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Knowing the ups and downs of Chapter 13
posted Sep 5, 2017, 5:29 AM by Olympia Law PC [
updated Sep 5, 2017, 5:30 AM ]
Also known as a “wage-earner’s plan,”
Chapter 13 bankruptcy allows people who
have regular income to devise solutions to
pay o their debts. Just like Chapter 7,
Chapter 13 bankruptcy has its own share of
advantages and disadvantages. Here are
some of them.
Image source: Pinterest.com
Advantage: Customization
The whole plan can be proposed by the
debtor, and it should have a duration of three
to ve years, depending on the debtor’s
income and the applicable state median.
2. Advantage: Protection
During the time of repayment, the debtor is
sort of protected. If the plan lasts for ve
years, then for that time, collectors may not
collect from the debtor. A signi cant form of
protection provided by Chapter 13 allows a
debtor to delay foreclosure of property.
Disadvantage: Duration
Five years to pay o a debt is a long time.
There is also the possibility that debtors may
have a ruined credit report for a decade due
to Chapter 13’s stipulations.
Disadvantage: Debt limit
While this particular disadvantage is for
people who have accumulated a huge
amount of debt, it shows that Chapter 13 isn’t
for everybody. The limit for unsecured debt is
$394,725, while the number of unsecured
debt is $1,184,200.
Image source: wordpress.com
Olympia Law is based in Orange County, Los
Angeles. The rm deals with a number of legal
issues, including bankruptcy. For more on
Olympia Law and the work the rm does, visit
this site.
Why Do Mechanic’s Liens Exist?
posted Aug 11, 2017, 4:42 AM by Olympia Law PC [
updated Aug 11, 2017, 4:43 AM ]
3. Though they are purely statutory devices
that can be found virtually in every U.S.
state, Mechanic’s Liens are legislative
public policies that were designed for the
protection of contractors. The meat and
potatoes of it is that due to the nature of
the construction business, contractors
(and subcontractors) need a different
course of action rather than sue on their
contracts when non-payments occur.
So one can assume that the existence of
a mechanic’s lien is tied with security.
Some liens even provide contractors and
subcontractors the rights to the
property’s title. This is only fair since
these contractors and subcontractors
have helped supply the labor and
materials that led to the property’s
development.
Image source: nationaltitlecompany.com
In some areas, the lien exists to make
sure contractors and subcontractors are
fairly compensated, and if in the event
that this doesn’t happen, they will have a
stake in the property itself to make up for
any payment missed.
Without mechanic’s liens, the only
recourse contractors and subcontractors
would have is to sue clients based on
what can be found in the contract. And
since many of the clients, especially in
the bigger commercial real estate
businesses have powerful lawyers that
put loopholes in contracts, non-payments
occur regularly, and contractors and
subcontractors often lose in court due to
4. technicalities. Mechanic’s liens put a stop
to all that.
Image source: depaulindustries.com
Olympia Law P.C. is based in Orange
County, Los Angeles. This law firm deals
with a multitude of legal issues, including
disputes surrounding mechanic’s liens.
For more on Olympia Law and the work
they do, visit this blog.
A Few Less-Known Tra c Violations And
Their Guidelines
posted Jul 14, 2017, 5:44 AM by Olympia Law PC
Tra c rules are in place to keep people safe
and to make sure tra c ows smoothly in
and around the community. So with regard to
tra c, people should know their rights, and
they should know when these rules are not
being implemented properly. More common
violations are easy to understand and have
become part of society’s every day function.
But there are some confusing or ambiguous
rules. Let’s take a look at less known public
road rules and their guidelines.
5. Image source:seton.ca
Unsafe changing of lanes
This is a dangerous tra c violation wherein
motorists don’t use signal lights when
changing lanes, or when they go through
multiple lanes in one swerve. This has
brought on many road accidents. The correct
way of changing lanes is a process. Drivers
rst have to use their signal lights, check their
side mirrors if the lane is clear, then change
lanes. If they need to get to another lane,
then they should repeat the process.
