Newt is a cloud-based Software as a Service (SaaS) platform enabling enterprises to offer digital financial products and services. Digital financial technologies and infrastructure are reshaping payments, commerce, and access to financial services, creating a growing market opportunity for digital financial service disruptors like Newt.
3. Boustead Securities, LLC is registered with the Securities and Exchange Commission (SEC) as a broker-dealer and is a member of the Financial Industry Regulatory Authority
(FINRA) and the Securities Investor Protection Corporation (SIPC). Brokerage and investment advisory services and fees diļ¬er and it is important for you to understand these
diļ¬erences. Free and simple tools are available to research ļ¬rms and ļ¬nancial professionals at Investor.gov/CRS, which also provides educational materials about
broker-dealers, investment advisers, and investing. When we provide you with a recommendation, we have to act in your best interest and not put our interest ahead of
yours. At the same time, the way we make money creates a conļ¬ict with your interests. Please strive to understand and ask us about these conļ¬icts because they can aļ¬ect
the recommendations we provide you. There are many risks involved with investing. For Boustead Securities customers and clients, please see our Regulation Best Interest
Relationship Guide on the Form CRS Reg BI page on our website at https://www.boustead1828.com/form-crs-reg-bi. For FlashFundersā visitors, you may review the Form CRS
of Boustead Securities under the Form CRS section. Please also carefully review and verify the accuracy of the information you provide us on account applications,
subscription documents and others.
Risk Disclaimer for Supplemental Oļ¬ering Materials Based on FINRA Investor Alert Regarding Private Placement Risks
This is a private oļ¬ering not registered with the United States Securities and Exchange Commission or any state. The company selling these securities is a private company,
not a public company. These two factors mean that: (a) there is limited information available to you before you make an investment decision and, should you invest, during
your investment to keep informed about the status of the company; and (b) the securities being oļ¬ered are restricted from transfer and resale by you and there is no public
market in which you may sell the securities. The company selling these securities has no obligation to buy them back from you or to pay you any distributions or dividends.
You must be an accredited investor to invest in this oļ¬ering. You must be able to absorb a loss of your entire investment or potentially have your money tied up for a long
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āMemorandumā) accompanies this material. Do not invest before you read the entire Memorandum and pay particular attention to the āRisk Factorsā section of the
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Cautionary Statement Concerning Forward Looking Statements
This document contains forward-looking statements. In addition, from time to time, we or our representatives may make forward-looking statements orally or in writing. We
base these forward-looking statements on our expectations and projections about future events, which we derive from the information currently available to us. Such
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as āmay,ā āshould,ā āexpects,ā āanticipates,ā ācontemplates,ā āestimates,ā ābelieves,ā āplans,ā āprojected,ā āpredicts,ā āpotential,ā or āhopesā or the negative of these or similar
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Disclosures
4. Boustead Securities, LLC is registered with the Securities and Exchange Commission (SEC) as a broker-dealer and is a member of the Financial Industry Regulatory Authority (FINRA) and the
Securities Investor Protection Corporation (SIPC). Brokerage and investment advisory services and fees diļ¬er, and it is important for you to understand these diļ¬erences. Free and simple
tools are available to research ļ¬rms and ļ¬nancial professionals atĀ Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
When we provide you with a recommendation, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates a conļ¬ict with
your interests. Please strive to understand and ask us about these conļ¬icts because they can aļ¬ect the recommendations, we provide you. There are many risks involved with investing. For
Boustead Securities customers and clients, please see our Regulation Best Interest Relationship Guide on the Form CRS Reg BI page on our website
atĀ https://www.boustead1828.com/form-crs-reg-bi. For FlashFundersā visitors, Ā you may review the Form CRS of Boustead Securities under the Form CRS section.
Early-Stage Company with History of Net Losses
The Company has incurred net losses since inception, and management expects to continue to incur additional losses. The Company expects to continue to devote substantially all of the
Companyās resources to the development of its products and software as well as costs associated with market introduction and penetration. These eļ¬orts may prove more expensive than
the Company currently anticipates and the Company may not succeed in increasing revenue suļ¬ciently to oļ¬set these higher expenses or at all. In addition, the Company expects to incur
legal, accounting and other expenses that it has not incurred to date as it hires employees, undertakes commercialization eļ¬orts and expands its business. Accordingly, the Company cannot
assure the investors that the Company will achieve proļ¬tability in the future or that, if the Company does become proļ¬table, the Company will sustain proļ¬tability..
