Financial Aid Informative Speech

Financial Aid Informative Speech
Now, we will talk about interesting financial aid for students to finance their college. Why interesting? Because with this help, students do not need to
return the funds they use, so their life becomes better. The name of this financial aid is scholarships. Almost everyone has heard scholarships term, both
on the internet, magazines, newspapers, brochures, flyers, and so on.
Then, what scholarship sense? Understanding scholarship is financial aid to fund education based on someone academic achievement. In this case,
students must have good academic achievement to be elected as receiving scholarship candidate.
Once we understand the terms of scholarships, the next question is who is providing scholarships? Some of government foundations and private...show
more content...
They also bind you with different obligations. But generally, they want you have a good academic achievement in order to qualify for their
scholarships. Or you have an interesting topic for research, so they give you a scholarship.
Do you feel relieved after getting a scholarship? I hope so, because at least some of your problems resolved. But do not be complacent; you must keep
your achievements in good condition. Why, because if your academic achievement decrease they can reduce or even stop the scholarships that you get.
One more thing you should think now, is scholarship that you get enough to cover all your needs? Both educational needs and the necessities of life,
Calculated carefully and accurately, no single thing is left, because this would be a problem. Then, what if your scholarship was not enough to satisfy
all your needs? Perhaps, you can find information on foundation that gives you scholarship can provide additional scholarship. But if they cannot
provide additional scholarships, part–time jobs may be helpful. Or if you have a good credit history you can ask for student loans. Two last things I
mentioned could be an alternative to satisfy your
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Narrative Essay On Financial Aid
Burke 1II Matthew Burke English 1301 Professor Peterson 31 August 2015 Writing Composition I When I realized that my financial aid had not
gone through and that I would not be allowed to return to Texas Tech, I was mortified. Quite awhile I spent alone in my room, depressed from my
situation. I was victimized and my life was slipping away quickly. I tried everything! I pleaded my parents to sign the forms I needed but they
refused. I reluctantly tried to sign loans but with no credit and no one willing to cosign, no bank would trust me. It was hopeless. My poor behavior
soon found me evicted from my house as my father could only withstand it for a fortnight. I was now homeless with no job or money and my entire
future looked as bleak.

Why Is Financial Aid Important
its very important because college can is a very important stage in your life so you have to choose the right one .choosing the right financial aid is very
important because it will help with the payment if you don't have enough money
it is located at 400 brizzellst college station,tx about 66% are admitted into the school yearly and it is higher than most schools.It's about 27,452
dollars which includes dorm and tuition it is for every teacher there are 100 students in every class.The professor must have a doctoral degree in
their field of work also, it has state of the art facilities new computers and update library the average rate is 55.1% of the student graduates a year.You
must have at least a 3.0 in your classes to be accepted and at least a 1,300 on your math and critical reading combined with both of them with at least
600 each. About 10,000 student apply every year from all over the world.the sports listed are American football,Basketball,Baseball,Softball,Association
football,Volleyball,Track and field,Golf,Tennis.Some student clubs are astronomy club , honors club, and student council club.Some sororities and
fraternities are alpha nu sigma, alpha eta mu beta, alpa epsilon delta....show more content...
short term loans, direct loan counseling, direct unsubsidized loans and federal perkins loans. I am choosing to be a criminal investigator.You need a
bachelor's degree to be a criminal investigator .You need 60 total credits to get hired in the police force.5,000 students taking the required classes for
the police

