V. Arsuden outlines a plan to invest Rs. 5 crores across several financial instruments. They will invest Rs. 2.5 crore in JSE Limited for 2 years at a 10% rate of return. They will also put Rs. 500,000 in the phone industry for 3 years at a fluctuating annual interest rate. Additionally, Rs. 100,000 will be invested in the stock market for 4 years at 7.5% interest. The remaining Rs. 1.5 crore will be used to invest in real estate.

1. ASSIGNMNT OF SAPM
V. ARSUDEN (110292101015)
INVESTING IN FINANCIAL INSTRUMENTS
If I have Rs.5crores and I will invest in the instruments like:
JSE Limited
There are so many products included in JSE Limited . If you are officially
employed then you may have a rate of return of 20% and if it is not then 70%. It is
a short-term deposit consists of a common rate of 10%. The rate is higher and the
return is also higher but comparatively risk is lower.
I will deposit Rs.2.50 crore in this instrument for a period of 2 year.
2,50,00,000*10%=25,00,000 for a period of 1year.
PHONE INDUSTRY
It is a long-term deposit and it is regulated by Indian company act. The risk is
very low and the interest rate is fluctuating each and every year. The duration
period is 3 year for this instrument. I will invest Rs.5,00,000 for a period of 3 year.
Share market
These types of share are very riskier to invest because the risk is very high
and as well as change the position . It consists minimum period of 4years and the
interest rate is 7.5%(approximately). It is a long-term investment instruments.
I’ll invest Rs.1 ,00,000 at a rate of 7.5% for a period of 4years.
For first year I may expect7,50,000. At the end of 4rd year I may expect
Rs.30,00,000.

2. Real Estate
Now-a-days Real estate is a good facility Rent and sell the land.so I’ll invest
the rest of the amount(Rs.1,50 ,00,000) in this type of asset.