Factors Causing Results to Fluctuate
The Company may experience delays in its initial revenue generation and signiļ¬cant ļ¬uctuations in its operating results, revenue and proļ¬ts over time due to uncertainty in demand for the
Companyās products, and various other factors, including:
ā Extent of market acceptance of the Companyās products;
ā The Companyās ability to attract new customers and expand business;
ā The Companyās ability to predict change in the competitive environment;
ā The amount and timing of costs and expenses related to the maintenance and expansion of the business;
ā General economic, industry and market conditions;
ā The regulatory environment;
ā The hiring, training and retention of key employees;
ā Any unforeseen litigation against the Company;
ā The Companyās ability to obtain additional ļ¬nancing; and
ā Advances and trends in new technologies and industry standards that render the Companyās products obsolete.
Risk Factors / Form CRS
5. TRADITIONAL BANKS ARE BEING
DISRUPTED BY DIGITAL ALTERNATIVES
Digital-only bank account
holders in the US by 2024
Growing consumer usage of
smartphones for purchases and
mobile ļ¬nancial services
47M(2)
Banks are pursuing options to
extend their reach to the
underbanked and expand their
service oļ¬erings by partneringĀ
of all bank
revenues could
be at risk from
more tech-savvy
competitors
CARDS GOING DIGITAL in LATIN AMERICA(3)
35%(2) 47.7B
USD
71%
29%
Debit Cards
Credit Cards
Consumer credit
portfolio
02
Digital payments in the Americas are
$1.6T(1)
Source: 1. Statista 2. Insider Intelligence 4. Central Bank of Mexico (www.banxico.org.mx)
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
6. WHO WE ARE
A Fintech company providing a SaaS platform enabling enterprises
to oļ¬er digital ļ¬nancial products, services and access to credit.
ā¢ Integrated one-stop-shop platform connecting an ecosystem of service
providers oļ¬ering ļ¬nancial services that require processing and network
management
ā¢ Portfolio of products requiring payment management and processing
including prepaid cards and digital subscriptions, bill payments, and cross
border remittances
ā¢ Omnichannel acceptance through mobile, web, POS, and self-service kiosks
ā¢ Veriļ¬cation and authentication solutions along with fraud, compliance, and
risk management
ā¢ Global capabilities with initial focus on the underbanked in Mexico and the
Hispanic population in the USA, and speciļ¬c management expertise in the
Mexico-USA corridor
06
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
7. INVESTMENT HIGHLIGHTS
SCALABLE
PLATFORM
Highly scalable SaaS
transaction platform
addressing multiple
large industry verticals
and high volume
omnichannel
applications
CENTRALLY
POSITIONED
Positioned as the
central exchange
network that connects
all parties of the
ļ¬nancial transaction to
an integrated and
expanding proprietary
ecosystem
COMPETITIVE
ADVANTAGE
Establishing a unique
competitive moat with
organizations serving
the underbanked and
unbanked Mexican and
Hispanic population
GROWTH
ACCELERATION
Accelerating growth
and proļ¬tability
through expansion into
higher margin digital
lending and ļ¬nancial
services plus strategy
of acquisitions
DIGITAL BANKING
Banking license
acquisition enables
digital lending and
international
transactions, and
increases capacity for
higher margin business
07
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
8. OUR DIGITAL ECOSYSTEM OF
INTEGRATED SOLUTIONS
ā¢ Cloud-based platform providing end-to-end B2B2C SaaS
solutions for ļ¬nancial transactions
ā¢ Generating incremental revenue opportunities for
enterprises through digital sales channels
ā¢ Connections to over 16 million consumers through multiple
point-of-sale channels and application interfaces
ā¢ Aggregation of bill payment services and registry of major
gift cards with a digital catalogue of over 5,000 products
