Rebecca Gaskin Gain is an attorney and consultant with more than three decades of international experience. A member of the board of directors for CBZ Holdings, Zimbabwe’s largest lending institution, Rebecca Gaskin Gain stays informed of current trends and topics in the financial world. The current pandemic has taken a toll on the personal finances of a vast majority of Americans. According to a recent doxoINSIGHTS Bills Pay Impact Report, which collected data from 1,568 sampled households, 42 percent of the country’s consumers have missed a bill payment, while 39 percent believe they will miss a payment in the future. Around a quarter of missed payments were for car loans or utilities such as Internet and cable. Of greater concern is the 20 percent of Americans who have skipped a rent or mortgage payment. Twenty-eight percent say it is likely they will miss a payment in the future. On the other hand, only one-tenth of Americans have missed a health insurance payment, indicating that personal health during a pandemic is a priority.