Image source:openclipart.org
Driving in the wrong direction
There are a few ways by which a motorist can
violate this rule. They can either be ignoring a
one-way sign, or they could be creating a
counter- ow by exiting their lane and driving
onto incoming tra c. Those who nd
themselves driving down one-way streets
6. usually make a U-turn and go back to their
point of origin. Counter ow incidents are
much more dangerous, and should be
avoided at all costs.
Olympia Law is a Los Angeles and Orange
County-based law rm that deals with tra c
violations and a host of other legal areas. To
learn more about the rm and the work they
do, read this blog.
The Legal Consequences Of False
Allegations
posted Jun 26, 2017, 5:22 AM by Olympia Law PC [
updated Jun 26, 2017, 5:22 AM ]
False allegations are made every day.
However, when committed judicially or
quasi-judicially, the act can have
substantial repercussions for all the
parties involved, especially when it is a
result of intentional lying.
Accusations are considered
unsubstantiated or unfounded when there
is no sufficient evidence to support the
allegations. False allegations can be
divided into three categories: the alleged
event or offense did not occur; the
alleged incident occurred, but a party was
wrongly accused; and some descriptions
of the alleged event are true, while some
did not happen.
Image source: thesheet.ng
When an allegation has been proven to
be false, some of the legal consequences
are the following:
7. Perjury charges
When the false accusation was made in a
court proceeding, the most serious
ramification is that perjury can be
charged against the party who lied while
under oath. Perjury is filed separately and
has punishments of fines or jail time.
There are jurisdictions that have
expanded perjury to include false
accusations made in other legal settings.
Image source: reference.com
Defamation charges
False allegations can damage reputation.
Thus, in some instances, defamation
charges can be filed against the accuser.
If the claims had been made in writing,
libel could be charged; and when the
defamatory statement was made verbally,
it can be considered slander.
One of the most exceptional law firms in
California, Olympia Law P.C. provides
exceptional legal service to its clientele by
representing them with zeal and
professionalism. Visit this website for
more on the firm.
A Primer On Vehicular Homicide In
California
posted May 12, 2017, 12:26 AM by Olympia Law PC [
updated May 12, 2017, 12:26 AM ]
Vehicular homicide usually happens when a
person who isn’t behind the wheel dies
following a car crash. The driver is then
charged with either vehicular manslaughter
(if he was criminally negligent) or vehicular
8. homicide with the intent to harm the victim.
In other countries, the cause of vehicular
homicide can be translated to dangerous
driving resulting in death.
Image source: Youtube.com
Victims of vehicular homicide are not
necessarily passengers of other motor
vehicles. They can also be pedestrians,
cyclists, or even the passengers in the motor
vehicles with the o ender.
There are state laws when it comes to
vehicular homicide. Most of the time, these
laws depend on how reckless the o ender
was driving, or whether alcohol or illegal
substances were involved. It depends on the
circumstance, but o enders can be charged
with more serious crimes. These charges
include vehicular manslaughter, vehicular
manslaughter while intoxicated, gross
vehicular manslaughter while intoxicated,
and second-degree murder.
Image source: pixabay.com
9. Prosecutors have to prove rst that the
o ender committed a wrongful act that
resulted in the collision and death. Wrongful
acts can be felonies, misdemeanors, or
infractions. Meanwhile, some incidents are
tantamount to second-degree murder
charges. For example, when a convicted DUI
o ender causes a fatal collision because he
or she is driving under the in uence, he or
she can be charged with murder.
California-based law rm Olympia Law P.C.
handles cases that involve road accidents. For
more info on road rules, check out this blog.
Class Action Lawsuit: A Legal Venue To
Protect Consumers
posted Apr 27, 2017, 2:55 AM by Olympia Law PC [
updated Apr 27, 2017, 2:56 AM ]
Oftentimes, especially in countries where
government action for consumer protection
is nil if not weak, end users who have been
aggrieved by a product or a business entity
merely keep to themselves the agony,
thinking that standing up to a giant
enterprise is futile. Whereas, they should
have consulted legal practitioners specializing
in personal injury litigations, and who would
assess whether the harm done on their client
can be covered by a class action lawsuit. That
is, if there is a su ciently huge number of
individuals at the receiving end of similar
damage from the same commodity, or
corporation. Although each of the victims
could le a separate suit, such involves
signi cantly large nancial outlay as well as
attention, enough disincentives for one not to
pursue a court case.