ā¢ Expanding into Lending-as-a-Service solutions
Discounts & Gift
Cards
Credit Cards
E-Wallet
Engagement
Loans
Catalog of Digital
Products
Collections
Center
Bill Payments
Cloud Onsite
Data Analytics
Spending
Processor POS
Online Processing
Note: (1) Future deployments expected
(1)
(1)
(1)
08
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
9. STRONG AND DISRUPTIVE BUSINESS MODEL
Years of creating partner connections
and relationships has established a
diļ¬cult to replicate proprietary
ecosystem for the underbanked
BARRIERS TO ENTRY
High volume transaction capacity
allows for higher asset turnover rates
and operating leverage beneļ¬ts
ECONOMIES OF SCALE
Technology can be extended to
additional industry verticals,
geographic markets, and
applications
SCALABLE PLATFORM
Merchants, ļ¬nancial institutions, service
providers, and other organizations can
expand solutions and/or revenue
opportunities as network beneļ¬ts increase
with more and more partners
VIRTUOUS VALUE CYCLE
New partners can be onboarded into the
entire ecosystem and full suite of solutions
with one integration at minimal eļ¬ort and cost
LOW-COST SPEED TO MARKET
5
1
2 4
3
09
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
10. RECENTLY ADDED CLIENTS
WITH HIGH VOLUME POTENTIAL
SaaS model jointly with
Blackhawk for 11 million
customers in BBVA APP.
SaaS model and APP for
50,000+ customers.
SaaS model for current 2.3
million customers.
SaaS model for 100,000+
customers.
SaaS model for 1,600 gas stations
nationwide.
SaaS model for 2,400 locations
nationwide.
010
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
11. STRATEGIC ROADMAP
2017
SOFTWARE
LAUNCH
ā¢ Canada-
Developed
B2C App
ā¢ Mobile
Wallet
2019-2020
MEXICO
LAUNCH
ā¢ Establish
B2B SaaS
Ecosystem
ā¢ Kiosks
ā¢ Lending
License
ā¢ SOFOM
2021
SECURING THE
FUTURE
ā¢ Enterprise
B2B Contracts
ā¢ Product
Development
ā¢ Completed
$40M Sales
āB2C- Mexico
asset acquisitionā
2022
IPO LISTING
ā¢ Targeting an IPO
in the U.S.
ā¢ Capital Raise
ā¢ Target a Bank
License for
acquisition
2022
LENDING AS A
SERVICE LAUNCH
ā¢ B2B Credit
Financing
ā¢ B2C Credit Card
Programs
ā¢ Payroll Deduction
Loans
>2023
USA
CROSS-BORDER
LAUNCH
ā¢ Establish Banking
for USA
Cross-Border
Launch
ā¢ M & A Target
Acquisitions
>2023
GEOGRAPHIC
EXPANSION
ā¢ Latin America
ā¢ Other Regions
ā¢ Increase Credit
portfolio for
Banking
ā¢ Facilitate
Lending
platform
Sustainable momentum in a growing market
011
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
12. FINANCIAL EXCLUSION HAS
HUMANITARIAN & SOCIAL
CONSEQUENCES
ā¢ restricts income earning potential
ā¢ adds ļ¬nancial risk and inability to absorb economic shocks
ā¢ credit constrained individuals can not take advantage of
growth opportunities
ā¢ families are unable to invest in health and education
ā¢ businesses struggle to expand and create jobs
ā¢ communities and the broader economy suļ¬er from less
development
Source: World Bank, Federal Reserve Bank of Dallas
10
012
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c
objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the
total loss of your investment. See disclosures at the beginning.
13. NEWT IS ENABLING
FINANCIAL INCLUSION
THROUGH DIGITAL
FINANCE
ā¢ Newt helps the underbanked transact with employers,
merchants, ļ¬nancial institutions, utility companies, and other
organizations
ā¢ Newt provides a fairer, faster, accessible platform that
reshapes the way businesses and consumers save and move
money and conduct commerce
ā¢ Providing convenient and easily accessible digital payment
services and products serves as a gateway to other ļ¬nancial
services for the underbanked consumer and small to
medium sized enterprises that lack access to traditional
ļ¬nancing
13
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c
objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the
total loss of your investment. See disclosures at the beginning.
