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Ron	
  Suber,	
  President
副标题/Subtitle
Ron	
  Suber
Retail
3rd Party  Sellers
Payments
Lodging
Transportation
Dining
Lending
Marketplaces	
  are	
  Changing	
  Everything…
All	
  of	
  these	
  marketplaces	
  share	
  two	
  
common	
  goals:	
  
1. To	
  change	
  the	
  way	
  people	
  borrow,	
  
invest,	
  travel,	
  dine	
  and	
  pay	
  for	
  things
2. To	
  provide	
  convenient,	
  cost	
  
efficient	
  access	
  to	
  everything	
  
with	
  a	
  great	
  experience
By	
  focusing	
  on	
  these	
  two	
  goals	
  and	
  
executing	
  we	
  are	
  making	
  history
Underwriting
Pricing
Credit
Servicing
Compliance
Collections
Predictability
Repeatable
Conversion
Verification
Diversified
Varied	
  risk	
  appetite
Ready
“Permanent”
Retail
Institutional	
  
Acceptance
Ease	
  of	
  use
Meets	
  the	
  needs
Customer	
  experience
Repeat	
  business	
  
New	
  products
Varied	
  customer	
  acquisition
So	
  how	
  do	
  we	
  all	
  
succeed	
  and	
  get	
  
more	
  mainstream	
  
acceptance?	
  
Speed Customer	
  
Experience
Fairness
Superior	
  Product
Transparency
Understanding 理解
Communication 沟通
Investment 投资 Distribution 分销
Access 接入
Engagement 融合
The	
  Global	
  Opportunity	
  Starts	
  With…
Cooperation 合作 Respect 尊重
Proprietary   &   confidenti al     | prosper   funding   llc.   ©  2015
Disclosures
IMPORTANT  DISCLOSURES  
This  presentation  includes  forward-­looking  statements.  Forward-­looking  statements  inherently  involve  many  risks  and  uncertainties  
that  could  cause  actual  results  to  differ  materially  from  those  projected  in  these  statements.  Where,  in  any  forward-­looking  
statement,  we  express  an  expectation  or  belief  as  to  future  results  or  events,  such  expectation  or  belief  is  based  on  the  current  
plans  and  expectations  of  our  management  and  is  expressed  in  good  faith  and  believed  to  have  a  reasonable  basis,  but  there  can  
be  no  assurance  that  the  expectation  or  belief  will  result  or  be  achieved  or  accomplished.  All  forward-­looking  statements  speak  
only  as  of  the  date  of  this  presentation  and  are  expressly  qualified  in  their  entirety  by  the  cautionary  statements  above  and in the  
Prospectus.  We  undertake  no  obligation  to  update  or  revise  forward-­looking  statements  that  may  be  made  in  this  presentation  to  
reflect  events  or  circumstances  that  arise  after  the  date  made  or  to  reflect  the  occurrence  of  unanticipated  events.  
All  personal  loans  are  made  by  WebBank,  a  Utah-­chartered  Industrial  Bank,  Member  FDIC.  All  Prosper  personal  loans  are  
unsecured,  fully  amortized  personal  loans.  Notes  offered  by  Prospectus.  Notes  investors  receive  are  dependent  for  payment  on  
personal  loans  to  borrowers.  Not  FDIC-­insured;;  Investments  may  lose  value;;  No  Prosper  or  bank  guarantee.  Prosper  does  not  
verify  all  information  provided  by  borrowers  in  listings.  Investors  should  review  the  prospectus  before  investing.  Borrower  Payment  
Dependent  Notes  (the  “Notes”)  are  offered  pursuant  to  the  Prospectus,  which  accompanies  this  presentation  and  which  is  also  
available  at  www.prosper.com/prospectus.  Persons  considering  investing  in  Notes  should  review  the  Prospectus  in  its  entirety.
Neither  Prosper  Funding  LLC  nor  Prosper  Marketplace,  Inc.  are  registered  as  an  investment  adviser  with  any  federal  or  state  
regulatory  agency.    The  information  contained  in  this  presentation  is  for  informational  purposes,  and  should  not  be  construed as
individually  tailored  investment  advice  or  as  a  recommendation  with  respect  to  any  security  or  investment  approach.  This  
presentation  has  been  prepared  without  regard  to  the  circumstances  and  objectives  of  its  participants  and  should  not  be  relied  
upon  as  authoritative  or  taken  in  substitution  for  the  exercise  of  judgment  by  any  individual.    Each  individual  should  consider  the  
appropriateness  of  any  investment  decision  having  regard  to  his  or  her  own  circumstances,  the  full  range  of  information  available  
and  appropriate  professional  advice.  Prosper  Funding  LLC  and  Prosper  Marketplace,  Inc.  recommend  that  each  individual  seek  
independent  investment  and  financial  advice  concerning  any  services  or  investments  discussed  in  this  presentation.
Prosper's borrower	
  payment	
  dependent	
  notes	
  are	
  offered	
  by	
  Prospectus,	
  which	
  is	
  available	
  at	
  www.prosper.com/prospectus.

