World's First Core Banking AI Bot, built on IBM Watson and IBM Core Banking Transaction technologies. The first AI Bot designed for actual Banking Transactions. Supports both commercial and business banking.

1. TekMonks
Corby – World’s first Core Banking
AI BOT
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2. • A full service, fast growing, and highly skilled technology firm.
• US founded and headquartered, advanced IBM business partner
• Zero debt company with a de-risked operating model, maintaining two
years of operating cash reserves.
TekMonks – Global, Skilled and Successful
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Vision Statement
To be a reputable Global
Corporation providing
quality solutions for
business issues using
technology and
highly skilled people.
• 98% rate of repeat business, history of success and
satisfied clients.
• ISO 9001:2015 QMS certified

3. TekMonks Operates from 6 Countries, 7 Major Cities
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CANADA - TORONTO
1 Development Center
1 Office
USA - CHICAGO
1 Development Center
1 Office
JAPAN - TOKYO
1 Development Center
1 Office
INDIA – NEW DELHI,
BANGALORE
3 Development Centers
2 Offices
Europe – U.K - LONDON
1 Development Center
1 Office
SINGAPORE
1 Development Center
1 Office
AUSTRALIA (3Q 2016)
1 Development Center
1 Office

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AI – The oncoming wave

5. Why? The coming of AI Transactional Bots
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6. 1. Apple has 400m account holders holding an Apple Store or iTunes
account, that’s more than the top 3 banks in the world have in retail
banking customers.
2. Starbucks, which processes more than 2m transactions every week
in the US, took in deposits of $3 Billion on their in-store App-based
debit or gift card this year. That’s more than the 6,985 smaller
institutions in the US who on average have around $185m in
deposits. Imagine that! A coffee company that is better at taking
deposits than 95% of the FDIC insured banks in the US, and they
don’t even have a banking license.
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Banking disruption – startling facts…

7. • iTunes deeply affected Music Studios business – customers are loyal to Apple not
the music studios, which lets Apple decide the pricing and business direction.
• Kindle deeply affected Publishers – customers now primarily purchase books from
Amazon, and read on Kindle. Publishers are not fully in control of their business.
• AI will do the same to banking – if banking bot is not controlled by the bank, then
the banking business will move to the company owning the bot as well.
The question is will it be a Bot run and controlled by YOUR bank, or a bot controlled
by Google, or Apple, or someone else. Client retention depends upon being able to
bring clients to YOUR platform.
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AI bots will take over banking…

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AI – Core Banking Is Not Easy

9. A core banking AI bot replaces existing Apps and Websites.
Any banking bot requires…
• Integration into core banking systems
• Needs a mature platform which can perform transactions
• And a mature AI engine which can correctly understand transactional requests
For decades, IBM mainframe and AS/400 systems have powered banking transactions.
• Integration – zConnect for mainframes and API400 for AS/400 systems
• Transaction – IBM transaction engine powers the solution
• Mature AI – IBM Watson is the most mature AI engine available
Core banking bot – Why you need IBM and TekMonks
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10. Core-B (pronounced Corby) is world’s first and most mature Core Banking transactional
bot.
• Not a help bot, we are moving past the non-business AI engines
• Designed to perform banking transactions
• It is a platform! - Designed to be a core banking AI platform
• Built on IBM Watson AI engine
• Deep and proven integration
• TekMonks API400 can integatre with AS/400 core banking systems
• IBM zConnect provides integration for Mainframe based systems
Built on IBM StrongLoop and IBM transaction managers, guaranteed reliable transactions
and non-repudiation to conform to banking regulations and standards.
Core-B Banking Platform
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11. • User Authentication – PCI compliant
• Out of box integration with existing ID systems
• Multi factor authentication compliant
• Transfers
• Between accounts
• Bill payments
• SWIFT transfers / GIRO / ABA Routing
• eTransfers to Friends and Family
• Add / modify / delete payees
• Services
• Branch / ATM locator
• Calling facility
• Bank Statements
• Other services
• Report stolen cards
Corby Features
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12. • Business Services
• Invoice payment
• Invoice listing
• Cash flow calculations
• Check image deposits
• Dispute Framework
• Credit card disputes
• Fraud reporting
• Fraud check and prevention resolution
• Marketing Framework
• Recommend credit products
• Recommend other banking products based on rules
• Voice Recognition for voice conversations
Upcoming Features
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13. Corby is designed with various banking regulations and standards in mind
• It is fully PCI compliant
• Strong authentication
• Not vulnerable to Phishing or emerging threats
• Built in non-repudiation and transaction manager
• Compliant with all banking regulations like AML, transaction limits, etc.
Corby is designed to be a core banking platform
• Buy versus Build – best of breed features and continuous evolution
• Built on strong IBM Enterprise technology that already powers most
banking systems
• Template based, customizable to bring online other products and
processes within one integrated Core Banking Platform.
Designed for Banks with Banking knowledge
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14. • Zero changes required to existing core banking systems or systems!
• Minimal to zero resources required to on board Corby
• Low cost to go live
We can prove this with a no cost, no changes and no
resources required POC!
This is because Corby embeds TekMonks’ AI Web Agent engine allowing
Corby to carry out transactions using existing Online Banking Website,
thus requiring zero changes to existing systems, and ensuring compliance
with all banking regulations already built into the core systems today,
Automatically!
Onboarding Corby- Zero risk, quick speed
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Feature AI Agent based
Lightweight Integration
Deep Integration
Quick, Zero Risk, Fast and
cheap on resources
High Performance
Compliant with all banking
regulations - automatically
Supports new features not
present in online banking yet
Fully Secure
Fully Supported by Corby

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Corby in action…

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Lastly…

19. 1. Ask us for a no obligation POC.
2. Corby can quickly bring online most advanced AI technology for AI based
banking transactions
3. Don’t build from scratch, buy off the shelf!
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Next steps