1. CURRICULUM VITAÉ
Sudeep Das
Email: kaboom_sudeep@yahoo.co.in
(M) +91 7874039427
As a prudent banker I always endeavor to assess the risk and the resulting remuneration involved in creation
of assets keeping in adherence with the extant guidelines and the TAT (turnaround time) thereby benefiting
both my organization and client.
Dealt with corporate clients engaged in varied trading/ manufacturing/ service industry such as textiles,
pipe manufacturing, auto clave blocks manufacturing, jewelers, textile park, chemical industry, aqua-
culture, real estate , etc under sole/ multiple/ consortium/ syndication banking.
Canvassing of new business after discreet due diligence from existing clients, market, third party,
peer banks
Analysis of Balance Sheet and other financial data for credit appraisal,
Assigning credit rating of the borrowers,
Processing of Corporate Proposals for various credit requirement viz cash credit, term loans,
export limits as well as non-fund based limits.
Rendering services in Export Credit, Buyers Credit, FOREX,
Academia:
MBA finance and marketing from department of business administration, Assam University.
BSc hons from St. Edmunds College, Nehu University, Shillong, Meghalaya.
Work Experience
Organization : Bank of India
Working Since : November 2011 till date.
Designation : Finance Executive
Area of work
Analysis of balance sheet and other financial data for credit appraisal and finding credit rating of
the borrowers.
Processing of Corporate Proposals for vaious credit requirement viz cash credtit, term loans,
export limits as well as non-fund based limits.
Examining and restructuring (CDR, JLF, SDR etc) of stressed borrowal accounts.
Documentation; sole as well as consortium.
Disbursements and monitoring of sanctioned credit limits.
Dealt with export finance and related FOREX business.
ECB and Buyers Credit, compliance regarding foreign wholly owned subsidiaries (WOS) of
clients.
Post Disbursement credit risk monitoring including monitoring transaciton in accounts, inspection
of industrial and other units from time to time, attending consortium meetings etc.
Compliance of Foreign Direct Investment in the borrower accounts.
Compliance of Merchant Trading Transactions of borrower.
Corporate Transaction through Finacle System.
Data Mining and Updation.
Handiling SARFAESI, DRT cases and Civil Cases.
Summary:
2. Issuance of SARFAESI Notice under section 13(2), pre possession notice, Symbolic/ Physical
Possession Notice u/s 13(4), ensuring subsequent timely paper publications, sale notice and
organizing e-auction of the properties. Filing of Original Application with Hon’ble DRT through
advocates and replying Securitization Application of the borrower through advocates.
Specialized training on advances related to diamond bourse.
Besides abovementioned areas of work, handled personal segment advances like housing, mortgage etc.,
quarterly closing, CRAR preparation and general administration of branch.
Internship
Company : Bank of India, Salt Lake Corporate Branch, Kolkata
Project Title : A study on the advances provided to Small & Medium Enterprises from Bank
of India, Salt Lake Branch, Kolkata.
Projects
Project Title : Is Islamic Equity Index a Safe Investment Heaven? “A Comparative Study
between SHA 50 and Nifty 50 of India”
Abstracat: Bombay Stock Exchange, in the year 2010, had embarked on India’s first Shariah
compliant Islamic index, alias SHA 50. Apprehensively, the present study aims to compare the
performance of SHA 50 and Nifty 50. It is found that SHA 50 is giving higher returns than that of
Nifty 50 and at the same time the volatility of SHA 50 is lesser than that of Nifty 50. But when risk
adjusted return using Capital Asset Pricing Model is used Nifty 50 performs better than SHA 50.
Nonetheless, the Islamic index can be considered to develop financial product which is acceptable
to those people who are averse to investing in the stock market due to the religious constraints.
Achievements
Paper titled “ Is Islamic Equity Index a Safe Investment Heaven? “A Comparative Study
between SHA 50 and Nifty 50 of India” published in Journal of Islamic Economics,
Banking and Finance.
Awards received From Directorate of Field Publicity and Ministry of Information & Broad
casting for the best soloist in classical style.
Extracurricular Activities
Participated in Best Business Idea Genration conducted by Silchar Management Association
under AIMA.
Coordinator of Management Club, Department of Business Administration, Assam
University and the reigning placement coordinator
Play Sports, Treks and Hikes.
Seminar & Camps
Attended training programmers for CRAR Computation and Intensive Credit, at Bank of
India Training Centres in Mumbai/ Bhopal/ Ahmedabad.
Two months of on job training at Bank of India , Bharat Diamond Bourse, BKC.
Personal Information
Date of Birth : 28.10.1985
Languages Known : Hindi, English (Read, Write, Speak)
Bangalee, Assamese (Speak).