Essay about Information about Financial Aid
Financial Aid
Financial aid is money in the form of loans, grants and employment that is available to a student to help pay the cost of attending. Financial aid comes
from the federal government, which is the largest provider of aid, as well as state government, the school and a variety of other public and private
sources.
If you think your educational expenses are more than you and your family can afford, you should apply for financial aid using the Free Application for
Federal Student Aid (FAFSA). You will need to apply forfinancial aid every year by completing a FAFSA. The FAFSA includes all the information
necessary to determine your eligibility and must be completed if you want to be considered for any of the federal programs...show more content...
Supplemental Educational Opportunity Grant (SEOG) – This grant is available only to undergraduates having the greatest financial need. Awarded on a
first–come first–served basis by the Office of Financial Aid until all federally allocated funds are awarded.
Oklahoma Tuition Aid Grant (OTAG)– OTAG is available to Oklahoma residents. Awards are made by the Oklahoma State Regents based on the
information provided on the FAFSA. Recipients will receive an award notification from the Oklahoma Tuition Aid Grant Program. Early application,
prior to April 15th is requested. For more information, please call the OTAG program directly at 405–234–4356.
LOANS – borrowed money that has to be paid back over a period of time, after the student ceases to be less than a halftime student. Loans offered at:
Subsidized Stafford Loan – (Formerly Guaranteed Student Loan) Federal Stafford Loan funds are borrowed from a lending institution (e.g., a bank or
credit union). Eligibility for this low interest loan is based on financial need. Students must be enrolled at least halftime to receive a loan. The borrower
should check with the organization that holds the loan for the interest rate. Repayment begins six months after enrollment drops below half time. The
federal government pays the interest on this subsidized loan while the student is in school or in deferment.

Financial Aid Recommendation Letter
Dear Financial Aid Administration Office Staffs, I am writing regarding a holds in my financial aid record, due to unsatisfied disbursement (SAP
form incomplete). I have not completed it because I am applying for a private loan which is in progress, waiting for Manhattan College certification.
Meanwhile, I need to drop two of my courses. How can solve this issue? What you recommend me to do to solve it? Thanks in advance,

Financial Aid Benefits
Financial Aid is very beneficial for many students who want to succeed in college. Applying for financial aid gives you the help you need to pay for
the college or university of your choice. Financial aid is money that can support a person or cause. It can finance your college education from 3 forms
of aid; work–studies, loans, and gift aids such as grants and scholarships. Work–studies provides you with a part–time employment to students to help
with college expenses. If you get a loan, financial aid borrows you money and must pay back with interest. Gift aids is like free money and you don't
have to repay it. You can go to Free Application for Federal Student Aid (FAFSA) online to apply. FAFSA is one of the largest sources of aids for
students. The U.S. Department of Education handles FAFSA as well....show more content...
To apply for financial aid, go online to FAFSA and gather important documentation. Keep track of the deadlines (state and institutional deadlines).
Confirm your dependency and independency requirements for FAFSA. Search for your school codes and get your FSA ID to sign your FAFSA
online. Also, remember to correct any errors. The application processing will take 3–5 days and 2–4 weeks with the FAFSA paper. You can also go to
The Florida Financial Aid Application (FFAA). To get help with financial aid you can go to My Future (MYF) online to figure out which institution
you'd like to attend and what you need to do to get there. It also helps with finding a career and managing your money. Another great website you can
check out is Navigating Your Financial Future (NYFF) online. NYFF is much like MYF in many ways; NYFF helps finance ahigher education for
yourself. It manages your money as well. NYFF plans for your career and manages your time

Not everyone is lucky enough to be able to afford to continue his or her education into the college level. Financial aid helps those in need to continue
their education, however, financial aid does not help everyone. One important group of people left out of receiving financial aid are those under the
age of 25, unmarried, with no children, and completely independent of their parent 's income. Because of how the system works, these people must
present their parent 's income on the FAFSA to see if they qualify for any financial aid.
Even if proof can be supplied to prove independence from one 's parents it makes no difference to the financial aid officials. Tax forms, checking
account statements, rent receipts, utility bills, and pay stubs...show more content...
It may not be in the parents ' beliefs to pay for their college education. Many parents believe that after a student graduates high school they have
become an adult and must find ways to take care of themselves, including finding ways to pay for college on their own. If the student can prove that he
is independent from his parents then the financial aid process should be tailored to his income and not his parents.
Granting financial aid based on

