1. REEM ESES
Mobile: +962 79 78 78 78 776 | + 962 59 20 733; Email: reemeses@gmail.com
TREASURY MANAGEMENT
CAREER SUMMARY
 Accomplished, diligent seniorbanker, with an excellent and rewarding career of 28+ years in Banking functions. Unique
blend of expertise in treasury management operations with skills in enhancing banks profitability by positioning the
bank in the market and managing balance sheet and off-balance sheet items through trading.
 Deft in management of bank’s financial resources while devising and implementing strategies to ensure smooth
treasury operations, attainmentof bottom-line, SLA’s and achievementof business goals. Play an integralrolein honing
talents in order to achieve both quantitative and qualitative results
 Sound understandingand knowledgeof Tradeservices and products, banking principles, procedures andfunctionswith
proficient in concepts and terminologies related to Trade Banking. Relationship-development expertise that
complements the ability to aggressively build solid relations with banks across the world and drive growth.
 Quick thinker, hard task master and decision maker, ambitious and resourcefulwith skills in building & maintaining long
term business relations with clients, external agencies & regulatory authorities. Fast learner with flair to continuously
upgrade knowledge with cutting edge, emerging trends and technology in the Banking sector
 An excellent communicator with good interpersonal and analytical skills; Recognized as a top performer forthe region
with a ‘can do’ attitude and flexible mind-set who builds strong and collaborative relationships to achieve desired
results.
Core Expertise:
 Treasury Management
 Foreign Remittances
 Project Management
 Cash Management
 ATM Management
 Financial Resources
 Bank Administration
 Performance Enhancement
 Leadership & Team Management
CAREER HISTORY
- Cairo Amman Bank, Amman-Jordan
Head of Treasury (2008 to Date)
Treasurer (1990 – 2008)
Key Roles
 Managing the Treasury function with responsibilities including long & short term funding, credit control, foreign
exchange management, economic & industry comparisons, business MIS and reviews, strategic & annual planning.
 Diligently execute and implement Treasury Division annual business plan to meet CAB annual strategy. Develop and
monitor implementation of Treasury Division annual budget meeting the Board of Directors requirements.
 Oversee and manageTreasury Operations including daily trade confirmations, settlements, managementreporting and
reconciliations. Keep check on reconciliation and monitoring the FX positions to ensure accuracy and efficiency.
 Undertake review of treasury products from time to time and prepare recommendations on changes to products to
keep up with markets, beat competition and consistently increase bank`s profitability.
 Review treasury products on a regularbasis and makerecommendations on changes to such products in orderto better
position the bank in the market and to maximize profitability.
 Manage the transfer of funds to/from CAB's accounts with the CBJ to ensure reserve requirements with the CBJ are
met.
 Mainly liable for Back end operations and administration of bank to ensure all processes run smoothly and efficiently
and focus on overall image of the bank by streamlining operations and operational procedures.
 Monitorall Foreign Remittances applications received from branches through thein-houseapplication E-Flow to track /
monitor the status of the transaction, measure employee KPI, track the delays occurred in the transaction if any etc.
 Overlook Banks`s Operational Risk Monthly Reporting, Internal Control Review Reporting and other Compliances to
ensure it is in sync with the bank`s guidelines.

2.  Managed Branch Teller area & checked all transactions related to Cash and Cheque transactions. Disbursed required
cash to tellers from Cash Vault.
 Develop and oversee implementation of credit policies outlining lines of creditfordirect and indirectfacilities with other
banks.
 Controlbranch operations related to clearing, inward/outward remittances, controlon PDC cheques, control on Bank`s
position, branch cash position and ensure branch balancing on a daily basis.
 Monitor all forms of transactions carried out at teller`s end to point out discrepancies or errors including cash and
cheques entry vouchers.
 Make recommendations to Assets and Liability Committee (ALCO)on setting the direction of all interest rates to ensure
profitability.
 Engagein thereconciliation of trial balanceand branch accounts with generalledgerand provideinputs on errors if any.
 Manage ATM network of the bank and handling cash replenishment, monitoring downtime, reconciliation, captured
cards and ATM cash deposits jointly with a dual custodian.
 Handle backend administration by updating entry cards and removal of temporary or blocked cards. Ensure safety and
security of the bank through timely maintenance of security camera`s.