10. Image source: Wikimedia commons
In a class action lawsuit, all the plainti s
comprise a single group represented by their
designated representative/s, les a single suit
and allows the case to be settled for the
entire class, enabling each member to a ord
the cost of hiring a legal consultant.
However, not every group of people of
similar complaints can simply le a class
action lawsuit. Based on the guidelines
issued under the Federal Rules of Civil
Procedure, group actions require class
certi cation. The group has to be large
enough to be certi ed as a class, that joining
each member in a smaller suit is not possible
nor practical, and that all of the members’
claims must rest on equal level of damage or
harm. For example, suits led against
defective medical products hardly qualify as
class action because each plainti may
exhibit varied forms of adversity and anguish.
11. Image source: LinkedIn
In addition to the requirements for
certi cation, the group’s designated
representative must have the same claim as
the rest of the members and is duty-bound
to work for the interests of the class. He/She
must not be in a situation that presents
con icting objective to the favorable
resolution of the case.
Olympia Law PC is one of the most exceptional
rms in California, delivering quality legal
services while thoroughly taking into
consideration the needs and interests of its
clients. Visit this Twitter page for more links to
law-related reads.
What exactly is bad faith insurance?
posted Feb 14, 2017, 2:54 AM by Olympia Law PC [
updated Feb 14, 2017, 2:54 AM ]
Bad faith insurance happens when an
insurance company is found to be appallingly
or maliciously refusing to ful ll its agreement,
which is to pay a policyholder’s claim. Other
instances of bad faith insurance are when the
insurance company refuses to investigate
and process a holder’s claim in a given
amount of time, when it changes the
meaning of the contract to keep from paying
the policyholder, when it intentionally does
not discuss limitations and exclusions of its
policies to prospective policyholders, or when
it makes outrageous demands just so
policyholders can prove they have legitimate
cause for a claim.
12. Image source: datanami.com
But when there is a di erence of opinion of
the loss amount, and the adjuster has
reasonable arguments to support his side, it
isn’t bad faith. If it was an honest mistake on
the part of the insurance company, and if it
wasn’t intentional, it isn’t bad faith.
California state law on bad faith (unfair
claims) practices has been the basis for other
state laws under that same category.
Image source: regblog.org
Punitive damages may even be awarded to
the policyholders if the insurance company is
proven to be especially malicious in its
actions. If it was an honest mistake, courts
normally do not instruct insurance
companies to pay more than the amount of
the claim.
13. Olympia Law is a California-based law rm that
deals with bad faith insurance cases. Learn
more about the rm and the work it does by
visiting this here.
The Bene ts Of Mediation
posted Jan 4, 2017, 11:54 PM by Olympia Law PC [
updated Jan 4, 2017, 11:54 PM ]
Court cases involving two private individual
parties tend to be viewed like a boxing
match. Although this is typical of a simplistic
expectation from an outsider, having two
parties go at each other aggressively in a
dispute is hardly the objective of the justice
system.
Image source: integroe.com.au
In truth, justice is concerned with ensuring
that the laws which have been violated would
re ect someone’s accountability, and the
ensuing reward or punishment. But there is
also such a thing as the pursuit of an
amicable settlement, which removes the
necessity for dragged out hearings. That’s
why most courts would support mediation
whenever this is possible.
There is a lot of bene t when no one has to
go through any form of hostilities, which
naturally come in court cases. Mediation
creates a far gentler environment for
compromise and levelheaded talks.
14. This environment provides the best
conditions for honesty and good will, instead
of lies and aces up the sleeves, which are
common features of an otherwise hostile
engagement. In mediation, an objective
examination of the facts would lead to both
parties in dispute to be more accepting of
consequences, and more amenable to
compromise.