Financial Aid Advantages And Disadvantages
According to a survey on CollegeBoard.org comparing data from 1987 to present day, room and board and tuition fees have increased significantly
from $1,590–$15,160 in 1987 all the way up to $3,570–$34,740 in 2017. While the price of education is increasing, financial aid is a valuable tool to
help students afford the rising cost. With a plethora of options available, it can be overwhelming to learn about each one as well as their own
drawbacks. Luckily, this guide is here to completely inform about financial aid, and as daunting as it seems, it boils down to three categories:
scholarships, grants, and loans. That said, before this paper delves into the three main topics, it's crucial to learn about eligibility first. To know what
makes a person eligible depends on their expected family contribution. When filling out the completely optional FAFSA form, it will ask for
information about finances both for the student and the parents. It uses the data given to calculate how much aid the student will receive. If the parents
make a lot of money, then the school's financial aid staff may determine that little to no aid is needed – even if the family is struggling. Expected
family contribution is calculated according to a formula established by law. Taxed and untaxed income, assets, and benefits of the family are all
considered in the formula. Also considered is the family size and the number of family members who are currently attending or will attend college
during the year.

Argumentative Essay On Financial Aid
There are many questions that you would need to ask the finacial aid office. For example, "what types of financial aid do you have?" This question is
needed to just broaden your mind on what all the office offers to see if any fits you. "How much debt do students have when they graduate?" When
paying your debt you really dont want to have so much that you will be spending half of your life paying for. Almost allcollege students finish college
with some debt. Another question would be "If I don't apply for financial aid this year, will that affect my eligibility for financial aid in subsequent
years?" You will need to make sure to not apply too late for finincial aid. A question hat would go with the last one is "what are the deadlines for

Financial Aid In College Essay
75% of Americans verbalize that college is too expensive for most Americans to afford ("Pew Social"). The cost of college is greater than ever and
rising every year. Most students need financial aid to afford college. College is too extravagant for most students to afford. College is not worth it
because of its growing costs and financial aid, and college is too costly for most students, and it is too overpriced to plan and prepare for.
Financial aid can assist with affording college (Mooney 8), however the cost of college is aggrandizing and there are plentiful obstacles of
financial aid. A record share of students are departing college with a substantial debt burden ("Pew Social"). The reason is because students loans
are tough to pay back. There are a lot of diverse types of financial aid available to students (Mooney 8). Grants and student loans are a few of the
diverse types of financial aid. Acquiring financial aid is not guaranteed (Mooney 10). Financial aid can assist, yet it is not always guaranteed for a
student. Financial aid can assist a lot, however there are various drawbacks and...show more content...
Jacqueline Hicks Grazette CEO, MyCollegeAdvisor.net says some people can get grants and scholarships to make it easier ("Make College").
Many students need an immaculate GPA to be presented with a scholarship ("Make College"). Not everybody has an untarnished GPA to get a
scholarship so many students won't receive any scholarships. Athletic awards only award you with $8,000 and won't assist with the cost of
college ("Make College"). The cost of college is so high that even if you get an $8,000 dollar scholarship it won't help. It doesn't matter if you start
saving early you will not be able to afford college (Mooney 11). The price of college is so high that it won't matter if you start saving early. Even with
saving early and scholarships, college would still cost an arm and a

FAFSA Application Essay
To the Office of UCONN Financial Aid,
First off I would like to personally thank you for my financial aid award that I received last year. Both my parents emigrated from Kosovo with no
education so I am to pay for college myself; the aid not only gave me peace of mind but paired with scholarships allowed me to go to UCONN for an
extremely affordable price. So for that, I thank you. If it wasn't for the generous financial help of the school I wouldn't be able to attend UCONN.
Now for my appeal. There were a couple of factors that contributed to my late FAFSA application. I entrusted my father to help me through the process
of completing FAFSA but due to complications with my mental health and household problems, I was unable to complete...show more content...
With all this going on, completing my financial aid became something that was set to the side. I was crippled and was only focused on getting better
and not getting kicked out of UCONN.
Not only was this depression hindering me from doing anything, but also my father who I entrusted to help me complete my financial aid process was
not in my household for the majority of the time I went back home. My family was going through a lot at the time, and it was an ongoing struggle to
keep my parents together. Because my father was not available for most of the year, it was almost impossible to complete my financial aid. My mom
cannot speak English so that was not an option either. I was ultimately stuck.
With this letter to you, I urge you to please hear me out and help me. I do not have the money to attend UCONN because of my family's financial
situation. The aid I received was a blessing and gave me the opportunity to follow my dreams and make my parents proud. It was the main driving
factor for me going to UCONN as I pay for school myself. I had worked all summer and had planned to take whatever the difference was once
financial aid was factored in and pay for it with my hard earned money, but now I will not be able to do that because of a miscommunication with my
father and my mental illness. If I am granted financial aid, I will do whatever it takes to overcome