 Maintain a high level of service by monitoring queuing time, training and counselling staff and maintaining the branch
premises to specified standards.
 Accountabilities includeidentification of key risks, controls, performing gap analysis; identify design weakness, testing
operating effectiveness, communication of findings and recommendations with the top management.
 Reviewing reliability/ integrity of business processes & operating information and systems aligned to policies, plans,
procedures, laws and regulations.
 Engaging in audit of treasury operations in a well-constructed and documented manner and ensure operational
processes comply with Banks policies and regulations.
PRECEDING ASSIGNMENTS
- Royal Scientific Society, Amman-Jordan
Economic Analysis (1987–1990)
EDUCATION
 MSc Economics
Portland State University, Portland, USA – 1987
 BSc Economic
Portland State University, Portland, USA –1986
IT SKILLS
Proficient in Windows, MS Office and Internet
PUBLICATIONS
 Articles
“LifeLine for a Flundering Dinnar”. South Magazine ISSN 0260-6976, 1989, Tarek Meraied Tal, Reem Y. Eses
 Books
“Realities of the Jordanian Labour Market” , Royal Scientific Society, 1989 Co-auther (Arabic)
 Papers (unpublished)
Food Security in the Arab Cooperation CouncilCountries, April1989 (Arabic)
Facts and Figures for the Arab CouncilCountries, February 1989.
Economic Changes in Jordan, 1989 (English)
Avenues of Cooperation with The Arab Republic of Yemen, 1988, (Arabic)

3. CONFERENCES ORGANIZED & ATTENDED
 Economic Integration and Jordan – EEC relations,
 November 28-29, 1987 (University of Jordan, Yarmouk University, theMiddleEastCenter/St. Anton’s Colledge, Oxford).
 The industrialization of Jordan – Achievements and Obstacles, July 2-3, 1088 (Royal Scientific Society, Friedrich Ebert
Stiftung).
 Income Distribution and its Social Impact in Jordan, September 21-22, 1988 (Royal Scientific Society.
SEMINARS & TRAINING COURSES
 Regional Seminar on Monitoring Evaluation & Sustainability of Project Benefits, Economic Development Institute,
Amman, Jordan. Held by Economic Development Institute (EDI) of World Bank and United Nations Development
Program (UNDP).
 Letters of Credit, held by Cairo Amman Bank, Cairo Amman Bank, Amman, Jordan
 Futures, held by Instituteof Banking Studies, Instituteof Banking Studies, Amman, Jordan
 Developments in GlobalBanking / Challenges and Prospects, held by Instituteof Banking Studies in Conjunction with
Charted Instituteof Bankers. Instituteof Banking Studies, Amman, Jordan
 Treasury Investment Management, held by Instituteof Banking Studies in conjunction with CitiBank, Institute of
Banking Studies, Amman, Jordan
 Clearings and Foreign Transfers, Cairo Amman Bank, Amman, Jordan
 Using Options forinvestments, speculation and hedging, Cairo Amman Bank, Amman, Jordan
 Option Risk Management and Application, Cairo Amman Bank, Amman, Jordan
 Investment and Investment Portfolio Management, Cairo Amman Bank, Amman, Jordan
 Basel II Training Seminars, Cairo Amman Bank, Amman, Jordan
 Anti-Money laundering, Cairo Amman Bank, Amman, Jordan
 Basel II (Best Practice inRisk Management), Cairo Amman Bank, Amman, Jordan
 The Secret of Great Leadership: Managing Energy NotTime to Maximize Performance: Tony Schwartz, Cairo Amman
Bank, Amman, Jordan
 Advanced Microsoft Excel 2007, Optimiza Academy Amman, Jordan
 Leadership and Motivation, Cairo Amman Bank, Amman, Jordan
 Association of Banks in Jordan(ABJ)in collaboration with Formacion &Desarrollo/Ingenia
 Cash Liquidity & Balance Sheet Management, Euromoney Training EMEA Amman Jordan
 Job Analysis Training, HayGroup
 Job evaluation- Intermediate Training, HayGroup
MEMBERSHIPS
 The Interarab Cambist Association
 Foreign Exchange Club – Jordan
PERSONAL DETAILS
 Languages: English and Arabic