14. SERVING THE UNDERBANKED
A STORY OF BETTER OUTCOMES
M. Hernandez is a teacher in
the public school system
ā¢ Paid cash every 2 weeks
ā¢ Lives paycheck to paycheck
BEFORE NEWT
ā¢ Burdened with extra time spent cashing
paychecks and managing cash
ā¢ Savings and safety at risk without digital
store of value for monetary assets
ā¢ Is not able to build a credit score and has
no access to traditional credit
ā¢ Moving money to and from family is
diļ¬cult or expensive
ā¢ Convenient solution for receiving pay and
making purchases and payments
ā¢ Better and safer method of saving
ā¢ Develops a credit score, gains access to
credit and obtains better interest rates
ā¢ Can move money easily to and from
family including cross-border
ā¢ With more time and access to ļ¬nancing,
she and her family have more options to
improve their lives
14
AFTER NEWT
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
15. MARKET FOCUS ON THE UNDERBANKED
Unbanked
65%
$40 Billion
Remittance
65% (1)
Smartphones
MEXICO
90% of transactions in Mexico are in cash (2)
65% of the adult population in Mexico is unbanked (2)
USA
MEXICO
Sources: 1. Statista 2. Federal Reserve Bank of Dallas 3. Reuters 4. Federal Reserve
ā¢ Expanding the ecosystem in the USA leveraging the Hispanic
population and cross-border transactions as a beachhead
into the unbanked
ā¢ Initial buildout of partner distribution network and product
rollout in Mexico where demand for digital ļ¬nance is early
stage but growing signiļ¬cantly
$40 Billion sent from the United States to Mexico in 2020,
making it the largest remittance market in the world (3)
22% or 55 million adult Americans are either unbanked or
underbanked (4)
15
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
16. ADDRESSABLE MARKETS IN THE AMERICAS
Digital Payments Neobanking
Total Addressable Market
$3.2T
Note: Figures are in US Dollars; Sources: 1. ResearchandMarkets 2. Statista
Prepaid Cards
$620B(1)
$1.6T(2)
$1.0T(2)
16
Financial numbers are estimated, unaudited and subject to change. Past performance is not indicative of future results. There is no
guarantee that any speciļ¬c objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the total
loss of your investment. See disclosures at the beginning.
17. PAYMENT
GATEWAY
Omnichannel access for
consumers
Range of digital payment
solutions for consumers
White-label solutions for
enterprises
Distribution channel for
enterprises
POINT
OF SALE
LENDING AS
A SERVICE
Branded self-service
cash capable kiosks
Cash capable partner
point of sale network
Credit ļ¬nancing for
SMEs
Payroll loans for
consumers
BANKING
āLICENSEā
Plans to acquire a
banking license
Transformation into a
hybrid digital bank ā
ļ¬nancial technology
company
NEWTāS BUSINESS LINES
17
PAYMENT
PLATFORM
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
18. OMNICHANNEL PAYMENT PLATFORM
CAPTURES CUSTOMERS
ā¢ Newtās cloud-based SaaS platform provides end-to-end
payment solutions and processing
ā¢ Enables bill payments, prepaid cards, digital subscriptions,
cross-border remittances, and a range of domestic and
international payment solutions
ā¢ Consumers can access payment options through diļ¬erent
devices and interfaces including web, mobile, POS, and
self-service kiosks
ā¢ A single all-in-one omnichannel platform to manage
payments and access ļ¬nancial services creates convenience
and value for the consumer
18
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
19. PAYMENT GATEWAY
OPENS DISTRIBUTION
CHANNELS
ā¢ Retail enterprises, telecom and utility companies,
ļ¬nancial institutions, and governments can receive
payments and access consumers
ā¢ Newt adds value to organizations with a white label
solution for digital wallet, prepaid products, and
ļ¬nancial services
ā¢ The B2B2C network creates a marketplace with
seamless provision and access to a range of ļ¬nancial
services
Catalog of
Digital
Products
Discounts and
Gift Cards
Credit Cards
E-Wallet
Engagement
Loans
Data
Analytics
Spending
Collections
Center
Bill Payments
Cloud Onsite
Processor
POS
Online
Processing
19
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
20. KIOSKS WITH CASH LOADING
CAPABILITY ARE A CRITICAL
ACCESS CHANNEL
FOR INCLUSION AND CONVERSION TO DIGITAL FINANCE
ā¢ The unbanked and underbanked require convenient access to a digital
payment ecosystem initiated or complemented by a local physical access
point
ā¢ Kiosks are a beachhead strategy that enable penetration into the unbanked
market and contribute to expansion in addressable markets
Sources: 1. Digitizing Payments in Latin America, published by PYMNTS 2. McKinsey & Co, US Digital Payments: Achieving the Next
Phase of Consumer Engagement
Digital Payment
Solutions
Digital Financial
Services
Market Expansion
In Latin America, building out infrastructure to support payment tools and supporting
localized payment types is key to success. (1)
In the U.S., some systemic barrier must be overcome to reach the remaining group
that donāt use digital payments.ā (2)
20
ā
ā
ā
ā
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c
objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the
total loss of your investment. See disclosures at the beginning.
