Business Rules and Policy

1. Organizations of Banking in
Pakistan; Commercial Banks;
Specialized Credit Institutions
National
15MBA25 ZEESHAN

2. Organizations of Banking in Pakistan
•1 Public Sector Banks
•2 Specialized banks
•3 Private Banks
•4 Islamic banks
•5 Foreign Banks
•6 Microfinance Banks
•7 Development Finance Institutions

3. Public Sector Banks
•National Bank of Pakistan
•The Bank of Punjab
•Sindh Bank
•Bank of Khyber
•First Women Bank
•Withra Bank

4. Specialized banks
•Industrial Development Bank
•SME Bank
•The Punjab Provincial Cooperative Bank
•Zarai Taraqiati Bank Limited

5. Private Banks/
commercial banks
• Askari Bank
• Allied Bank Limited
• MCB Bank Limited
• Bank Alfalah
• Bank AL Habib
• Faysal Bank
• HBL
• Habib
Metropolitan
Bank
• JS Bank
• NIB Bank
• Samba Bank
Limited
• Silk bank Limited
• Soneri Bank
• Summit Bank
• United Bank
Limited

6. Islamic banks
•Dubai Islamic Bank
•Al-Baraka Bank
•Bank Alfalah Islamic
•Meezan Bank Limited
•Standard Chartered Bank
•Askari Bank Ltd
• MCB Islamic Baking
• UBL Islamic Banking
• HBL Islamic Banking
• Bank Al Habib Islamic
Banking
• Burj Bank Limited
• Dawood Islamic Bank
Limited
• Emirates Global Islamic
Bank Limited

7. Foreign Banks
• Deutsche Bank AG
• Industrial and Commercial Bank of China Limited
• Standard Chartered Pakistan

8. Microfinance Banks
• Khushhali Bank Limited
• NRSP Microfinance Bank
• Apna Microfinance Bank Ltd. (formerly NMFB)
• FINCA Microfinance Bank Limited
• Mobilink Microfinance Bank Limited
• Pak-Oman Microfinance Bank Ltd. (POMFB)
• Tameer Microfinance Bank Limited(TMFB)
• The First MicroFinanceBank Ltd. (FMFB)
• The Punjab Provincial Cooperative Bank Ltd
• U Microfinance Bank Limited
• Waseela Microfinance Bank Limited (Now become Mobilink
Microfinance Bank Ltd)
• Advans Pakistan Microfinance Bank Limited

9. Development Finance Institutions
• Asian Housing Financed

10. commercial bank
• Privately owned financial institution which (1) accepts demand and
time deposits, (2) makes loans to individuals and organizations, and
(3) provides services such as documentary collections, international
banking, trade financing. Since a large proportion of a commercial
bank's deposits is payable on demand, it prefers to make short-term
loans instead of the long-term ones (which are handled by
organizations such development finance companies and home
mortgage companies).
• Slide no 5 list of banks
Read more:
http://www.businessdictionary.com/definition/commercial-bank.html

11. Specialized Credit Institutions National
• Specialized Banks are banks which concentrate mainly on financing
specialized economic and social activities. Specialized activities may
be small and cottage industries financing. Financing the rural asset
less and landless people etc.
• loans granted by the relatively long deadlines, where most of the
specialized banks, employing resources in long-term loans, and so
contrary to what is the case of commercial banks

12. • often focus on the achievement of economic and social development, nor
is it a key profit target, so they are owned by the state in most cases.
• specialization in finance certain economic activity,
• do not rely on financial resources on deposits of individuals, as in the
case of commercial banks, but depends on the capital and issued the
bonds
• Slide no 4 for banks list
• Refrence : https://www.bayt.com/en/specialties/q/189104/what-are-
the-advantages-and-what-are-the-specialized-banks/