Image source: mediationreddeer.com
Further, this leads to a less eventful and less
stressful settlement, where there is little
chance of anyone holding a grudge. That
being said, mediation is also obviously a
game of patience. However the ow of
negotiations can be at any point, the legal
mediator should hold on to the resolve to
keep both parties talking until they come
increasingly closer to a mutually attractive
resolution to the dispute.
Since 1997, Olympia Law P.C. has succeeded in
delivering results to its numerous clients,
holding the latter’s interest as its primordial
concern. The rm was founded by Mr. Steve S.
Gohari, an accomplished legal practitioner who
has nearly 20 years of experience on a broad
spectrum of elds such as international trade,
construction law, and mediation. Find out more
about the Calo rnia-based rm here.
Important Facts About Immigration
15. posted Oct 20, 2016, 12:35 AM by Olympia Law PC [
updated Oct 20, 2016, 12:35 AM ]
Immigration has always been a huge
aspect of American civilization. From the
first settlers thousands of years ago to
the coming of the Europeans to the turn
of the 20th century, the United States of
America has been a favorite destination
for immigrants, both legal and illegal.
Here are some hard facts about the illegal
immigrant situation in the United States.
Image source: asianjournal.com
There are more than 11 million illegal
aliens currently living in the United
States.
Over the past ve years, the U.S.
government has deported over 1.1
million illegal immigrants.
The overall cost of having illegal
immigrants in the U.S. tops $110
billion.
According to reports by the U.S.
government, there are over 165,000
illegal immigrants who are also wanted
for various crimes.
16. Over 990,000 immigrants are living in
the U.S. legally. Of this number, a little
above 152,500 were allowed entry
because of their skill. But that number
includes family members who were
granted entry as well.
Without the family members, the
number of skilled immigrants is around
60,000 to 70,000.
Approximately 10 percent of newborns
in the U.S. are from illegal aliens. In
fact, illegal immigrants account for
around 400,000 of the newborns in the
U.S. annually.
It is estimated that in the next 35 years,
an additional 105 to 110 million people
will be added to the American
population. Three-fourths of them will
be immigrants, and 20 percent of U.S.
residents will be immigrants.
Image source: emaze.com
One of Olympia Law P.C.’s specializations
is immigration. For more about the law
firm and its practice areas, visit this
website.
Fair play: Countering underhanded
business through unfair competition
litigation
posted Oct 3, 2016, 10:56 PM by Olympia Law PC [
updated Oct 3, 2016, 10:58 PM ]
Unfair competition subverts the principles of
17. free market capitalism by using subterfuge to
undermine competitors, instead of letting
market forces do their own work. An
epidemic of unfair competition can easily
threaten the health and integrity of an
industry. Unscrupulous practices can
undermine the ability of other players to
ourish and shortchange consumers in terms
of product and service quality.
Image source: steenstrupnews.com
Unfair competition is an umbrella term for
unethical business practices that include
false advertisement, copyright infringement,
bait-and-switch tactics, corporate espionage,
and defamation and misrepresentation. In
the modern day, this has extended to include
various unethical actions over the web, often
paralleling their brick-and-mortar
counterparts.
Unfair competition is a serious matter in
business, and corporations and
entrepreneurs alike often nd it in their best
interests to either refuse such methods or act
against them. Notable examples of
businesses refusing to participate in
corporate subterfuge include the arrest of
former Coca Cola employees trying to sell
company secrets to rival PepsiCo, initiated by
Pepsi itself.
Likewise, litigation remains one of the more
e ective ways of dealing with unscrupulous
cybersquatters, who would acquire the web
domains of large companies in an attempt to
either block a competitor from making a
more expansive online presence or force
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them to buy back the web domains from
them. Successful legal action could lead to
the recovery of intellectual data at a far lower
cost than buying it from the cybersquatter,
who would often attempt to gouge the prices,
especially if it means to put their competitor
at a disadvantage.
It is through pressing a legally binding case
against unscrupulous competition that a
business can protect both itself and the rest
of the market.
Image source: guardian.com
Olympia Law, PC, represents clients in cases of
unfair competition. For more on the rm and its
area of practice, visit this website.
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