Student Financial Aid For Students
Staring from the 1940s, Student financial aid began to play a significant role in prompting student access, persistence and completion rate of American
Higher Education. Since students can be regarded as the output of the education, student financial aid also contributes to the social mobility and the
improvement of economics. Federal government, state governments and institutions jointly provide the funding to certain groups of students. Among
all types of financial aid, need–based aid and merit–based aid are most important financial aid for students. Higher Education Act of 1965 is a milestone
of the development of need–based aid. The Law was intended to "strengthen the educational resources of our colleges and universities and to provide
financial assistance for students in postsecondary and higher education." Specifically, the Pell Grant is the foundation of the federal financial aid
system. While the social turbulence of the 1960s may have been the impetus behind the Pell program, the groundwork for broad–based aid programs is
more appropriately attributed to the GI Bill. After 1965, the Higher Education Act of 1965 was reauthorized several times to achieve the goals.
Need–based aid is essential for college access and success. According to Turner's research (2013), every $1000 decrease of tuition price will lead to
4% of increase in college attendance. Evidence suggests that reducing college costs can increase college entry and persistence (Dynarski & Clayton,

Financial Aid Problems
One of the main problem that college students face when entering college is how much they have to pay in order to stay, this problem would be
solved by applying for financial aid, getting scholarships offered by the school or other organizations, and also to work while attending school. Every
student struggles with this problem and it is most likely the top problem that determines if a student wants to or can go to college. Problems such as this
one diminishes kids from going to college because they just do not have enough funds to get an education.
The top solution to this problem would be to apply for financial aid. Students will get different aid amounts determined on the income of their family
for that year. Some of the more wealthier families will get little to no financial aid, which is troublesome because no matter how wealthy the student
is they won't be able to pay out of pocket to go to college. So in this case less wealthier students will be getting the highest amount of financial aid
there is, but they still will not be able to pay for most of their college. Most students that do not have money for the remaining cost they take out loans.
But by taking out loans, most students come out of college still in debt because of the student loans that they have to pay back.
College students have another option of solving their...show more content...
But colleges have been making it easier to get financial aid, and giving students more opportunities so that more kids, who don't have to right funds
can go to college. Giving these rising college students as much financial aid and help that they can get could really make kids want to go to college
and lessen the dropout rate by a ton. These solutions of how the students could get financial help could really work, because most colleges do all they
can to help students go to college and get the education they need to be successful in

Financial Aid in Education Essay
Financial Aid in Education
A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely that he is a college student. Hundreds of thousands
of college students around the country are in a financial predicament because of the government?s impersonal financial aid policies. The federal
government?s current system has too many quirks which end up hurting the people that financial aid is supposed to help. The federal government should
change its financial aid policies to take several more factors, such as the percentage of educational expenses paid by the student, into account.
Under the present system, all students applying for federal aid file a form called the Free Application for Federal...show more content...
The federal government does not use this application for aid. The CSS Profile is a service provided by The College Board. It includes many more
factors such as the age of the parents, house payments, and car payments. Mostly expensive private universities use the CSS Profile because their
students have much more financial need.
The current system does a fairly decent job of predicting the amount of aid needed assuming both the parents and the student are paying for the
student?s education. The big problem with the system is that not all parents help pay for their child?s education. According to the current system, the
student would have to cover the expected contribution from their parents as well as their own expected contribution should their parents decide not to
help foot the bill. For example, if a student from a middle class family which is earning $70,000 a year. Assuming the student was earning $3,000, and
that student wanted to attend Duke University, approximately $33,000 a year, the family would be expected to pay $13,641 of the bill for each year2.
If the parents choose not to help the student pay, then it would be the student?s responsibility to pay every bit of the $13,641. How many students
graduating high school can afford that? I think that this factor could quite possibly be the biggest reason that students think they cannot afford college.
Another problem is that the current system actually punishes students for saving their