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Continuum Credit Conf SF_ ProsperMP

  • 4. All  of  these  marketplaces  share  two   common  goals:   1. To  change  the  way  people  borrow,   invest,  travel,  dine  and  pay  for  things 2. To  provide  convenient,  cost   efficient  access  to  everything   with  a  great  experience By  focusing  on  these  two  goals  and   executing  we  are  making  history
  • 5. Underwriting Pricing Credit Servicing Compliance Collections Predictability Repeatable Conversion Verification Diversified Varied  risk  appetite Ready “Permanent” Retail Institutional   Acceptance Ease  of  use Meets  the  needs Customer  experience Repeat  business   New  products Varied  customer  acquisition
  • 6.
  • 7.
  • 8.
  • 9. So  how  do  we  all   succeed  and  get   more  mainstream   acceptance?   Speed Customer   Experience Fairness Superior  Product Transparency
  • 10. Understanding 理解 Communication 沟通 Investment 投资 Distribution 分销 Access 接入 Engagement 融合 The  Global  Opportunity  Starts  With… Cooperation 合作 Respect 尊重
  • 11. Proprietary   &   confidenti al    | prosper   funding   llc.   ©  2015 Disclosures IMPORTANT  DISCLOSURES   This  presentation  includes  forward-­looking  statements.  Forward-­looking  statements  inherently  involve  many  risks  and  uncertainties   that  could  cause  actual  results  to  differ  materially  from  those  projected  in  these  statements.  Where,  in  any  forward-­looking   statement,  we  express  an  expectation  or  belief  as  to  future  results  or  events,  such  expectation  or  belief  is  based  on  the  current   plans  and  expectations  of  our  management  and  is  expressed  in  good  faith  and  believed  to  have  a  reasonable  basis,  but  there  can   be  no  assurance  that  the  expectation  or  belief  will  result  or  be  achieved  or  accomplished.  All  forward-­looking  statements  speak   only  as  of  the  date  of  this  presentation  and  are  expressly  qualified  in  their  entirety  by  the  cautionary  statements  above  and in the   Prospectus.  We  undertake  no  obligation  to  update  or  revise  forward-­looking  statements  that  may  be  made  in  this  presentation  to   reflect  events  or  circumstances  that  arise  after  the  date  made  or  to  reflect  the  occurrence  of  unanticipated  events.   All  personal  loans  are  made  by  WebBank,  a  Utah-­chartered  Industrial  Bank,  Member  FDIC.  All  Prosper  personal  loans  are   unsecured,  fully  amortized  personal  loans.  Notes  offered  by  Prospectus.  Notes  investors  receive  are  dependent  for  payment  on   personal  loans  to  borrowers.  Not  FDIC-­insured;;  Investments  may  lose  value;;  No  Prosper  or  bank  guarantee.  Prosper  does  not   verify  all  information  provided  by  borrowers  in  listings.  Investors  should  review  the  prospectus  before  investing.  Borrower  Payment   Dependent  Notes  (the  “Notes”)  are  offered  pursuant  to  the  Prospectus,  which  accompanies  this  presentation  and  which  is  also   available  at  www.prosper.com/prospectus.  Persons  considering  investing  in  Notes  should  review  the  Prospectus  in  its  entirety. Neither  Prosper  Funding  LLC  nor  Prosper  Marketplace,  Inc.  are  registered  as  an  investment  adviser  with  any  federal  or  state   regulatory  agency.    The  information  contained  in  this  presentation  is  for  informational  purposes,  and  should  not  be  construed as individually  tailored  investment  advice  or  as  a  recommendation  with  respect  to  any  security  or  investment  approach.  This   presentation  has  been  prepared  without  regard  to  the  circumstances  and  objectives  of  its  participants  and  should  not  be  relied   upon  as  authoritative  or  taken  in  substitution  for  the  exercise  of  judgment  by  any  individual.    Each  individual  should  consider  the   appropriateness  of  any  investment  decision  having  regard  to  his  or  her  own  circumstances,  the  full  range  of  information  available   and  appropriate  professional  advice.  Prosper  Funding  LLC  and  Prosper  Marketplace,  Inc.  recommend  that  each  individual  seek   independent  investment  and  financial  advice  concerning  any  services  or  investments  discussed  in  this  presentation. Prosper's borrower  payment  dependent  notes  are  offered  by  Prospectus,  which  is  available  at  www.prosper.com/prospectus.