21. UNIQUE CUSTOMER ACQUISITIONS
FROM BRANDED
SELF SERVICE KIOSKS
ā¢ Converts cash-based consumers to digital ļ¬nance with cash loading capability
ā¢ Extends the network of unique access points for consumers into the Newt
ecosystem
ā¢ Captures new localized consumers previously not using or underusing digital
ļ¬nancial services
ā¢ Expands the reach of partners and their products to end consumers
ā¢ Provides retailers with revenue share opportunities, attracts increased foot traļ¬c
to their locations and streamlines checkout operations and related costs
ā¢ Drives more volume over the Newt network
21
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
22. NEWTāS CASH CAPABLE
PARTNER POS NETWORK
Kiosks in 120 Locations
Existing B2B2C
POS Locations
(90,000)
Newtās integration with Green
Dot extends reach to 100,000
merchant point of sale
locations
22
OUR EXISTING
MEXICO CASH NETWORK
For illustrative purposes only. Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective
will be achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures
at the beginning.
23. ā¢ Financial inclusion for underbanked as they gain access to credit
ā¢ Payroll deposits and payday loans become readily available with use of a card
controlled through Newtās application
ā¢ Facilitates the cross-border movement of money between residents with personal
relationships
ā¢ Merchants gain access to ļ¬nancing tied to sales processed through point- of-sale
kiosks
ā¢ Nearly instant underwriting through digital veriļ¬cations
MERCHANTS
ā¢ Banking license meets regulatory requirement that facilitates expansion into credit
granting and loan ļ¬nancing, credit card products, international credit, factoring,
and cross border remittances
ā¢ Strengthens the business model beyond competing solely on the technology stack
ā¢ Newt retains high margin credit ļ¬nancing business for the underbanked
ā¢ Coupling of merchant ļ¬nancing with merchant revenue generated from the kiosk
creates incentive for merchants to maintain loan payments and reduces the risk of
loan default
NEWT
UNDERBANKED MERCHANTS
NEWT
DIGITAL BANKING
FILLS THE CREDIT ACCESSIBILITY GAP
UNDERBANKED
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
24. LENDING AS A SERVICE
ā¢ NEWTās proposed Lending as a Service solution incorporates all its
technological and product capabilities into a unique oļ¬ering for business
and government entities oļ¬ering credit
ā¢ Leveraging its own SOFOM (regulated Mexican lending entity), its SaaS
payment gateway, and its soon to be launched debit card program,
NEWT can now provide its B2B partners with a comprehensive portfolio
of credit products:
ā¢ Payroll Deduction Loan Funded by B2B partner
ā¢ Short term loans guaranteed by B2B partner and funded by NEWT
ā¢ Short term loan unguaranteed funded by NEWT
24
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be
achieved. Investments may be illiquid, highly speculative and there is risk of the total loss of your investment.
See disclosures at the beginning.
25. OUR LENDING SOLUTIONS
IN DEVELOPMENT
LaaS cloud-based platform, combined with credit and collections, plans on
providing a full-scale FinTech banking solution for businesses.
