 3,645.67 234 11 Nations 136,799.00 11.19 1,363.00 Fixed 266,666.42 297 12 Wachovia 7,234.00 8.65 256.00 Falling 2,842.39 209 13 Sallie 8,164.00 6.79 95.00 Fixed 3,049.97 119 14 Sallie # 2 10,571.00 6.79 124.00 Fixed 3,900.62 117 Totals 252,884.00 4,320.00 493,376.15 69 yrs
10. Lev 27:31 … .31 And if a man will at all redeem ought of his tithes , he shall add thereto the fifth part thereof.
12. Lev 27:31 31 And if a man will at all redeem ought of his tithes, he shall add thereto the fifth part thereof. $300.00 x 12= $3600.00 $300.00 x 12= $3600.00 $300.00 x 12= $3600.00 $300.00 x 4= $1200.00 (Cash Flow) $12,0000 @ 20% ÷ 80% = $15,000.00 ÷ $3857.00 = 3.88 M
Negative Cash Flow $361.00 Debt Service 69 years, Purchase Money Ratio $1.95 The $4,320.00 represents 94% of the total net monthly income Combined Principle and Interest=$746,260.15 … .31And if a man will at all redeem ought of his tithes , he shall add