Essay On Financial Aid
According to a study on CollegeBoard.org comparing data from 1987 to present day, room, board, and tuition fees have gone up considerably from
$1,590–$15,160 in 1987 all the way up to $3,570–$34,740 in 2017. While the expense of education is growing, financial aid is often a valuable tool to
help college students manage the rising cost. With a plethora of options available, it can be overwhelming to learn about each one as well as their
own shortcomings. Luckily, this guide is here to completely inform about financial aid, and as daunting as it seems, it boils down to three categories:
scholarships, grants, and loans. That said, before this paper delves into the three main topics, it's crucial to learn about eligibility first. To know what
...show more content...
SCHOLARSHIPS Essentially, scholarships can be classified as "free money" awarded to students to cover parts of their university education.
Scholarship funds do not have to be reimbursed. Some might think it is not worthwhile to apply due to how competitive most of them are. Scholarships
are often merit–based, which means the student must satisfy a qualification to get the reward. Qualification conditions can vary; being a great
student, a rising athletics star, or being part of a particular demographic could be items that the scholarship is seeking. Soon after finding an
appealing prize amount, make sure to look at the guidelines since it will list deadlines and the requirements. Based on the National Scholarship
Database, nearly 60 % of scholarship deadlines fall between the months of February and April. Consequently, individuals should start applying a
couple of months earlier, sometime close to September and December seems to be an ideal choice. Some applications may need students to devote
some serious time initially, but students might be able to use pieces of some applications for other scholarships, like essays or personal statements. All
said, scholarships are a fantastic

Going to school and trying to afford it can be a financially draining experience, and I know that from experience. Our government has made many
relevant changes thus far to better support students, but much more can still be done. With rising tuition costs and not enough government aid, more
and more students are forced to take out loans in order to pay for continuing education. These loans later become a huge financial burden, some totaling
near $30,000. If the dream of a college education is dependent upon access and affordability, how are young people supposed to continue their
education and plan a future, when the cost of tuition is through the roof? Because higher education supports our economy, the government should be
expected...show more content...
A four–year degree costs students "more than $19,000" (Stieger), and in this day and age it is nearly impossible to survive with only a high school
education; being well qualified for a specific career position is very important to employers. George Leef, author of "Why on Earth Do We Have a
'Student Loan Crisis'?," says it best when he states that "college graduates are somewhat more reliable and easily trained than people with only high
school diplomas ... if there is a large enough number of [people] with college degrees, employers don't have to bother with people who don't have
them" (Leef 29). That being said, I wonder how young people are expected to obtain some sort of degree, when higher education is nearly impossible
for some families to afford. Although very significant changes have been made by our government offering improved financial aid to current and future
students, more can still be done. Our politicians could increase the Pell Grant maximum to coincide with rising tuition costs, increase taxes on
irrelevant goods and services to provide students with more direct funding, set up a "reward system" that would place more responsibility on the
students (rather than themselves), and most importantly, our two main parties in office need to agree on specific changes.
Appropriate steps have been made by our politicians towards offering enhanced financial support for students.