ā¢ Bin from Bank
ā¢ ABC (Sponsor Bank) ā Card Program Manager
ā¢ Bank-to-Bank Ecosystem
Lending-as-a-Service (LaaS) provides ātechnologyā, instead of
āfundsā directly to businesses and clients.
25
Past performance is not indicative of future results. There is no guarantee that any
speciļ¬c objective will be achieved. Investments may be illiquid, highly speculative and
there is risk of the total loss of your investment. See disclosures at the beginning.
26. OUR REVENUE MODEL
Transaction Fee
Processing
Rev Shares
Interest Rates
LaaS Revenue
Monthly Service Fee
Interest (Rev Share)
Transaction/ Fee Revenue
SAAS PAYMENT SOFTWARE
Transaction Fee
Processing
Setup Fees
2.5-6%
Margins on Gross Revenue
(LTM 2021)
3-5 year +
Average contract
SaaS Revenue
ā¢ Monthly Customers
ā¢ Product & Services
+ + =
+ + =
LAAS PAYMENT SOFTWARE
26
Financial numbers are estimated, unaudited and subject to change. Past performance is not indicative of future results. There is no
guarantee that any speciļ¬c objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the total
loss of your investment. See disclosures at the beginning.
27. SALES POISED
FOR CONTINUED GROWTH
ā¢ Increasing number of banks
and network partners on the
platform
ā¢ Rollout of kiosk points of sale
ā¢ Expansion into the USA
ā¢ Addition of LaaS business
ā¢ Network eļ¬ects driving greater
transaction processing volumes
ā¢ Accretive acquisitions
GROWTH DRIVERS
27
M
M
M
Financial numbers are estimated, unaudited and subject to change. Past performance is not indicative of future results. There is no
guarantee that any speciļ¬c objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the total
loss of your investment. See disclosures at the beginning.
28. USE OF FUNDS
28
Use of Proceeds
OPEX $2,300,000
ACQUISITION ~$2,150,000
TECHNOLOGY DEV $1,800,000
MARKETING & SALES $1,500,000
G & A ~$2,795,000
CAPEX $3,600,000
OPEX LAAS ~$3,241,000
BANKING LICENSE ~$ 4,500,000
Total Equity $21,886,000
SOFOM (Debt) DSO $5,000,000
Financial numbers are estimated, unaudited and subject to change. Past performance is not indicative of future results. There is no
guarantee that any speciļ¬c objective will be achieved. Investments may be illiquid, highly speculative and there is risk of the total
loss of your investment. See disclosures at the beginning.
30. BOARD OF DIRECTORS & ADVISORS
Elaine Arozarena
30+ years of global business experience throughout
Europe and the Americas. Iberian Peninsula Head at
Korn Ferry, LATAM Regional Head at Dun &
Bradstreet, currently President & Founder of Global
Strategic Advice Services.
ADVISOR MEMBER
R. Scott Zimmer
30+ years in Enterprise Technology
Former Director of Dish USA, Next Gen Satellites and
EchoStar Satellite Corp.
President of EchoStar International
Consultant for CCT, China Communications
Technology, and Sunbase Group
BOARD MEMBER
David M. Thompson
30+ years of ļ¬nancial experience
Founder of Sea Dragon Energy Inc. (TSX:V), CFO of
Aurado Energy, CFO of Forum Energy Corporation
(OTC) & Forum Energy Plc (AIM)
BOARD MEMBER
Olivier Trancart
Board Member of Netguardians.ch, board
membership roles in the area of sales and business
development, corporate development with fundraising
activities at Boost Suisse, and active in industrial
business development in emerging markets in
partnership with private entrepreneurs and family
oļ¬ces.
BOARD TECHNICAL ADVISOR
30
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.
31. CONNECT WITH US
@Get_Newt @Get_Newt @Get_Newt
info@getnewt.com www.newtļ¬nancial.com
Past performance is not indicative of future results. There is no guarantee that any speciļ¬c objective will be achieved. Investments
may be illiquid, highly speculative and there is risk of the total loss of your investment. See disclosures at the beginning.