Reflective Essay On Financial Aid
I didn't have an idea of the financial aid requirements entailed till it was too late. Freshmen and sophomore year were a year of trials and
tribulations. Completing approximately 12 out of 38 credits mostly due to the fact I was moving my schedule around to fit my schedule and losing
multiple family members and getting diagnosed with ADHD and depression by the DRES department, I had so much to deal with that I found
myself struggling. I wasn't able to redeem myself after I got my warning because even though I completed all that I registered for, I would still get
my financial aid suspended. I have had to appeal ever since I got my warning because of extenuating circumstances such as deaths in the family and
disabilities and other times because I had to because even though I complete every class I attempted for the previous semesters excluding fall 2015, I
won't make the completion rate because I dropped so many classes freshmen year first semester. Finally getting started on my medication this semester
and my parents going through divorce held me back this semester. The decision to start me on my ADHD medication came after trying all the options
suggested...show more content...
Hopefully, if I am given the benefit of the doubt and the board of the financial aid office contacts my instructor, and hopefully my instructor would
vouch that I tried. I never missed class except when I had doctor's appointment and I informed my teacher beforehand if I was going to miss a
class. I was also diligent with my homework's and participation. I tried my best and gave the class my all but me failing my exam sealed my faith.
Our two exams were worth 50% of my grades and me being a bad exam taker and having the panic attack and running out of my medication before
exam week and not being able to get my medication on time, my whole study pattern and exam preparation was thrown out of

Financial Aid Application Essay Sample
I am filling out the Federal Financial Aid Suspension Appeal in regards to personal reasons I endured during the Fall of 2006 and the Spring of
2010 semesters. In 2006, I regret to say that I was not fully prepared to take on the responsibility of going to school full time. I did not have the
proper resources to be successful. During the fall of 2006, I lacked a reliable vehicle and was unable to get transportation to and from school. This
greatly affected my ambition to further my education and drove me to concentrate on working full time and taking care of my financial obligations. I
soon found myself with a great job at Cessna and began the procedure in purchasing a home. I decided during this time that it would be ideal to go
back to school and achieve my Associates degree in Accounting. I returned to Butler CommunityCollege in the summer of 2009 and took successful
steps in achieving my goals. From the Summer of 2009 until the Spring of...show more content...
I also have a job that is flexible and supportive of my decision to return to school and finish my Accounting degree. If you were to look at my
academic history you would see that even through challenging circumstances that have halted my education, I always tried my hardest and I still
have an overall GPA of 3.0. In those two semesters, I failed to live up to my potential. Instead of giving up, I would like the opportunity to finish
what I started in 2006. This time around I have more real life experience that prepares me for those challenging situations that can come around the
corner. I have learned how to push forward instead of back out. I have learned to strive towards the future instead of stress about the present. I would
be very appreciative and grateful if you would lift the suspension from my financial aid and allow me the help I need to continue my education at your

There was a time in the United States when moving north was a decision that could profoundly change one's way of life. Specifically, this choice would
impact southern dwelling African–Americans. The socioeconomic and cultural effects were great. The decision was made by many who were seeking a
better life and new opportunities: two million African American migrants. Today, for many young African
–Americans, pursuing the move from
secondary education to collegiate education has those same benefits and more. Like the people of the Great Migration, today's population of Black
college seekers are finding that gaining access to these opportunities is difficult. The move into these new regions for the past's migrants and today's
students was/is...show more content...
There is no denial of merit based aid due to estimated family contribution, or family income; families are eligible for merit awards regardless of which
income bracket they belong. As a supplement to need–based aid, merit– aid can dramatically lessen the financial bludgeoning that college costs can
incur. Furthermore, the implementation of aid based on student achievement has been a tool of encouragement. Students can receive aid for their
excellence in athletics, academics, the arts, and for high scores on college entrance exams. High school students work hard to receive financial aid of
this kind, many of them taking on the most rigorous coursework offered such as AP classes. Bright, high achieving students are desirable to colleges
because they are seen as less likely to be a part of the retention population: students who leave college before completing a degree. The amount of
offered merit based aid is a motivator that often attracts students to certain colleges and universities. Why wouldn't we want to offer the brightest and
the best the money that they desire; they reciprocate, they are a benefit to society when they graduate and become successful lawyers, doctors and
educators. The problem however, is that the above benefits of merit–aid disproportionately favor middle and upper classes. Many families don't have
the money to pay for necessary utilities from month to month, and certainly not enough to even think of saving for college tuition. When

Financial Aid Informative Speech

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Financial Aid Informative Speech